iorys vs Xward Pay

Ready-to-use mobile banking app that can be white-labeled for your Bank, Payment firm, Crypto exchanger, P-to-P lending or any other FinTech. Quick rebranding with your corporate style or creation of a tailor-made design based on your needs. We are digital banking architects enabling financial institutions a fast-track launch of payment solutions with remarkable UI/UX. Our clients are both newly born FinTechs wishing to break in the market being competitive from the first days without major investments, and mature market participants seeking to upscale their IT platforms with fresh and advanced banking modules, including a mobile app. IORYS App includes: ACCOUNT OPENING Seamless new client onboarding flow with integrated 3rd party AML/KYC providers at your choice for safe and efficient remote identification and sanction/PEP screening. MULTI-CURRENCY ACCOUNTS Receiving and keeping different currencies without mandatory conversion. Your clients can keep balances in dozens of currencies (fiat and crypto) for efficient treasury management. ACCOUNT STATEMENTS Single and multi-currency account statements. Search for transactions based on dates, amounts, key words and other parameters. Extract of account statements in PDF/XL formats. PAYMENT CARDS Wide functionality with payment cards, including card ordering, balance view, view of all card details, block/unblock cards, PIN view/change, change of limits and other features. Possibility to have a multi-currency and a crypto card. SAVINGS An online piggy-bank allowing users to open savings accounts for keeping money aside for a dream purchase or any other needs. Ability to see the saving progress in %. MONEY TRANSFERS Receiving and sending payments within and outside Iorys banking platform, creation of templates, programming with deferred dates. Request of outgoing transfers with an automated currency exchange. Possibility to inform interested parties about outgoing transactions. SECURITY Face ID/Touch ID functionality and various access codes for cutting edge security of your clients’ wallets. View of previous accesses based on IP, country, date and time. NOTIFICATIONS Push messages about incoming/outgoing transactions for real time control for money movement. ACCESS RIGHTS Ability to set read-only or full access rights for various business scenarios. Try our app and other products of Iorys (Payment HUB, Ledger, AML module, Web banking) available on SaaS of or On Prem/License model. More info available on WWW.IORYS.COM Disclosure Iorys Ltd does not provide any payment or financial services. We are purely a technological company offering IT solutions for regulated entities.

Xward Pay is a modern bank which provides the customers with a progressive tool of personal banking. We’ve put in all our experience into creating the most convenient mobile app. Simple transfers, paying utility bills, a functional statement, and card settings which meant going to the bank office are now in your pocket!