Scarlet App vs h.way

WHAT IS SCARLET? The Scarlet™ Bank Account provides you a path to financial health. Scarlet gives you the tools to start building healthy financial habits, like budgeting your day-to-day needs and saving money through rewards. HOW THE SCARLET MOBILE APP WORKS: • Log in to quickly access your Available Balance and view the details of all your active and completed transactions • Easily manage your Scarlet Account on the go, wherever you are! FEATURES FOR REACHING YOUR FINANCIAL GOALS • Free to Add cash with Barcode Reload with at Walgreens and Duane Reade locations¹ • Get paid up to 2 days faster when you set up Direct Deposit² • Easily add money directly on your mobile device using Mobile Check Capture by Ingo® Money³ • Free ATM withdrawals at Walgreens and Duane Reade stores⁴ • Easily set up goals for things you want to save for • And much more! START EARNING WALGREENS CASH REWARDS⁵: • 5% on Walgreens Branded products • 3% on all other Walgreens purchases • 1% everywhere else Mastercard is accepted Visit getScarlet.com for more information. ¹Terms and conditions apply. You can add cash at other locations for up to $3.95. For details, please visit getScarlet.com/Legal. Message and data rates may apply. ²Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. ³The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and the First Century Bank and Ingo Money Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your Account. See getScarlet.com/Fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the Scarlet Mobile app. See getScarlet.com/Legal for details. Data rates may apply. ⁴Free in-network ATM withdrawals at over 55,000 Allpoint ATMs. ⁵Must be a myWalgreens™ member. Walgreens Cash rewards are not legal tender. No cash back. Walgreens Cash rewards good on future purchases. Exclusions apply. Complete details, including Walgreens Cash rewards expiration dates and Demand Deposit Account Rewards Terms, at getScarlet.com/Legal.

h.way allows you to do MONEY YOUR WAY. Sign up with your passport or valid license; no SSN is needed if you don't have one. Keep your account WITHOUT having a minimum balance and without surcharges. Plus, your funds will be kept in an FDIC-insured institution. We understand our community's money culture and have created an experience around it. Our goal is to help our community spend wisely, save, and invest for progress. Our benefits include: -Mastercard® debit card, with ID Theft Protection, which helps protect against identity theft 24/7. -Early payday: cash your paycheck up to two days earlier -Apple Pay and Google Pay -Access to around 55,000 ATMs without surcharges -Send money to other h.way users instantly and without surcharges. -Freeze and unfreeze your account from the app. You can learn more about h.way by visiting our website, www.h-way.com, or downloading the h.way app. * For Terms and Conditions, visit www.h-way.com. ** YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET, AND YOUR CARD IS REGISTERED, visit https://www.fdic.gov/deposit/deposits/prepaid.html *** The h.way prepaid Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a lincese from Mastercard. "Metropolitan Commercial Bank" and "Metropiolitan" are registered trademarks of Metropolitan Commercial Bank ©2020-2022