Splitkaro vs Divvi

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

Divvi splits the bill and then gets out of the way. Dinner, rent, a weekend trip, the shared taxi — add the expense, pick who was in, and Divvi works out who owes what. Split it equally or set custom shares. The maths is done in whole units of money, so the numbers always add up: no missing rupee, no stray cent. As people pay you back, tick them off. Each split shows what is still outstanding and what is settled, so you can see at a glance whether anything is still open. When it is done, share a receipt image. It renders as a picture, so it drops straight into WhatsApp, iMessage, Signal, or wherever the group already talks. Nobody you are splitting with has to install anything. NO ACCOUNT, NO SERVER Divvi has no sign-up, no login, and no backend. Your splits live on your iPhone. If you are signed in to iCloud, they sync privately across your own devices through your personal iCloud account — Divvi cannot read that data, and it is never sent to us. We do not run a server to send it to. This also means Divvi does not sync a split between you and the other people in it. Divvi is your own record of who owes what, not a shared group ledger. WHAT YOU GET • Equal shares on any expense, plus exact amounts and percentages with Divvi Pro • Whole-unit money maths, so totals always reconcile • Per-person settle-up tracking with a clear settled and unsettled view • A shareable receipt image — the one export, and it works everywhere • Private iCloud sync across your own devices, with no account required • Works fully offline ADS AND DIVVI PRO Divvi is free. Equal splits and up to 3 active splits at a time cost nothing, and Divvi shows a few ads: a card on the Home screen and an occasional full-screen ad at a natural pause, never while you are entering an expense. Divvi Pro is a one-time in-app purchase, not a subscription: it removes every ad and unlocks exact amounts, percentages and unlimited active splits. Or watch one short ad for a Divvi Pass, which unlocks the Pro features for 24 hours. Nothing you have already saved is ever locked. Divvi is built for iPhone.