Comparison

CitySavings Mobile vs BDO Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CitySavings Mobile

Manage your savings and loan accounts from your mobile device. View real-time balances for free and easily add multiple accounts to your dashboard. Secure registration with OTP ensures quick access to your financial information.

Highlights
  • Real-time account balance viewing
  • Add multiple accounts
  • Secure OTP registration
  • User profile building
  • Savings and loan account management
Features
Read full description

Signing up is as simple as 1-2-3. 1. Download the app on your mobile phone. 2. Register using your savings or loan account number. 3. Enter your One-Time Password (OTP). Once OTP is validated, you are set to build your user profile in the CitySavings Mobile. With the CitySavings Mobile, you can now view your Savings Account balance in real-time and for FREE. You want to view the balances of your other CitySavings accounts? Just “Add” it on the app and it will be displayed on your dashboard. CitySavings Bank Inc. is regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor: P500,000.

About

BDO Pay

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

Highlights
  • Scan QR Ph codes
  • Send money for free to BDO accounts
  • Pay bills with no service fees
  • Request money from users
  • Split bills
  • Buy load
  • QR withdrawals and deposits
Features
Read full description

No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

Screenshots

CitySavings Mobile4 screens
BDO Pay4 screens

Verdict

The call

The clearest difference is rating: BDO Pay at 4.8 against CitySavings Mobile's 1.0. BDO Pay also leads on review sentiment (31% vs 3%) and ratings volume (1.2K vs 2). CitySavings Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BDO Pay holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BDO Pay has 1.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 3% of CitySavings Mobile's written reviews are positive against 31% of BDO Pay's.

UpkeepUpdate frequency

CitySavings Mobile ships an update every 5 months, BDO Pay monthly. The most recent releases landed on June 30, 2026 and September 30, 2026 respectively.

Scorecard5 real differences · 5 level
CitySavings Mobile versus BDO Pay: the parameters behind the verdict, then further details
ParameterCitySavings MobileBDO Pay
PriceFreeFree
Rating1.0 (2 ratings)4.8 (1.2K ratings) — better
Positive reviews2.5% of reviews30.8% of reviews — better
Number of ratings21.2K — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size61 MB574 MB
Age rating4+4+
DeveloperCity Savings Bank, Inc.BDO Unibank, Inc.

Customer experience

CitySavings Mobile

Written reviews40 reviews
Positive2.5%
Neutral5.0%
Negative92.5%

BDO Pay

All ratings1,242 ratings
Positive94.6%
Neutral1.6%
Negative3.8%
Written reviews39 reviews
Positive30.8%
Neutral2.6%
Negative66.7%

In-app purchases

None

CitySavings Mobile

No in-app purchases

None

BDO Pay

No in-app purchases

Questions

Is CitySavings Mobile free?
CitySavings Mobile is free to download, with no in-app purchases.
Is BDO Pay free?
BDO Pay is free to download, with no in-app purchases.
Which has better reviews, CitySavings Mobile or BDO Pay?
BDO Pay is rated higher. CitySavings Mobile averages 1.0 out of 5 from 2 ratings, while BDO Pay averages 4.8 from 1.2K ratings.
Do CitySavings Mobile or BDO Pay have ads?
Neither CitySavings Mobile nor BDO Pay shows ads.
Which is updated more often, CitySavings Mobile or BDO Pay?
CitySavings Mobile ships an update every 5 months, and BDO Pay monthly. Most recently, CitySavings Mobile was updated on June 30, 2026 and BDO Pay on September 30, 2026.

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