Comparison

Pennylane vs Mes Comptes CCF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pennylane

Manage your business finances, accounting, and banking in one integrated platform. Streamline invoicing, track expenses, analyze performance, and collaborate with your accountant.

Highlights
  • Integrated business account
  • Purchase and sales management
  • Performance analysis
  • Invoice management
  • Collaboration with accountants
  • Over 300 integrations
Features
Read full description

Pennylane is the tool that brings together your finances, your accounting, and your Business Account! Discover the all-in-one solution for your business that includes purchase and sales management tools, performance analysis, and a Pro Account 100% integrated with your accounting. Pennylane is PDP certified! Receive and send your invoices in the FacturX format even before the reform is applied. Over 180,000 French companies and 2,500 accounting firms have already joined Pennylane. What changes with Pennylane: - Manage your activity from a single space: the purchase and sales modules allow you a complete management of your activity. Quotes, invoices, subscriptions, sales reminders... manage all your finances in one place! - Make better decisions: Pennylane allows you to access all the data of your activity and analyze it from a single platform. - Collaborate more effectively with your accountant: keep your accounting up-to-date in real-time. Pennylane suggests reconciliations to carry out and actions to perform. - Over 300 integrations available: simplify the retrieval of your flows and the management of your activity by connecting to your business tools directly from Pennylane. Get the Pennylane Pro Account including: - Free cards and unlimited free transfers: Enjoy customizable virtual or physical Mastercard cards and pay easily via SEPA transfer. - French IBAN, secured funds: Entrust your funds to a secured institution approved by the Banque de France (ACPR). - Payment of supplier invoices: Settle up to 400 invoices in one click, reconciliation and lettering are automatic. - Simplified collection of receipts: No more hunting for receipts! Receive a mobile notification with every transaction made with the Business Account card. Included in the mobile app: - Business Account: Initiate transfers, manage your bank cards and receive a mobile notification with every transaction made with your Pennylane Business Account. - Invoice management: Upload your purchase invoices, expense reports and follow their validation - Categorization: Categorize all your transactions and expense reports at the right time, without delay - Customer billing management: Create your sales quotes and invoices and send them to your clients - Accounting requests: Collaborate with your team and your accountant via comments and notifications - Track your cash flow and other key indicators

About

Mes Comptes CCF

Manage your banking securely and conveniently on the go. View account balances, make transfers, manage cards, and connect with your advisor. Offers features for budgeting and secure online payments.

Highlights
  • View account balances and transactions
  • Make internal and external transfers
  • Manage bank cards and limits
  • Create virtual bank cards
  • Schedule advisor appointments
  • Invest in stock markets
  • Categorize transactions for budgeting
Features
Read full description

Mes Comptes CCF mobile app is designed to offer you complete, simple and secure access to all your finances. Mes Comptes CCF allows you to: - View the balance and transactions of your current and savings accounts and your loans - Easily view and share your RIB/IBAN - Consult the other accounts for which you have access (children, guardianships, power of attorney) - Make transfers to internal or external accounts with ease - Add and manage beneficiaries - Manage your bank cards and adapt your limits in real time - Create your Securpay virtual bank card for your secure online purchases ⁠- Make an appointment with your advisor in a few clicks or contact them directly via secure messaging - Invest in stock markets and access your securities or PEA accounts - Categorize your transaction for your budget tracking - View your statements and your contracts - Update your profile, contact information and security code Your trusted device: - Register your trusted device and secure your operations 24/7 - Activate biometrics (Touch ID or Face ID depending on compatibility) to authenticate or validate your operations easily - Simplify the validation of your sensitive transactions such as transfers, adding beneficiaries, online payments, changes to card limits or checkbook orders... Mes Comptes CCF app offers a full range of free online banking services, from account management to communication with your advisor, while emphasizing security and ease of use. This application is designed for use in France. The products and services present in this application are intended for use by CCF customers in France. If you are outside of France, we may not be authorized to provide or offer certain products or services available through this application depending on your country of residence or the country in which you are currently located.

Screenshots

Pennylane4 screens
Mes Comptes CCF4 screens

Verdict

The call

The clearest difference is review sentiment: Pennylane at 67% against Mes Comptes CCF's 36%. Pennylane also leads on update cadence (weekly vs every 2 months). Mes Comptes CCF's advantage is ratings volume (1.4K vs 35) and rating (4.8 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mes Comptes CCF holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Mes Comptes CCF has 1.4K ratings behind it against 35, so its average is the more settled of the two. Written reviews complicate that: 67% of Pennylane's written reviews are positive against 36% of Mes Comptes CCF's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Pennylane ships an update weekly, Mes Comptes CCF every 2 months. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
Pennylane versus Mes Comptes CCF: the parameters behind the verdict, then further details
ParameterPennylaneMes Comptes CCF
PriceFreeFree
Rating4.6 (35 ratings)4.8 (1.4K ratings) — better
Positive reviews66.7% of reviews — better36.3% of reviews
Number of ratings351.4K — better
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.0 — better
Further details — not scored
Size151 MB200 MB
Age rating4+4+
DeveloperPennylaneCCF France

Customer experience

Pennylane

All ratings35 ratings
Positive91.4%
Neutral0.0%
Negative8.6%
Written reviews57 reviews
Positive66.7%
Neutral17.5%
Negative15.8%

Mes Comptes CCF

All ratings1,408 ratings
Positive95.4%
Neutral1.8%
Negative2.8%
Written reviews146 reviews
Positive36.3%
Neutral4.8%
Negative58.9%

Bugs and requests

Pennylane

Not enough reviews yet to summarise bugs or requests.

Mes Comptes CCF

Reported bugs

4 issues
  • Frequent app crashes and unavailability
  • Login issues and inability to switch devices
  • Unreliable push notifications
  • Inconsistent app behavior

Requested features

5 requests
  • Dark mode option
  • Improved messaging and notification system
  • Faster transaction processing
  • Better integration with other devices
  • More customization options

In-app purchases

None

Pennylane

No in-app purchases

None

Mes Comptes CCF

No in-app purchases

Questions

Is Pennylane free?
Pennylane is free to download, with no in-app purchases.
Is Mes Comptes CCF free?
Mes Comptes CCF is free to download, with no in-app purchases.
Which has better reviews, Pennylane or Mes Comptes CCF?
Mes Comptes CCF is rated higher. Pennylane averages 4.6 out of 5 from 35 ratings, while Mes Comptes CCF averages 4.8 from 1.4K ratings.
Do Pennylane or Mes Comptes CCF have ads?
Neither Pennylane nor Mes Comptes CCF shows ads.
Which is updated more often, Pennylane or Mes Comptes CCF?
Pennylane ships an update weekly, and Mes Comptes CCF every 2 months. Most recently, Pennylane was updated on October 15, 2026 and Mes Comptes CCF on October 14, 2026.

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