Comparison

PayGround vs Copper State Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayGround

Easily manage and pay all your healthcare bills from one place. Simply snap a picture of your bill, enter provider information, and choose your payment method for a streamlined experience.

Highlights
  • Pay all medical bills
  • Family bill management
  • Secure payment processing
  • AES 256-bit encryption
  • PCI-DSS Level 1 certified
Features
Read full description

PayGround was founded on the idea that paying your medical bills shouldn't be complicated. That's why PayGround makes it easy to access and pay all healthcare bills for you and your family—on your time and with one simple login. How does this work? 1. Create an account 2. Snap a pic of your medical bill 3. Choose your method of payment 4. Submit payment PayGround takes care of the rest! PAY ANY MEDICAL BILL Cut down on the time and hassle of sorting through the medical bill mess by using the PayGround app for all your medical bills. Simply enter the invoice and provider information, use your stored payment method and we take care of the rest. SAFE & SECURE All data that PayGround collects is stored with one of the most secure methods and standard levels of encryption for banks; AES 256-bit encryption. Additionally, PayGround holds a Payment Card Industry Data Security Standard (PCI-DSS) Level 1 certification level, the highest certification level in the payments processing industry, setting the standard for the storage of sensitive card information. You can be certain that your data will be safe with us. Discover more at payground.com.

About

Copper State Credit Union

Manage your finances on the go with this comprehensive banking app. Features include secure biometric login, easy money transfers, mobile check deposits, and bill payment. Track your spending, monitor your credit score, and set up custom alerts to stay in control of your money.

Highlights
  • Biometric login
  • Send money to friends/family
  • Mobile check deposit
  • Bill payment
  • Track finances
  • Credit score check
  • Customizable alerts
Features
Read full description

The Copper State Credit Union app is here to empower your financial life. Features: -Sign in with biometric identification -Send money to friends and family members -Deposit checks in a snap—no ATM necessary -Order a new debit card -Keep track of all your finances in one app -Pay bills and move funds between accounts -Check your credit score -Set up low balance alerts, transaction alerts and more -Organize transactions with tags, notes and photos of receipts -View and save monthly statements Not a member? Welcome! Visit Copper State Credit Union at https://www.copperstatecu.org or call 623.580.6000 to open an account today.

Screenshots

PayGround4 screens
Copper State Credit Union4 screens

Verdict

The call

The clearest difference is rating: Copper State Credit Union at 4.8 against PayGround's 3.6. Copper State Credit Union also leads on ratings volume (2.9K vs 34) and update cadence (every 4 weeks vs every 2 months). PayGround's advantage is iOS requirement (15.1 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Copper State Credit Union holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Copper State Credit Union has 2.9K ratings behind it against 34, so its average is the more settled of the two. Written reviews complicate that: 27% of PayGround's written reviews are positive against 24% of Copper State Credit Union's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PayGround ships an update every 2 months, Copper State Credit Union every 4 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard4 real differences · 6 level
PayGround versus Copper State Credit Union: the parameters behind the verdict, then further details
ParameterPayGroundCopper State Credit Union
PriceFreeFree
Rating3.6 (34 ratings)4.8 (2.9K ratings) — better
Positive reviews27.3% of reviews — better24.4% of reviews
Number of ratings342.9K — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.4
Further details — not scored
Size47 MB198 MB
Age rating17+4+
DeveloperPayGround, Inc.Copper State Credit Union

Customer experience

PayGround

All ratings34 ratings
Positive64.7%
Neutral0.0%
Negative35.3%
Written reviews11 reviews
Positive27.3%
Neutral0.0%
Negative72.7%

Copper State Credit Union

All ratings2,841 ratings
Positive93.9%
Neutral1.9%
Negative4.2%
Written reviews41 reviews
Positive24.4%
Neutral2.4%
Negative73.2%

Bugs and requests

PayGround

Not enough reviews yet to summarise bugs or requests.

Copper State Credit Union

Reported bugs

3 issues
  • Login issues for existing users
  • Incompatible with older devices
  • System outages and downtime

Requested features

4 requests
  • Restore previous app functionality
  • Include past transaction history
  • Allow setting dates for transfers
  • Improve customer support accessibility

In-app purchases

None

PayGround

No in-app purchases

None

Copper State Credit Union

No in-app purchases

Questions

Is PayGround free?
PayGround is free to download, with no in-app purchases.
Is Copper State Credit Union free?
Copper State Credit Union is free to download, with no in-app purchases.
Which has better reviews, PayGround or Copper State Credit Union?
Copper State Credit Union is rated higher. PayGround averages 3.6 out of 5 from 34 ratings, while Copper State Credit Union averages 4.8 from 2.9K ratings.
Do PayGround or Copper State Credit Union have ads?
Neither PayGround nor Copper State Credit Union shows ads.
Which is updated more often, PayGround or Copper State Credit Union?
PayGround ships an update every 2 months, and Copper State Credit Union every 4 weeks. Most recently, PayGround was updated on November 7, 2026 and Copper State Credit Union on November 8, 2026.

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