Comparison

OneJN vs PayAveta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneJN

Streamline your financial interactions across multiple JN companies with a single digital identity. This app simplifies onboarding, account management, and transactions, offering a secure and convenient way to access banking, insurance, and investment services.

Highlights
  • Unified digital identity for JN companies
  • Simplified onboarding and KYC updates
  • Access to banking, insurance, and investments
  • Apply for unsecured loans
  • Earn loyalty rewards
  • Secure data encryption
  • Financial well-being tips
Features
Read full description

ONE JN Passport Connected to serve you better. ONE way of onboarding. ONE way of engaging. ONE way to serve. ONE JN Passport - Easy Movement Across all JN Companies. Your one-time sign up will enhance your experience when doing business with JN Bank, JNGI and JN Life Insurance. Your journey from onboarding, to accessing information, applying for unsecured loans, conducting transactions and ultimately earning loyalty rewards, will be easy to use, convenient and secure. You will be recognised at JN Bank, JNGI and JN Life insurance - no need to submit personal information again and again. Download the ONE JN Passport App today. Apple users can use their phones to download from the iTunes Store Once you sign up and create your ONE JN Passport profile, you will be able to access the JN suite of benefits. You will need a valid government-issued ID and a Tax ID number to get started. Access to JN Group products and services, all in one place, starting with JN Bank, JNGI and JN Fund Managers Open new JN savings accounts, update your KYC information Save time when doing business with select JN Financial companies Convenient and advanced data encryption helps to ensure your information is secure Tips for your financial well being. Online support (live web chat)

About

PayAveta

Manage your digital wallet for spending, sending, and withdrawing cash with minimal fees. Seamlessly transfer funds from PayPal, top up mobile airtime, and even engage with cryptocurrency. Enjoy instant, free peer-to-peer payments and secure virtual card options.

Highlights
  • Withdraw from PayPal
  • Instant free money transfers
  • Cryptocurrency buying and selling
  • Mobile airtime top-up
  • Virtual prepaid Mastercard withdrawals
  • Low transaction fees
Features
Read full description

Register for your PayAveta wallet - Your wallet's new superpower. Enjoy spending, sending and withdrawing cash with absurdly low fees. The world’s literally at your fingertips. Withdraw From PayPal Users can withdraw PayPal funds through supported partners, convert balances into USD or local currency, and manage their money securely all in one place. Once funds are available in your wallet, you can use them for transfers, payments, or convert them to supported virtual cards for online and in-store purchases. No hidden fees Say goodbye to those annoying and sudden deductions from your account balance that come out of nowhere: no maintenance charges, there’s no minimum amount to have an wallet with us. Pay people instantly - for free Why should you need to spend money to send money? Pay whoever you want, whenever you want, as many times as you want. It’s on us. A plus? We don’t do SMS and email OTP passwords for transfers so that also means transfers are lightening fast. Crypto Buy, sell, and receive cryptocurrency assets as remittance from any platform that supports crypto on the chain. Mobile Airtime Top-Up: Easily recharge your phone or loved ones' phones with mobile airtime from within the app. Top-up any network with just a few taps. Withdraw to Prepaid Mastercard: You can now withdraw funds directly to a non-reloadable virtual prepaid Mastercard. Use it for online shopping or link it to Apple Pay/Google Pay for contactless payments at stores. Rapidly responsive customer service We believe that contacting customer support ought to be as simple as texting a friend. Therefore, you may contact our PayaCare by in-app live chat at any time. We communicate in English, Emoji! We will constantly reply. You are in complete control. Cashout to any bank of your choice. Visit our Facebook and Instagram sites to stay up to speed on the latest PayAveta news. facebook.com/payaveta instagram.com/payaveta linkedin.com/company/payaveta Have any ideas? Contact us at developer@payaveta.com if you have any thoughts, comments, love, or recommendations on how we may enhance the user experience. Privacy Policy => http://www.payaveta.com/privacy-policy Terms & conditions => http://www.payaveta.com/terms

Screenshots

OneJN3 screens
PayAveta4 screens

Verdict

The call

The clearest difference is rating: OneJN at 4.5 against PayAveta's 3.5. OneJN also leads on ads (none vs shown) and review sentiment (23% vs 0%). PayAveta's advantage is update cadence (fortnightly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OneJN holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: OneJN has 244 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 23% of OneJN's written reviews are positive against 0% of PayAveta's.

UpkeepUpdate frequency

OneJN ships an update every 2 months, PayAveta fortnightly. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.

Scorecard6 real differences · 4 level
OneJN versus PayAveta: the parameters behind the verdict, then further details
ParameterOneJNPayAveta
PriceFreeFree
Rating4.5 (244 ratings) — better3.5 (4 ratings)
Positive reviews23.3% of reviews — better0.0% of reviews
Number of ratings244 — better4
Update frequencyEvery 2 monthsFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015
Further details — not scored
Size148 MB240 MB
Age rating4+17+
DeveloperJN Bank UKPayAveta Limited

Customer experience

OneJN

All ratings244 ratings
Positive88.1%
Neutral0.8%
Negative11.1%
Written reviews30 reviews
Positive23.3%
Neutral0.0%
Negative76.7%

PayAveta

All ratings4 ratings
Positive50.0%
Neutral25.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

OneJN

No in-app purchases

None

PayAveta

No in-app purchases

Questions

Is OneJN free?
OneJN is free to download, with no in-app purchases.
Is PayAveta free?
PayAveta is free to download, with no in-app purchases.
Which has better reviews, OneJN or PayAveta?
OneJN is rated higher. OneJN averages 4.5 out of 5 from 244 ratings, while PayAveta averages 3.5 from 4 ratings.
Do OneJN or PayAveta have ads?
PayAveta shows ads; OneJN does not.
Which is updated more often, OneJN or PayAveta?
OneJN ships an update every 2 months, and PayAveta fortnightly. Most recently, OneJN was updated on October 17, 2026 and PayAveta on October 5, 2026.

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