Avant vs Five Lakes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Avant
Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.
- Schedule or cancel payments
- View transaction history
- Add or remove payment methods
- Enroll in autopay
- See upcoming payments
- Access customer support
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Make a payment, view transactions and more. Manage your card or loan with ease. Stay on top of your finances with our mobile app, a streamlined modern solution to managing your Avant credit card or loan. Credit Card • Schedule or cancel payments • View transaction history • Add or remove payment methods • Enroll in autopay and paperless statements Personal loans • Schedule or cancel payments • See your upcoming payments and your payment history If you ever need help, our customer support agents are available via phone or email, one tap away in the app. About Avant We are a credit-first financial technology company helping our customers move financially forward with expanded access to credit cards and loans. We champion our customers at every step of their financial journey and take pride in providing them with top-tier customer support. Explore your financial choices today at avant.com. Note: You cannot apply for a loan or credit card through the Avant app. If you would like to apply, please visit www.avant.com. Avant branded credit products are issued by WebBank.
Five Lakes
Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.
- Program progress review
- Enrolled account management
- Client Success Team connection
- Personal finance tips
- Financial journey inspiration
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- Review your program's progress and enrolled accounts - Connect easily with Five Lakes's Client Success Team - Receive personal finance tips and inspiration for your financial journey
Screenshots
Verdict
Avant and Five Lakes both sit at 4.8 stars, but that hides the real split: 93% of Five Lakes's written reviews are positive against 35% of Avant's. Five Lakes also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (15.1 vs 17.0). Avant's advantage is ratings volume (124K vs 4.8K) and chart position (#200 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Avant against 4.9 for Five Lakes. That said, the two scores are not equally well evidenced: Avant has 124K ratings behind it against 4.8K, so its average is the more settled of the two. Written reviews are what separate them: 35% of Avant's written reviews are positive against 93% of Five Lakes's.
Avant ships an update every 3 weeks, Five Lakes weekly. Both last shipped on September 24, 2026.
| Parameter | Avant | Five Lakes |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (124K ratings) | 4.9 (4.8K ratings) — better |
| Positive reviews | 35.0% of reviews | 92.6% of reviews — better |
| Number of ratings | 124K — better | 4.8K |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #200 — better | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 74 MB | 75 MB |
| Age rating | 4+ | 17+ |
| Developer | Avant, LLC (US) | Sergio Rabiela |
Customer experience
Avant
Five Lakes
User reviews
Avant
From 124K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Quick payments
- 💡 Helpful for rebuilding credit
- 🚀 Expeditious credit increases
- 👍 Great customer service
Room to improve
- 🐛 Frequent declines and account issues
- 🔒 Security concerns and account freezes
- 💰 High fees and interest rates
- 🕰️ Slow payment processing and balance updates
- 👎 Poor customer service and communication
Five Lakes
From 4.8K App Store ratingsWhat we love
- 🚀 Debt Relief Fast
- 👍 Fixing my debt
- 👍 Debt Reduction Help
- 👍 Easy way to get out of debt
- 👍 Thankful
Room to improve
- 🐛 Scam
- ⚠️ Not informed on everything
- ⚠️ Be Cautious
- ⚠️ No communication
- ⚠️ Not a happy client
Bugs and requests
Avant
Reported bugs
3 issues- App crashes and login issues
- Inaccurate account balances and transaction history
- Unexpected account closures and cancellations
Requested features
5 requests- Add Apple Pay/Google Pay support
- Improve app usability and navigation
- Provide more transparency on account information
- Streamline address/information update process
- Offer more flexible payment options
Five Lakes
Reported bugs
1 issue- The app not working since last update
Requested features
2 requests- Dark mode option
- Advanced analytics dashboard
In-app purchases
Avant
No in-app purchases
Five Lakes
No in-app purchases
Questions
Is Avant free?
Is Five Lakes free?
Which has better reviews, Avant or Five Lakes?
Do Avant or Five Lakes have ads?
Which is updated more often, Avant or Five Lakes?
Other comparisons
