Comparison

IIB Smart Mobile Banking vs NassPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IIB Smart Mobile Banking

Manage your accounts, initiate transfers, and access banking services on the go. This app allows for online account opening, cheque management, and viewing exchange rates. It also provides a locator for branches and ATMs.

Highlights
  • Account management and statement generation
  • Various transfer options (local, international)
  • Cheque book requests and follow-up
  • Online time deposit and sub-account opening
  • Branch and ATM locator
  • Currency exchange rates
  • Debit card management
Features
Read full description

The new IIB Smart Mobile Banking will provide you the following service - Accounts Service 1-Display Accounts 2-Display Balances 3-Display Transactions 4-Dispaly Transaction Details 5-Display Account Statement 6-DsplayTransaction Charts 7-Display IBAN number 8-Set Account Nickname 9-QR Generation account 10-Display Account Details 11- Generate Account Sttatement in different formats. - Transfer Service 1-Transfer Between Customer Accounts 2-Transfer Between Bank Customers (A/C,IBAN,QR Code) 3-Local Transfer (RTGS) 4-International Transfer -Beneficiaries -Cheques Books (Request, Follow-up , Cancel) -Time Deposit 1-Open online Time Deposit 2-Time Deposit Inquires -Open Online Sub Account -Display Standing Instructions -Display Post-dated Cheques -Workflow -Display Customer Information -Branches And ATMs Locator -Currencies Exchange Rates And More - Online Customer Onboarding - Depit Cards Management - View Murabaha - Emergency Payment. and you can Register online in IIB Smart Mobile Banking

About

NassPay

Manage your finances effortlessly with this app. Link your card, track transactions, and create virtual cards instantly. Send and receive money easily, find agents and ATMs, and stay updated with notifications. Enjoy 24/7 support for a seamless banking experience.

Highlights
  • Link NassPay card
  • Track transactions
  • Create virtual cards
  • Send and receive money
  • Find agents and ATMs
  • Transaction notifications
  • 24/7 support
Features
Read full description

NassPay is a cutting-edge Fintech app designed to revolutionize the way you manage your finances. Create an account within a few minutes Experience effortless financial management, enhanced convenience, and peace of mind with NassPay. Download it now and embrace the future of banking at your fingertips. Keep your money in IQD or USD directly in the app NassPay lets you exchange currencies in real time, giving you the flexibility to manage your money the way you want and whenever you need it. Track your transactions, and manage your spendings Track and monitor your transactions with NassPay. Stay in control of your finances with real-time updates and easy expense management. Create a Virtual NassPay Card in a few seconds NassPay lets you create a Virtual Card instantly. You can shop online, manage subscriptions, and split expenses easily. Quick, safe, and efficient transactions. Send & receive money with a few taps NassPay makes transferring money a breeze. With a few taps, you can easily send and receive funds from friends and family. No more hassle with complicated bank transfers - NassPay keeps it simple and easy to use. Transfer money between your accounts and cards, all within your mobile. Visit Our Branches Take advantage of our wide network across Iraq. With NassPay, you can easily locate and visit our branches to access a full range of financial services — from adding money to getting your account statement. All in one place. Don't miss a beat with our comprehensive notifications page Stay informed and connected with NassPay's notifications. Get important updates, transaction alerts, and security notifications instantly. Stay in the loop with all the information you need, easily accessible at your fingertips. 24/7 Support NassPay offers 24/7 support and a quick registration process for a smooth user experience. Thank you for choosing NassPay, and we look forward to serving you on your journey towards effortless financial management.

Screenshots

IIB Smart Mobile Banking4 screens
NassPay4 screens

Verdict

The call

The clearest difference is rating: NassPay at 3.6 against IIB Smart Mobile Banking's 3.0. NassPay also leads on review sentiment (40% vs 20%). IIB Smart Mobile Banking's advantage is monetization model (free vs ad-supported) and iOS requirement (14.8 vs 16). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NassPay holds the better App Store score, 3.6 against 3.0. Both are backed by a comparable volume of ratings — 52 and 33 respectively. Written reviews point the same way: 20% of IIB Smart Mobile Banking's written reviews are positive against 40% of NassPay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 10, 2026 and August 30, 2026 respectively.

Scorecard4 real differences · 6 level
IIB Smart Mobile Banking versus NassPay: the parameters behind the verdict, then further details
ParameterIIB Smart Mobile BankingNassPay
PriceFreeFree
Rating3.0 (52 ratings)3.6 (33 ratings) — better
Positive reviews20.0% of reviews40.0% of reviews — better
Number of ratings52 — better33
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.8 — better16
Further details — not scored
Size45 MB165 MB
Age rating17+17+
DeveloperIraqi Islamic Bank For Investment & DevelopmentNassPay Financial Solutions

Customer experience

IIB Smart Mobile Banking

All ratings52 ratings
Positive48.1%
Neutral5.8%
Negative46.2%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

NassPay

All ratings33 ratings
Positive63.6%
Neutral3.0%
Negative33.3%
Written reviews10 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

IIB Smart Mobile Banking

No in-app purchases

None

NassPay

No in-app purchases

Questions

Is IIB Smart Mobile Banking free?
IIB Smart Mobile Banking is free to download, with no in-app purchases.
Is NassPay free?
NassPay is free to download, with no in-app purchases.
Which has better reviews, IIB Smart Mobile Banking or NassPay?
NassPay is rated higher. IIB Smart Mobile Banking averages 3.0 out of 5 from 52 ratings, while NassPay averages 3.6 from 33 ratings.
Do IIB Smart Mobile Banking or NassPay have ads?
Neither IIB Smart Mobile Banking nor NassPay shows ads.
Which is updated more often, IIB Smart Mobile Banking or NassPay?
IIB Smart Mobile Banking ships an update every 2 months, and NassPay every 2 months. Most recently, IIB Smart Mobile Banking was updated on September 10, 2026 and NassPay on August 30, 2026.

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