Paisa Experience App vs HI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paisa Experience App
Manage personal credit records and track transactions. Send and receive credit requests via SMS without extra charges. Your data is kept private and the app is ad-free.
- Add personal credit records
- Track credit transactions
- Send credit requests
- Receive credit requests
- SMS credit request notifications
- Ad-free experience
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Paisa helps you add personal credit records and keep track of them. You can either add credit record and send request to people from your contacts or by selecting a phone number. Also, you can request people to accept the credit request either if you have to give or receive from them. All with the privilege of sending text messages of your credit requests through SMS without any extra charges. We don't show you ads, nor do we plan to sell your data.
HI
Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.
- Fund transfer (same and other banks)
- Card management
- Loan and fixed deposit view
- QR payments (NepalPay, eSewa)
- Account statement and transfer activities
- Balance enquiry
- Utility payments
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HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).
Screenshots
Verdict
The clearest difference is review sentiment: Paisa Experience App at 100% against HI's 0%. Paisa Experience App also leads on rating (5.0 vs 1.6) and monetization model (free vs free with in-app purchases). HI's advantage is update cadence (every 8 days vs every 6 weeks) and ratings volume (98 vs 2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paisa Experience App holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: HI has 98 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Paisa Experience App's written reviews are positive against 0% of HI's.
Paisa Experience App ships an update every 6 weeks, HI every 8 days. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.
| Parameter | Paisa Experience App | HI |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 1.6 (98 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 98 — better |
| Update frequency | Every 6 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 35 MB | 165 MB |
| Age rating | 4+ | 4+ |
| Developer | Ranga Incorporated Pvt. Ltd. | Himalayan Bank Limited |
Customer experience
Paisa Experience App
HI
Bugs and requests
Paisa Experience App
Not enough reviews yet to summarise bugs or requests.
HI
Reported bugs
3 issues- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors
Requested features
3 requests- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability
In-app purchases
Paisa Experience App
No in-app purchases
HI
No in-app purchases
