ForecastAI vs SpendGuard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ForecastAI
This app offers a unique approach to personal finance by focusing on forecasting future account balances. Users can track income and expenses, identify trends, and see the impact of unexpected events on their financial future. Data synchronization across devices ensures you never miss a beat.
- Forecast account balances
- Track income and expenses
- Identify balance trends
- Visualize financial impact
- Automatic data sync
- No account creation required
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ForecastAI is a new approach to managing your budget - with a focus on forecasting what your account balances will be over time. Simply setup what accounts you want to forecast, quickly enter your expected income & expenses and immediately see what your forecasted balance will be. With ForecastAI you can: - Easily Identify Account Balance Trends - Track Income & Expenses Using Customized Categories - Stay On Track With Savings & Financial Goals - Quickly See How An Unexpected Expense Impacts Your Financial Future - Data Is Synchronized Between Your Devices So You Don't Miss Anything We take your privacy seriously, so there is no account creation required and none of the data you enter in ForecastAI is viewable by us. Your data is YOUR data. FEATURES - No Account Creation Required! - Dynamic Type Support - Dark Mode - Custom Icon Support - Automatic Syncing Through iCloud - iPhone & iPad Support PRO FEATURES - Detailed Forecast Insights - Extended Forecasts Up to 24 Months - Multiple Forecasts - Linked Transactions Between Forecasts - Custom App Icons Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SpendGuard
This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.
- 48-hour impulse buy protection
- Daily spending streak tracking
- AI-powered spending reviews
- Effortless expense logging
- Multi-currency support (13 currencies)
- Visual spending reports
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SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login. EXPENSES LOG THEMSELVES Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category. NEVER MISS A TRIAL END Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month. ASK WHERE YOUR MONEY WENT Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer. YOUR WEEK AT A GLANCE The home screen shows today, this week and your budget left, so you always know where you stand. LOG ANYTHING IN SECONDS Paid in cash? Add an expense in a couple of taps with smart categories. YOUR WEEK, AS A STORY Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget. Private by design: no bank connection needed. Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.
Screenshots
Verdict
The clearest difference is rating: SpendGuard at 5.0 against ForecastAI's 4.4. SpendGuard also leads on update cadence (every 9 days vs monthly). ForecastAI's advantage is ratings volume (14 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ForecastAI sells 2 in-app purchases, starting at $3.99 per month and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
SpendGuard holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: ForecastAI has 14 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
ForecastAI ships an update monthly, SpendGuard every 9 days. Both last shipped on October 24, 2026.
| Parameter | ForecastAI | SpendGuard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (14 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 14 — better | 1 |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 14 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | ForecastAI, LLC | Ivan Hubar |
Customer experience
ForecastAI
SpendGuard
In-app purchases
ForecastAI
- Monthly Pro Subscription$3.991 Month
- Annual Pro Subscription$24.991 Year
SpendGuard
- SpendGoard Pro Monthly$4.991 Month
- SpendGoard Pro 3 Months3 Days trial$9.993 Months
- SpendGoard Pro Yearly7 Days trial$24.991 Year









