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SpendGuard: Expense Tracker

SpendGuard: Expense Tracker

Budget & Money Manager

1 ratings
1 review
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • March 25, 2026
  • October 3, 2026

Features

Developer

Ivan Hubar
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About

This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.

✓48-hour impulse buy protection
✓Daily spending streak tracking
✓AI-powered spending reviews
✓Effortless expense logging
✓Multi-currency support (13 currencies)
✓Visual spending reports
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What's New in SpendGuard

1.3.4

October 3, 2026

Small ASO changes

3

Subscriptions & In-App Purchases

SpendGoard Pro Monthly

Monthly Pro Subscription

$4.991 Month
How to cancel SpendGuard subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

That’s what I was looking for.

To be honest, I’m just tired from all of these different apps that are so overwhelming. Back in the time I switched to iPhone because it is user friendly, quick and easy and this app gave me the same feeling. Everything is well organized and has all the features that I need.
SimplysympluSimplysymplu

Response from developer

Thank you — this made our day! "Simple, quick, and not overwhelming" is exactly what we're going for. If anything ever feels off, reach out to us anytime. Happy tracking! 💙

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FAQ

Does SpendGuard have ads?

No, SpendGuard does not contain advertisements. It offers a clean, ad-free experience for users focused on managing their finances.

What are the subscription options for SpendGuard Pro?

SpendGuard Pro offers monthly ($4.99), 3-month ($9.99), and yearly ($24.99) subscription plans, providing access to AI-powered spending reviews and other advanced features.

How does SpendGuard's Impulse Guard feature work?

Impulse Guard acts as a 48-hour safety net for potential impulse purchases. It allows you to activate a timer, and if you still desire the item after two days, you can buy it with confidence, often realizing you didn't need it.

What devices is SpendGuard available on?

SpendGuard is currently available on iPhone, leveraging SwiftUI for a native iOS experience.

How often is SpendGuard updated?

The latest version of SpendGuard is 1.2.1, and it was last updated on May 29, 2026. Updates typically focus on improving features and user experience.

Can SpendGuard track expenses in different currencies?

Yes, SpendGuard supports 13 different currencies with live conversion rates, making it ideal for travelers, expats, and digital nomads managing finances across borders.

What is the age rating for SpendGuard?

SpendGuard has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management.

What makes SpendGuard different from other expense trackers?

SpendGuard focuses on being a 'spending coach' rather than just a logging tool. Features like the 48-hour Impulse Guard and AI-powered spending reviews aim to actively change user behavior and build financial discipline.