Comparison

DaySpend vs SpendGuard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DaySpend

Read full description

Most expense apps feel like homework. DaySpend doesn't. Snap a receipt or just say what you spent — AI captures it in 3 seconds. Subscriptions, cards and budgets live alongside, so you always know where your money goes. No bank login. No account. SMART CAPTURE - AI Receipt Scanner — Point your camera at any receipt. DaySpend reads the total, merchant and date in seconds. - Voice Capture — Just say "coffee five fifty" and you're done. Speak naturally in any of 15 languages, AI fills in the rest. - Apple Pay Auto-Capture — A Shortcut saves contactless payments to DaySpend without opening the app. MONEY YOU FORGET YOU'RE SPENDING - Subscriptions & recurring bills — Netflix, Spotify, gym, rent. See what renews next and how much it really costs you per year. - Cards & payment methods — Log spending by card or cash. See which card you actually use most. - Daily & per-category budgets — Real-time progress bars. Never overspend by accident. KNOW YOUR HABITS - Beautiful statistics — Daily, weekly, monthly and yearly breakdowns with editorial-quality charts. - 10+ categories — Food, Transport, Shopping, Entertainment, Health, Home, Subscriptions, Work, Travel and more. - Streaks & achievements — Build the habit and stay consistent. - Multi-currency — Switch currencies on the fly. Perfect for travel. - Export — CSV or PDF anytime, for your records or spreadsheets. BUILT WITH CARE - Biometric lock — Face ID, Touch ID or PIN. - Dark & light mode — Material 3 design that adapts to your system. - 15 languages — English, Spanish, French, German, Italian, Portuguese, Chinese, Japanese, Turkish, Dutch, Swedish, Indonesian, Vietnamese, Korean, Hindi. DAYSPEND PREMIUM Unlock the full power: - Unlimited AI receipt scans and voice captures - Unlimited subscriptions, cards and budgets - Advanced statistics and insights - Smart spending notifications - Priority access to new features Plans monthly or yearly. Try free, cancel anytime. PRIVACY FIRST Your expenses live on your device. No account required. Receipts and voice clips are sent to our AI only to read the amount, then discarded — never sold, never used for ads. Download DaySpend and finally know where your money goes. Terms of Use: https://cantelabs.com/dayspend/terms Privacy Policy: https://cantelabs.com/dayspend/privacy

About

SpendGuard

This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.

Highlights
  • 48-hour impulse buy protection
  • Daily spending streak tracking
  • AI-powered spending reviews
  • Effortless expense logging
  • Multi-currency support (13 currencies)
  • Visual spending reports
Features
Read full description

SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login. EXPENSES LOG THEMSELVES Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category. NEVER MISS A TRIAL END Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month. ASK WHERE YOUR MONEY WENT Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer. YOUR WEEK AT A GLANCE The home screen shows today, this week and your budget left, so you always know where you stand. LOG ANYTHING IN SECONDS Paid in cash? Add an expense in a couple of taps with smart categories. YOUR WEEK, AS A STORY Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget. Private by design: no bank connection needed. Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.

Screenshots

DaySpend4 screens
SpendGuard4 screens

Verdict

The call

The clearest difference is ads: SpendGuard at none against DaySpend's shown. DaySpend's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.6). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DaySpend sells 2 in-app purchases, starting at $2.99 per month and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DaySpend ships an update fortnightly, SpendGuard every 9 days. Both last shipped on October 31, 2026.

Scorecard3 real differences · 7 level
DaySpend versus SpendGuard: the parameters behind the verdict, then further details
ParameterDaySpendSpendGuard
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyFortnightlyEvery 9 days — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.6
Further details — not scored
Size54 MB20 MB
Age rating4+4+
DeveloperSneyder CanteIvan Hubar

In-app purchases

2 purchases

DaySpend

Subscriptions2
  • DaySpend Premium$2.991 Month
  • DaySpend Premium7 Days trial$19.991 Year
3 purchases

SpendGuard

Subscriptions3
  • SpendGoard Pro Monthly$4.991 Month
  • SpendGoard Pro 3 Months3 Days trial$9.993 Months
  • SpendGoard Pro Yearly7 Days trial$24.991 Year

Questions

Is DaySpend free?
DaySpend is free to download, with in-app purchases available.
Is SpendGuard free?
SpendGuard is free to download, with in-app purchases available.
Do DaySpend or SpendGuard have ads?
DaySpend shows ads; SpendGuard does not.
Which is updated more often, DaySpend or SpendGuard?
DaySpend ships an update fortnightly, and SpendGuard every 9 days. Most recently, DaySpend was updated on October 31, 2026 and SpendGuard on October 31, 2026.

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