Comparison

No Spend Today vs SpendGuard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

No Spend Today

Read full description

Spend less. Keep more. The coffee you made at home. The takeaway you skipped. The impulse buy you left behind. Small choices count—and No Spend Today helps you see what they add up to. Meet Pip, your little savings companion. Log the money you chose not to spend, keep an eye on subscriptions and build a daily habit worth keeping. COUNT WHAT YOU KEEP Log a skipped purchase in seconds. Choose a category, add the amount and watch your savings grow. Didn't spend anything today? Check in to keep your streak going. STAY AHEAD OF SUBSCRIPTIONS Add your subscriptions and see their monthly and yearly cost together. Track renewal dates and free trials, with reminders before charges arrive. ASK PIP “How am I doing?” “What should I cancel?” “How's my goal?” Talk to Pip about the savings, subscriptions and goals you've logged. Get answers based on your own numbers. SAVE FOR SOMETHING THAT MATTERS Set a savings goal for a trip, a new laptop or a little breathing room. Follow your progress and see an estimated completion date based on your saving pace. SEE YOUR SMALL WINS ADD UP Explore your daily savings, category breakdowns and check-in history. Build your streak and celebrate milestones with Pip. KEEP PIP CLOSE Log a skip from your Home Screen widget. Check your streak and savings on your Lock Screen. Set daily reminders and a weekly recap to help you stay consistent. YOUR DATA, ON YOUR IPHONE No account or bank connection required. Your entries stay on your device, and you can export your history as CSV. TRY IT FOR 3 DAYS Explore the app free for three days without starting a subscription. After that, a Premium subscription is required to continue. Weekly, monthly and yearly plans are available. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Make today a little richer. Privacy Policy: https://nospendtoday.danylokv.workers.dev/privacy.html Terms of Use: https://nospendtoday.danylokv.workers.dev/terms.html

About

SpendGuard

This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.

Highlights
  • 48-hour impulse buy protection
  • Daily spending streak tracking
  • AI-powered spending reviews
  • Effortless expense logging
  • Multi-currency support (13 currencies)
  • Visual spending reports
Features
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SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login. EXPENSES LOG THEMSELVES Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category. NEVER MISS A TRIAL END Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month. ASK WHERE YOUR MONEY WENT Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer. YOUR WEEK AT A GLANCE The home screen shows today, this week and your budget left, so you always know where you stand. LOG ANYTHING IN SECONDS Paid in cash? Add an expense in a couple of taps with smart categories. YOUR WEEK, AS A STORY Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget. Private by design: no bank connection needed. Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.

Screenshots

No Spend Today4 screens
SpendGuard4 screens

Verdict

The call

The clearest difference is update cadence: SpendGuard at every 9 days against No Spend Today's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. No Spend Today sells 3 in-app purchases, starting at $2.99 per 7 days and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

No Spend Today ships an update every 3 months, SpendGuard every 9 days. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
No Spend Today versus SpendGuard: the parameters behind the verdict, then further details
ParameterNo Spend TodaySpendGuard
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS17.617.6
Further details — not scored
Size3 MB20 MB
Age rating4+4+
DeveloperViktoriia KovalenkoIvan Hubar

In-app purchases

3 purchases

No Spend Today

Subscriptions3
  • Weekly Premium$2.997 Days
  • Monthly Premium$4.991 Month
  • Yearly Premium (Save 50%)$29.991 Year
3 purchases

SpendGuard

Subscriptions3
  • SpendGoard Pro Monthly$4.991 Month
  • SpendGoard Pro 3 Months3 Days trial$9.993 Months
  • SpendGoard Pro Yearly7 Days trial$24.991 Year

Questions

Is No Spend Today free?
No Spend Today is free to download, with in-app purchases available.
Is SpendGuard free?
SpendGuard is free to download, with in-app purchases available.
Do No Spend Today or SpendGuard have ads?
Neither No Spend Today nor SpendGuard shows ads.
Which is updated more often, No Spend Today or SpendGuard?
No Spend Today ships an update every 3 months, and SpendGuard every 9 days. Most recently, No Spend Today was updated on October 24, 2026 and SpendGuard on October 24, 2026.

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