No Spend Today vs SpendGuard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
No Spend Today
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Spend less. Keep more. The coffee you made at home. The takeaway you skipped. The impulse buy you left behind. Small choices count—and No Spend Today helps you see what they add up to. Meet Pip, your little savings companion. Log the money you chose not to spend, keep an eye on subscriptions and build a daily habit worth keeping. COUNT WHAT YOU KEEP Log a skipped purchase in seconds. Choose a category, add the amount and watch your savings grow. Didn't spend anything today? Check in to keep your streak going. STAY AHEAD OF SUBSCRIPTIONS Add your subscriptions and see their monthly and yearly cost together. Track renewal dates and free trials, with reminders before charges arrive. ASK PIP “How am I doing?” “What should I cancel?” “How's my goal?” Talk to Pip about the savings, subscriptions and goals you've logged. Get answers based on your own numbers. SAVE FOR SOMETHING THAT MATTERS Set a savings goal for a trip, a new laptop or a little breathing room. Follow your progress and see an estimated completion date based on your saving pace. SEE YOUR SMALL WINS ADD UP Explore your daily savings, category breakdowns and check-in history. Build your streak and celebrate milestones with Pip. KEEP PIP CLOSE Log a skip from your Home Screen widget. Check your streak and savings on your Lock Screen. Set daily reminders and a weekly recap to help you stay consistent. YOUR DATA, ON YOUR IPHONE No account or bank connection required. Your entries stay on your device, and you can export your history as CSV. TRY IT FOR 3 DAYS Explore the app free for three days without starting a subscription. After that, a Premium subscription is required to continue. Weekly, monthly and yearly plans are available. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Make today a little richer. Privacy Policy: https://nospendtoday.danylokv.workers.dev/privacy.html Terms of Use: https://nospendtoday.danylokv.workers.dev/terms.html
SpendGuard
This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.
- 48-hour impulse buy protection
- Daily spending streak tracking
- AI-powered spending reviews
- Effortless expense logging
- Multi-currency support (13 currencies)
- Visual spending reports
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SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login. EXPENSES LOG THEMSELVES Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category. NEVER MISS A TRIAL END Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month. ASK WHERE YOUR MONEY WENT Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer. YOUR WEEK AT A GLANCE The home screen shows today, this week and your budget left, so you always know where you stand. LOG ANYTHING IN SECONDS Paid in cash? Add an expense in a couple of taps with smart categories. YOUR WEEK, AS A STORY Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget. Private by design: no bank connection needed. Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.
Screenshots
Verdict
The clearest difference is update cadence: SpendGuard at every 9 days against No Spend Today's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. No Spend Today sells 3 in-app purchases, starting at $2.99 per 7 days and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
No Spend Today ships an update every 3 months, SpendGuard every 9 days. Both last shipped on October 24, 2026.
| Parameter | No Spend Today | SpendGuard |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 17.6 | 17.6 |
| Further details — not scored | ||
| Size | 3 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Viktoriia Kovalenko | Ivan Hubar |
In-app purchases
No Spend Today
- Weekly Premium$2.997 Days
- Monthly Premium$4.991 Month
- Yearly Premium (Save 50%)$29.991 Year
SpendGuard
- SpendGoard Pro Monthly$4.991 Month
- SpendGoard Pro 3 Months3 Days trial$9.993 Months
- SpendGoard Pro Yearly7 Days trial$24.991 Year









