Comparison

Wait Before You Buy vs SpendGuard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wait Before You Buy

This app helps you curb impulse spending by implementing a mandatory waiting period before making any purchase. Add items you're tempted to buy, set a timer, and then decide if you still want them when the time is up, saving you money.

Highlights
  • Customizable waiting periods
  • Visual progress tracking
  • Total savings calculator
  • Skip streak motivation
  • Organize temptations by category
  • Save product links
  • Offline data storage
Features
Read full description

**Stop impulse buying. Start saving money.** Ever bought something online and regretted it the next day? You're not alone — 50% of people make purchases they later wish they hadn't. Wait Before You Buy uses a simple, proven strategy: add a waiting period before any purchase. When you're tempted to buy something, add it to the app and set a timer — 24 hours, 7 days, or even 30 days. When the time's up, we'll ask you one question: "Do you still want this?" Most of the time, you won't. And that's money saved. **How it works:** 1. See something you want to buy? Add it to the app instead of your cart 2. Set a waiting period (24 hours to 30 days) 3. Watch your progress bar fill up as you wait 4. When time's up, decide: Skip it or Buy it 5. Track how much money you've saved by not buying **Features:** • Customizable waiting periods (24 hours, 3 days, 7 days, 2 weeks, 30 days) • Visual progress tracking • Total savings calculator • Skip streak to keep you motivated • Categories to organize your temptations • Save product links so you don't forget what caught your eye • Clean, beautiful interface • All data stays on your device — no account required **Why it works:** The "30-day rule" is a proven personal finance strategy. When you delay a purchase, the emotional urge fades, and you can make a rational decision. Studies show that waiting just 24 hours is often enough to avoid regret. **Stop clicking "Buy Now." Start clicking "Wait."**

About

SpendGuard

This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.

Highlights
  • 48-hour impulse buy protection
  • Daily spending streak tracking
  • AI-powered spending reviews
  • Effortless expense logging
  • Multi-currency support (13 currencies)
  • Visual spending reports
Features
Read full description

SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login. EXPENSES LOG THEMSELVES Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category. NEVER MISS A TRIAL END Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month. ASK WHERE YOUR MONEY WENT Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer. YOUR WEEK AT A GLANCE The home screen shows today, this week and your budget left, so you always know where you stand. LOG ANYTHING IN SECONDS Paid in cash? Add an expense in a couple of taps with smart categories. YOUR WEEK, AS A STORY Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget. Private by design: no bank connection needed. Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.

Screenshots

Wait Before You Buy2 screens
SpendGuard4 screens

Verdict

The call

The clearest difference is update cadence: SpendGuard at every 9 days against Wait Before You Buy's every 7 months. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wait Before You Buy sells 1 one-off in-app purchase and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Wait Before You Buy against 5.0 for SpendGuard. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Wait Before You Buy ships an update every 7 months, SpendGuard every 9 days. Both last shipped on October 31, 2026.

Scorecard1 real difference · 9 level
Wait Before You Buy versus SpendGuard: the parameters behind the verdict, then further details
ParameterWait Before You BuySpendGuard
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings2 — better1
Update frequencyEvery 7 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size6 MB20 MB
Age rating4+4+
DeveloperBig Fat Apps, LLCIvan Hubar

Customer experience

Wait Before You Buy

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SpendGuard

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Wait Before You Buy

One-time1
  • Unlock Unlimited Items$2.99
3 purchases

SpendGuard

Subscriptions3
  • SpendGoard Pro Monthly$4.991 Month
  • SpendGoard Pro 3 Months3 Days trial$9.993 Months
  • SpendGoard Pro Yearly7 Days trial$24.991 Year

Questions

Is Wait Before You Buy free?
Wait Before You Buy is free to download, with in-app purchases available.
Is SpendGuard free?
SpendGuard is free to download, with in-app purchases available.
Which has better reviews, Wait Before You Buy or SpendGuard?
Wait Before You Buy and SpendGuard are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Wait Before You Buy or SpendGuard have ads?
Neither Wait Before You Buy nor SpendGuard shows ads.
Which is updated more often, Wait Before You Buy or SpendGuard?
Wait Before You Buy ships an update every 7 months, and SpendGuard every 9 days. Most recently, Wait Before You Buy was updated on October 31, 2026 and SpendGuard on October 31, 2026.

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