Wait Before You Buy vs SpendGuard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wait Before You Buy
This app helps you curb impulse spending by implementing a mandatory waiting period before making any purchase. Add items you're tempted to buy, set a timer, and then decide if you still want them when the time is up, saving you money.
- Customizable waiting periods
- Visual progress tracking
- Total savings calculator
- Skip streak motivation
- Organize temptations by category
- Save product links
- Offline data storage
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**Stop impulse buying. Start saving money.** Ever bought something online and regretted it the next day? You're not alone — 50% of people make purchases they later wish they hadn't. Wait Before You Buy uses a simple, proven strategy: add a waiting period before any purchase. When you're tempted to buy something, add it to the app and set a timer — 24 hours, 7 days, or even 30 days. When the time's up, we'll ask you one question: "Do you still want this?" Most of the time, you won't. And that's money saved. **How it works:** 1. See something you want to buy? Add it to the app instead of your cart 2. Set a waiting period (24 hours to 30 days) 3. Watch your progress bar fill up as you wait 4. When time's up, decide: Skip it or Buy it 5. Track how much money you've saved by not buying **Features:** • Customizable waiting periods (24 hours, 3 days, 7 days, 2 weeks, 30 days) • Visual progress tracking • Total savings calculator • Skip streak to keep you motivated • Categories to organize your temptations • Save product links so you don't forget what caught your eye • Clean, beautiful interface • All data stays on your device — no account required **Why it works:** The "30-day rule" is a proven personal finance strategy. When you delay a purchase, the emotional urge fades, and you can make a rational decision. Studies show that waiting just 24 hours is often enough to avoid regret. **Stop clicking "Buy Now." Start clicking "Wait."**
SpendGuard
This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.
- 48-hour impulse buy protection
- Daily spending streak tracking
- AI-powered spending reviews
- Effortless expense logging
- Multi-currency support (13 currencies)
- Visual spending reports
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SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login. EXPENSES LOG THEMSELVES Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category. NEVER MISS A TRIAL END Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month. ASK WHERE YOUR MONEY WENT Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer. YOUR WEEK AT A GLANCE The home screen shows today, this week and your budget left, so you always know where you stand. LOG ANYTHING IN SECONDS Paid in cash? Add an expense in a couple of taps with smart categories. YOUR WEEK, AS A STORY Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget. Private by design: no bank connection needed. Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.
Screenshots
Verdict
The clearest difference is update cadence: SpendGuard at every 9 days against Wait Before You Buy's every 7 months. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wait Before You Buy sells 1 one-off in-app purchase and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Wait Before You Buy against 5.0 for SpendGuard. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Wait Before You Buy ships an update every 7 months, SpendGuard every 9 days. Both last shipped on October 31, 2026.
| Parameter | Wait Before You Buy | SpendGuard |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 7 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 6 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Big Fat Apps, LLC | Ivan Hubar |
Customer experience
Wait Before You Buy
SpendGuard
In-app purchases
Wait Before You Buy
- Unlock Unlimited Items$2.99
SpendGuard
- SpendGoard Pro Monthly$4.991 Month
- SpendGoard Pro 3 Months3 Days trial$9.993 Months
- SpendGoard Pro Yearly7 Days trial$24.991 Year









