MoneyFex vs SimlessPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyFex
Send money internationally with advanced control over delivery and usage. Pay bills and services directly in your home country without intermediaries. Experience fast, easy, and affordable global payments.
- International money transfers
- Beneficiary digital wallet management
- Control over fund reception
- Direct bill and service payments
- Real-time transaction notifications
- Service available in African countries
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MoneyFex is a money transfer company that specialises in post money transfer management and international payment services. We are bringing innovation to money transfer service, gone are the days of filling long forms and sending money abroad without having control on when the money should be received by the beneficiary. The control has been given back to you with our innovative solutions as you can now create a digital wallet for your beneficiary who lives abroad, have control on how much you credit into the wallet, see how the wallet is used by the beneficiary, get notifications whenever the wallet is used. Also, you can pay directly for services such as school fees, hospital and utility bills, accommodation and many others in your home country without the need for going through another person. We want to make money transfer and international payment services fast, easy and cheap. Our service is trusted and available in most African countries and is expanding to the Asian and South American continents.
SimlessPay
This app facilitates instant international money transfers for various needs like education, medical bills, or housing. It prioritizes security with open banking technology and offers competitive exchange rates and transparent pricing. The goal is to provide a smooth and stress-free cross-border payment experience.
- Instant money transfers
- Secure open banking technology
- Competitive exchange rates
- Transparent low-cost fees
- Regulated and supervised
- Cross-border payments
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Send money home with ease Support the people who matter most with SimlessPay. From tuition fees and medical expenses to everyday bills and important projects, our easy-to-use app helps you send money to family and friends back home quickly and securely. Fast Transfers Get money to your loved ones when they need it, with transfers typically delivered within moments. Delivery times may vary depending on the destination, banking partner and required checks. Secure Payments Send with confidence through open banking technology and strong customer authentication, where applicable. Competitive Exchange Rates Make your money go further with competitive exchange rates, clearly displayed before you confirm your transfer. No Transfer Fees SimlessPay charges no transfer fees. You’ll see the exchange rate and the amount your recipient will receive before you send. Regulatory Registration and Supervision SimlessPay is a trading name of Tetrad Incorporation Limited, registered with the UK Financial Conduct Authority as a Small Payment Institution under the Payment Services Regulations 2017 (FRN: 943177). Tetrad Incorporation Limited is also registered with HMRC for anti-money laundering supervision (XNML00000214565) Need help? Contact us at support@simlesspay.com
Screenshots
Verdict
The clearest difference is rating: SimlessPay at 4.6 against MoneyFex's 3.0. SimlessPay also leads on review sentiment (80% vs 50%) and ratings volume (32 vs 6). MoneyFex's advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SimlessPay holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: SimlessPay has 32 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 50% of MoneyFex's written reviews are positive against 80% of SimlessPay's.
MoneyFex ships an update every 8 days, SimlessPay every 2 weeks. Both last shipped on November 3, 2026.
| Parameter | MoneyFex | SimlessPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (6 ratings) | 4.6 (32 ratings) — better |
| Positive reviews | 50.0% of reviews | 79.6% of reviews — better |
| Number of ratings | 6 | 32 — better |
| Update frequency | Every 8 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 50 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | MoneyFex Ltd | SIMLESSPAY LIMITED |
Customer experience
MoneyFex
SimlessPay
In-app purchases
MoneyFex
No in-app purchases
SimlessPay
No in-app purchases
