Comparison

Fidfund MFB Mobile vs Dot Personal Banking App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fidfund MFB Mobile

Manage your bank account on the go with this mobile banking application. Check balances, view statements, and perform transactions like airtime recharge, bill payments, and inter-bank transfers. You can also request new cards and provide feedback directly to the bank.

Highlights
  • Account balance check
  • Account statement access
  • Airtime recharge
  • Bill payments
  • Inter-bank transfers
  • Card requests
Features
Read full description

Fidfund Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.

About

Dot Personal Banking App

Manage your finances easily with this app, offering quick account setup, bill payments, and money transfers. It provides a reliable debit card and secure access to your funds on the go. The service is fully licensed and insured for peace of mind.

Highlights
  • Quick account setup
  • Send and receive money
  • Pay bills and airtime
  • Reliable debit card management
  • Bank network monitor
  • Schedule transfers
  • Secure access with private mode
Read full description

Welcome to Dot Microfinance Bank, where managing your money is easy. Our mission is to provide financial services to everyone through technology, making banking a positive experience. With Dot, you'll discover a whole new way to handle your finances. Key Features: Quick account setup: Open a functional bank account within minutes, right from your phone. Send and receive money instantly, pay bills, purchase airtime, and earn points you can convert to cash, all from your mobile device. Reliable debit card: Say goodbye to failed transactions. Easily request, activate, and control your debit card from the app. Take your bank with you: Dot ensures safe and stress-free access to your money on the go. Handle everyday banking tasks while you're on the move. Sign up today and enjoy a range of financial benefits. What you'll enjoy: Send and receive money: With Dot, you can send money to anyone who can receive it, along with instant notifications for incoming funds. More people are choosing Dot as their preferred payment method, whether it's paying for DSTV, GOtv, electricity, or anything else. Reliable card: Request a Dot card for seamless online and offline transactions, and we'll deliver it right to your doorstep. No more visits to the bank. Bank network monitor: Know the network status of the bank you're sending money to, and discover the best and worst times for transactions. Schedule your transfers: Plan your transfers in advance and set them for your convenience. Sleep like a baby: You work hard for your money, and we work even harder to keep it safe. Rest assured that your money is secure with Dot. In case your debit card is lost, you can block it in the app (and unblock it if you find it). Use Private Mode to hide your account balance, and reach out to us for help via in-app chat or messages anytime you need it. Fully licensed and insured: We're licensed by the Central Bank of Nigeria, and your deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC), giving you complete peace of mind. Get started now: Register an account and start transacting within minutes! How to open an account: Opening an account is easy. In less than 5 minutes, get an account that fits your financial needs, with or without a BVN. Simply download the app and follow the instructions. Discover how to do life with Dot. Get started today!

Screenshots

Fidfund MFB Mobile4 screens
Dot Personal Banking App4 screens

Verdict

The call

The clearest difference is review sentiment: Fidfund MFB Mobile at 100% against Dot Personal Banking App's 40%. Fidfund MFB Mobile also leads on rating (5.0 vs 3.8) and device support (3 vs 1). Dot Personal Banking App's advantage is update cadence (every 5 weeks vs every 19 months) and ratings volume (16 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Fidfund MFB Mobile holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Dot Personal Banking App has 16 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Fidfund MFB Mobile's written reviews are positive against 40% of Dot Personal Banking App's.

UpkeepUpdate frequency

Fidfund MFB Mobile ships an update every 19 months, Dot Personal Banking App every 5 weeks. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
Fidfund MFB Mobile versus Dot Personal Banking App: the parameters behind the verdict, then further details
ParameterFidfund MFB MobileDot Personal Banking App
PriceFreeFree
Rating5.0 (1 ratings) — better3.8 (16 ratings)
Positive reviews100.0% of reviews — better40.0% of reviews
Number of ratings116 — better
Update frequencyEvery 19 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.4 — better16.4
Further details — not scored
Size26 MB176 MB
Age rating4+4+
DeveloperFidfund Microfinance BankDot Microfinance Bank Limited

Customer experience

Fidfund MFB Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Dot Personal Banking App

All ratings16 ratings
Positive68.8%
Neutral0.0%
Negative31.3%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

Fidfund MFB Mobile

No in-app purchases

None

Dot Personal Banking App

No in-app purchases

Questions

Is Fidfund MFB Mobile free?
Fidfund MFB Mobile is free to download, with no in-app purchases.
Is Dot Personal Banking App free?
Dot Personal Banking App is free to download, with no in-app purchases.
Which has better reviews, Fidfund MFB Mobile or Dot Personal Banking App?
Fidfund MFB Mobile is rated higher. Fidfund MFB Mobile averages 5.0 out of 5 from 1 ratings, while Dot Personal Banking App averages 3.8 from 16 ratings.
Do Fidfund MFB Mobile or Dot Personal Banking App have ads?
Neither Fidfund MFB Mobile nor Dot Personal Banking App shows ads.
Which is updated more often, Fidfund MFB Mobile or Dot Personal Banking App?
Fidfund MFB Mobile ships an update every 19 months, and Dot Personal Banking App every 5 weeks. Most recently, Fidfund MFB Mobile was updated on November 3, 2026 and Dot Personal Banking App on November 3, 2026.

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