Comparison

MCB Live vs digiBOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCB Live

This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.

Highlights
  • Bill Payment to 1,000+ Billers
  • Swift Fund Transfers
  • Secure Transactions with OTP
  • Multiple Accounts Management
  • Card Management & Activation
  • ATM Locator
Features
Read full description

MCB Live is the new flagship digital banking solution of MCB Bank that has been designed from the ground up to offer new and improved services to our customers, with a view to securely and conveniently conduct financial and non-financial transactions. MCB Live has a completely new user interface and an intuitive layout that will enable you to conduct digital banking transactions conveniently on the go or from wherever you may be. MCB Live is Fresh, its Fast, its Futuristic! - MCB Live comes with a new set of features, just a few of which are mentioned below: - Bill Payment to 1,000+ Billers - Swiftly Transfer Funds to any Bank via Quick Transfer - Secure financial transactions through OTP - Multiple Accounts Management - Cheque Book Request, Status inquiry and Stop Cheque Request - Account Statement with details of up to 10 transactions - e-Statement Subscription & Un-subscription - Efficiently manage your MCB Debit and Credit Cards - Request for new/replacement Cards online - Activate your Cards for eCommerce, online & International use online - Lodge a detailed Complaint quickly from within the app - Conveniently Donate to leading NGOs and social causes - Download Withholding Tax Certificate - Locate your nearest MCB ATM through the in-app ATM Locator - & much, much more! In order to take advantage of the new MCB Live experience, please manually uninstall your existing app and then download the new app from this App Store. For any queries or concerns regarding MCB Live, please call 111-000-622 or send us an email at info@mcb.com.pk from your registered mobile number. Please note that MCB Bank will continue to provide technical support for MCB Mobile till the foreseen future. Thank you for your patronage and support.

About

digiBOP

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

Highlights
  • Funds Transfer (own accounts, BOP, other banks, wallets)
  • Bill Payments (utilities, credit cards, online shopping, government)
  • Mobile Recharge/Top-up
  • Account Information & Transaction History
  • Debit Card Management (activate, lock/unlock)
  • Locate ATMs and Branches
  • Secure Touch ID Login
Features
Read full description

A unique digital banking experience with digiBOP Mobile Banking App. Experience convenient and seamless digital banking with the latest digiBOP Mobile App. Offering unique features and improved interface, BOP customers can now attend their everyday banking needs anywhere, anytime with the redefined mobile banking app digiBOP. Funds Transfer: • Transfer within own Accounts • Transfer Funds to BOP Accounts, • Transfer Funds to other bank accounts via RAAST/1-Link • Transfer Funds to wallets/microfinance bank accounts/wallets Bill Payments: • Utility bill payments • Credit Card & Loan Accounts payments • Online Shopping Companies bill payment • Pay Government challans and fees (FBR payments) Mobile Recharge/ Top up • Recharge/ top up your prepaid/ postpaid mobile (Jazz, Telenor, Zong, Ufone) • Purchase prepaid super-card/bundles with BOP mobile banking Account Information • View your account(s) balance(s) and other account details (Branch, IBAN) • Manage multiple accounts with ease • View your transaction history and account statement Card Management: • Activate your debit card • Lock/unlock debit card • Manage permissions on your debit/credit cards Discount & Offers: • Search & Navigate to the nearby deals and discounts offered on BOP cards (Debit/Credit) with BOP mobile banking Locate Us: • Find the nearby BOP ATMs and Branches Basic Banking features: • Login through secure touch ID • Beneficiary Management • Payee Management • Contact Us for complaint and queries • Update your mobile number/password Feedback: • Leave a message and one of our customer care representatives will get back to you Let us know your feedback regarding the BOP mobile banking app Follow us • facebook.com/thebankofpunjab • twitter.com/thebankofpunjab • Visit us: bop.com.pk

Screenshots

MCB Live4 screens
digiBOP4 screens

Verdict

The call

The clearest difference is rating: MCB Live at 4.3 against digiBOP's 1.1. MCB Live also leads on ratings volume (1.5K vs 12) and review sentiment (21% vs 2%). digiBOP's advantage is iOS requirement (12.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MCB Live holds the better App Store score, 4.3 against 1.1. That said, the two scores are not equally well evidenced: MCB Live has 1.5K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 21% of MCB Live's written reviews are positive against 2% of digiBOP's.

UpkeepUpdate frequency

MCB Live ships an update every 6 weeks, digiBOP monthly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
MCB Live versus digiBOP: the parameters behind the verdict, then further details
ParameterMCB LivedigiBOP
PriceFreeFree
Rating4.3 (1.5K ratings) — better1.1 (12 ratings)
Positive reviews21.0% of reviews — better1.5% of reviews
Number of ratings1.5K — better12
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.012.0 — better
Further details — not scored
Size566 MB187 MB
Age rating4+4+
DeveloperMCB Bank Ltd.The Bank Of Punjab

Customer experience

MCB Live

All ratings1,490 ratings
Positive83.0%
Neutral2.5%
Negative14.5%
Written reviews272 reviews
Positive21.0%
Neutral2.6%
Negative76.5%

digiBOP

All ratings12 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews65 reviews
Positive1.5%
Neutral0.0%
Negative98.5%

User reviews

MCB Live

From 1.5K App Store ratings

What we love

  • 🚀 Smooth and user-friendly
  • 🚀 Excellent app
  • 🚀 Improved app
  • 🚀 Good app, better than old app

Room to improve

  • 🐛 Crashes, lags, and unresponsive
  • 🐛 Glitchy, buggy, and unstable
  • 🐛 Slow, freezes, and takes forever to load
  • 🐛 Unreliable and unpredictable
  • 🐛 Frequent login and transfer issues

digiBOP

From 12 App Store ratings

What we love

  • 👍 Nice and good bank

Room to improve

  • 😞 Unable to sign up
  • 😞 OTP issues (disappears, not typeable, not received)
  • 😞 Login problems (tough, errors, profile locked)
  • 😞 App crashes frequently
  • 😞 Poor customer service

Bugs and requests

MCB Live

Reported bugs

5 issues
  • App crashes or freezes frequently
  • Login and registration issues
  • Unable to transfer funds or make payments
  • Incorrect account information and beneficiary details
  • Compatibility issues with newer device updates

Requested features

5 requests
  • Allow copy-paste functionality
  • Improve biometric login and verification
  • Enhance transaction history and reporting
  • Streamline bill payment and fund transfer process
  • Provide more customization options

digiBOP

Reported bugs

12 issues
  • OTP disappears automatically
  • OTP cannot be typed or pasted
  • OTP not received
  • App crashes on startup
  • Login screen freezes or shows errors
Show 7 more
  • Profile locked error
  • Cannot add new payees/beneficiaries
  • App hangs and gets stuck
  • Previous version worked better
  • New version not picking card data
  • Auto-fetch OTP error
  • App crashes on iPhone iOS version 12.5.5

Requested features

8 requests
  • Update app
  • Fix OTP issues
  • Improve login process
  • Improve customer service
  • Fix bugs and errors
Show 3 more
  • Improve UI/UX
  • Hire better developers
  • Make app work properly

In-app purchases

None

MCB Live

No in-app purchases

None

digiBOP

No in-app purchases

Questions

Is MCB Live free?
MCB Live is free to download, with no in-app purchases.
Is digiBOP free?
digiBOP is free to download, with no in-app purchases.
Which has better reviews, MCB Live or digiBOP?
MCB Live is rated higher. MCB Live averages 4.3 out of 5 from 1.5K ratings, while digiBOP averages 1.1 from 12 ratings.
Do MCB Live or digiBOP have ads?
Neither MCB Live nor digiBOP shows ads.
Which is updated more often, MCB Live or digiBOP?
MCB Live ships an update every 6 weeks, and digiBOP monthly. Most recently, MCB Live was updated on September 23, 2026 and digiBOP on September 21, 2026.

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