Zinary vs Bank9ja
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zinary
A secure and fast payment platform that enables users to make and accept contactless payments. It offers a simple way to manage transactions and provides live chat support for assistance.
- Secure payment platform
- Contactless payment support
- Accept and make payments
- Live chat support
- Fast transaction processing
Read full descriptionHide full description
Zinary, a secure, reliable, and fast payment platform. Zinary’s unique, simple and secure Zinpay feature allows you to make and accept payments. Sell more by supporting Zinpay in your store which is a contactless way of payment. If you need help, reach out to support@zinary.com or use the livechat for real time support.
Bank9ja
A digital banking platform designed for seamless and secure daily financial activities. It allows users to set up profiles quickly, send money, buy data, and pay bills for free, with additional bonuses and cashback. No branch visits or paperwork are required.
- Profile setup in 2 minutes
- Secure passcode and biometric login
- Free money transfers
- Purchase data
- Free bill payments
- Exclusive freebies and cashback
Read full descriptionHide full description
Bank9ja is a bank agnostic digital banking platform uniquely designed to make your daily banking activities easier, seamless and secure. Bank9ja is for everyone - employees, students, farmers, traders, everyday people, Millennials and GenZs. We have designed Bank9ja with Nigerians in mind, proudly a Nigerian product for Nigerians. Are you from 9ja, then Bank9ja is designed for you. Download, install, use, review and rate it. It's all yours to download for FREE. • Set up your profile in 2 minutes • Secure and faster login with a passcode and biometric login • Send money to any bank account or phone number in seconds for FREE (T & C apply) • Buy cheap data and stay connected • Pay bills for FREE • Enjoy multiple FREEBIES (bonus airtime, bonus betting wallet funding, cashback etc.) round the clock • No paperwork required • No need to ever visit a bank branch • More features coming soon to make your banking experience enjoyable like never before
Screenshots
Verdict
The clearest difference is rating: Bank9ja at 2.7 against Zinary's 1.8. Bank9ja also leads on review sentiment (18% vs 0%). Zinary's advantage is update cadence (every 2 weeks vs every 6 weeks) and iOS requirement (11.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bank9ja holds the better App Store score, 2.7 against 1.8. Both are backed by a comparable volume of ratings — 9 and 9 respectively. Written reviews point the same way: 0% of Zinary's written reviews are positive against 18% of Bank9ja's.
Zinary ships an update every 2 weeks, Bank9ja every 6 weeks. The most recent releases landed on August 28, 2026 and August 21, 2026 respectively.
| Parameter | Zinary | Bank9ja |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (9 ratings) | 2.7 (9 ratings) — better |
| Positive reviews | 0.0% of reviews | 18.2% of reviews — better |
| Number of ratings | 9 | 9 |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 54 MB | 81 MB |
| Age rating | 4+ | 17+ |
| Developer | ZINARY ANALYTICA LIMITED | 9 Payment Service Bank (9PSB) |
Customer experience
Zinary
Bank9ja
In-app purchases
Zinary
No in-app purchases
Bank9ja
No in-app purchases
