Comparison

urpay vs Riyad Bank App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

urpay

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Highlights
  • Digital wallet
  • Global money transfer
  • Bill payments
  • Virtual and physical cards
  • Mobile top-ups
  • Payment splitting
  • Family wallet
Features
Read full description

With urpay, you can manage all your financial needs from one app. Pay, transfer, save, pay your bills, earn rewards, and send money internationally with ease. The app also lets you issue virtual and physical cards, while the urpay Kids Band provides a safe and convenient way for your children to make payments—giving you a complete financial experience tailored to your everyday needs. Key Features: - Instant transfers - International transfers - Bill payments - Digital wallet - Cashback and rewards - Virtual and physical cards - urpay Kids Band - Secure payments - Bill splitting Download urpay today and discover a smarter way to manage your money with financial services designed to fit your everyday life.

About

Riyad Bank App

This digital banking app offers a sleek, intuitive interface for managing your finances on the go. Enjoy secure biometric access, personalized features, and streamlined applications for financial products. Manage credit cards, schedule transfers, and access account statements effortlessly.

Highlights
  • Biometric authentication
  • Personalized quick actions
  • Digital financial product applications
  • Credit card management
  • Scheduled transfers
  • Account statement downloads
Features
Read full description

As a part of our vision to be the lead in digital banking, we are excited to introduce the new Riyad Mobile! designed to redefine your banking experience with the best features and services. allowing you to seamlessly handle all actions whenever and wherever you are! Sleek design & Intuitive interface: Immerse yourself in a modern and luxurious design that not only looks good, but also enhances your experience, ensuring a seamless and enjoyable journey through the app. Effortless access: Experience quick and secure access to your account using biometric authentication, adding a layer of convenience to your banking routine. Tailored to you: Enjoy a personalized touch with quick actions customized to match your unique banking needs, ensuring a truly individualized experience. Exclusive offers: Be the first to know about our exclusive offers, seamlessly integrated into the app to keep you updated on the latest promotions. Streamlined finance application: Apply for financial products easy and quickly with the new end to end digital application process. Credit Card management: Manage your credit cards effortlessly perform transfers, view PINs, and request limit increases at your fingertips. Smart Scheduled Transfers: Easily manage and schedule transfers, adding a layer of convenience to your financial planning. Comprehensive account control: Download account statements, update personal information, and easily request a checkbook within the app. Elevate your banking experience! Download the new Riyad Mobile now for a seamless experience and functionality that goes beyond the ordinary.

Screenshots

urpay4 screens
Riyad Bank App4 screens

Verdict

The call

urpay and Riyad Bank App both sit at 4.6 stars, but that hides the real split: 78% of Riyad Bank App's written reviews are positive against 26% of urpay's. Riyad Bank App also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Riyad Bank App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 12K and 8.4K respectively. Written reviews point the same way: 26% of urpay's written reviews are positive against 78% of Riyad Bank App's.

UpkeepUpdate frequency

urpay ships an update every 9 days, Riyad Bank App every 11 days. Both last shipped on October 30, 2026.

Scorecard2 real differences · 8 level
urpay versus Riyad Bank App: the parameters behind the verdict, then further details
ParameterurpayRiyad Bank App
PriceFreeFree
Rating4.6 (12K ratings)4.8 (8.4K ratings) — better
Positive reviews26.2% of reviews78.3% of reviews — better
Number of ratings12K — better8.4K
Update frequencyEvery 9 days — betterEvery 11 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size230 MB210 MB
Age rating4+4+
DeveloperNeoleapRiyad Bank

Customer experience

urpay

All ratings11,730 ratings
Positive90.9%
Neutral2.0%
Negative7.1%
Written reviews164 reviews
Positive26.2%
Neutral4.9%
Negative68.9%

Riyad Bank App

All ratings8,308 ratings
Positive95.0%
Neutral1.5%
Negative3.5%
Written reviews480 reviews
Positive78.3%
Neutral2.9%
Negative18.8%

User reviews

urpay

From 12K App Store ratings

What we love

  • 💙 Best Digital Wallet
  • 👍 Easy to use, fast and good
  • 🚀 Fast and reliable even outside the kingdom
  • 💰 Great deals and user-friendly

Room to improve

  • 🐛 Network issues, app not working
  • 💰 High fees for transfers and transactions
  • 🔒 Requires location access
  • 🤔 Sudden changes to limits and features
  • 🤯 Terrible customer service and unresponsive

Riyad Bank App

From 8.4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Smooth banking experience
  • 💡 Improved design

Room to improve

  • 🐛 Bugs and glitches
  • 🔒 Lack of password manager support
  • ⚠️ Unreliable app performance
  • 🔍 Missing important features

Bugs and requests

urpay

Reported bugs

4 issues
  • Login/signup issues
  • Freezing, crashing, and performance problems
  • International transfers not working
  • Deduction of funds without reason

Requested features

6 requests
  • Add monthly spending reports
  • Allow multiple wallets
  • Support Mada cards
  • Restore previous cashback rates
  • Increase transfer limits
Show 1 more
  • Allow more users to manage family wallet

Riyad Bank App

Reported bugs

5 issues
  • App crashes frequently
  • Unable to receive OTP for login
  • Inconsistent behavior with Apple Pay
  • Switching languages causes issues
  • App not working outside of Saudi Arabia

Requested features

4 requests
  • Reintroduce sender details in transaction history
  • Bring back Face ID login
  • Optimize for iPad
  • Allow iCloud password integration

In-app purchases

None

urpay

No in-app purchases

None

Riyad Bank App

No in-app purchases

Questions

Is urpay free?
urpay is free to download, with no in-app purchases.
Is Riyad Bank App free?
Riyad Bank App is free to download, with no in-app purchases.
Which has better reviews, urpay or Riyad Bank App?
Riyad Bank App is rated higher. urpay averages 4.6 out of 5 from 12K ratings, while Riyad Bank App averages 4.8 from 8.4K ratings.
Do urpay or Riyad Bank App have ads?
Neither urpay nor Riyad Bank App shows ads.
Which is updated more often, urpay or Riyad Bank App?
urpay ships an update every 9 days, and Riyad Bank App every 11 days. Most recently, urpay was updated on October 30, 2026 and Riyad Bank App on October 30, 2026.

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