MoneySavingExpert vs Argos Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneySavingExpert
Access UK's largest personal finance site for deals, switching tips, and budgeting tools. Get expert guidance and alerts for money-saving opportunities on bills, credit, and everyday costs.
- Bill comparison and switching
- Credit score and report access
- Energy tariff comparison
- Budgeting tools
- Insurance quotes
- Deal finder
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Save money on your bills, credit, banking and everyday costs with the MoneySavingExpert app - the UK's biggest personal finance help site packed with deals, switching tips, budgeting tools and expert guidance from Martin Lewis. Get quick access to MSE’s top guides, breaking news, weekly deals, and Martin Lewis’ updates. Turn on notifications and we’ll alert you to money-saving opportunities as they happen. You’ll get access to MSE’s money saving tools in one place, including our: - Credit Club: See your credit score, credit report and credit eligibility rating - Cheap Energy Club: Compare energy tariffs and switch to save £100s - Amazon Discount Finder: Snag the cheapest UK deals on the retail giant - Bill Buster: Budget planner that tracks your bills and tells you when to switch - Broadband Comparison: Find the best UK broadband deals - Car Insurance Compare+: Get competitive quotes for car insurance - Cheap Mobile Finder: Discover affordable mobile plans - Council Tax Rebanding Calculator: Calculate savings on your council tax band - Credit Card Eligibility calculator: See your odds of getting the top credit cards - Home Insurance Compare+: Get home insurance quotes, switch and save - Income Tax Calculator: See how much pay you'll take home - 10-minute Benefit Calculator: Check your entitlement to government benefits - Mortgage Best Buys: Compare mortgage deals to find the best rates - Tax Code Checker: Ensure you're paying the correct amount of tax - Travel Insurance : Compare travel insurance policies for cheap deals - Stamp Duty Calculators: Estimate stamp duty costs when buying a property - Student Loan Calculators: Manage and understand your repayments MoneySavingExpert is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Argos Pay
Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.
- Check balance and credit limit
- View transactions (pending included)
- Track instalment and BNPL plans
- Make payments
- Set up Direct Debit
- Configure spending alerts
- Update contact details
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Manage your Argos Pay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Stay in control with the mobile app and manage your account easily: • Check your latest balance and available credit limit • View your latest transactions, including transactions that are still pending • Track the progress of your Instalment and Buy Now, Pay Later plans • Make a payment on your account • Set up or manage your Direct Debit • Select your spending alerts • Update your contact details & manage your contact preferences • Get in contact with us and view our FAQs Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.
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Verdict
MoneySavingExpert and Argos Pay both sit at 4.8 stars, but that hides the real split: 72% of MoneySavingExpert's written reviews are positive against 38% of Argos Pay's. MoneySavingExpert also leads on ratings volume (131 vs 2). Argos Pay's advantage is monetization model (ad-supported vs free with in-app purchases) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Argos Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MoneySavingExpert has 131 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 72% of MoneySavingExpert's written reviews are positive against 38% of Argos Pay's, so the app with the better star average is not the one people write more warmly about.
MoneySavingExpert ships an update every 2 weeks, Argos Pay every 8 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.
| Parameter | MoneySavingExpert | Argos Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (131 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 71.6% of reviews — better | 37.5% of reviews |
| Number of ratings | 131 — better | 2 |
| Update frequency | Every 2 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 136 MB |
| Age rating | 4+ | 17+ |
| Developer | MoneySavingExpert.com | NewDay Ltd |
Customer experience
MoneySavingExpert
Argos Pay
Bugs and requests
MoneySavingExpert
Reported bugs
4 issues- Cloudflare issues causing app to get stuck
- Inability to input verification codes
- Mortgage calculator not working
- Inconsistent user experience
Requested features
4 requests- Dark mode option
- Improved iPad support
- Better in-app navigation
- Faster response times
Argos Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MoneySavingExpert
No in-app purchases
Argos Pay
No in-app purchases
