Rellevate vs CBTKY

Rellevate is a digital consumer financial services platform that facilitates consumer access and use of their money, anytime…anywhere. Rellevate’s state-of-the-art digital platform strengthens organizations and their workforces with a financial wellness benefit, the Rellevate Digital Account featuring Pay Any-Day*. Pay Any-Day* enables employers to offer employees secure and affordable advances to earned wages, between pay periods. [:mav: 2.0.8] Other features of the Rellevate Digital Account with Earnings Credit, which is available to the general public, include a Rellevate Visa® Debit Card, ATM Network, Bill Pay and Send Money. There are no monthly subscription fees, no credit checks, and no minimum balance requirements. *Pay Any-Day currently available only to employees whose Employers offer the Rellevate Digital Account to their workforce. Rellevate facilitates banking services through Sutton Bank. Member FDIC. The Rellevate Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc The Rellevate MasterCard® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard YOUR MONEY WHEN YOU NEED IT For employees whose employer is offering Rellevate, you can access up to 50% of your pay before payday via Pay Any-Day. The funds are transferred real-time to your Rellevate Account. SPEND, ACCESS, SEND, EARN ON-YOUR MONEY The Rellevate Digital Account includes: The Rellevate Debit Card can be used at millions of locations worldwide Access your money at 55,000 locations worldwide with the Allpoint Network with 2 transactions per month / no fee Safe and secure Online Bill Pay with over 100,000 billers participating / no fee Send Money to Friends and Friends in the U.S. (including Puerto Rico) / no fee Earnings Credit paid monthly on account balances FDIC Insured Account, 24/7/365 Customer Service in English and Spanish

Citizens Bank & Trust KY app is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with CBTKY: • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • View and save your monthly statements • Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.