Rellevate vs Qistiq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rellevate
Access your earned wages between paydays with a digital account offering a debit card, bill pay, and money transfer services. It provides a financial wellness benefit for employees and is available to the general public with no monthly fees or credit checks.
- Pay Any-Day access to earned wages
- Rellevate Visa/MasterCard Debit Card
- ATM Network access
- Online Bill Pay
- Send Money feature
- Earnings Credit on balances
- FDIC Insured Account
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Rellevate is a digital consumer financial services platform that facilitates consumer access and use of their money, anytime…anywhere. Rellevate’s state-of-the-art digital platform strengthens organizations and their workforces with a financial wellness benefit, the Rellevate Digital Account featuring Pay Any-Day*. Pay Any-Day* enables employers to offer employees secure and affordable advances to earned wages, between pay periods. [:mav: 2.0.8] Other features of the Rellevate Digital Account with Earnings Credit, which is available to the general public, include a Rellevate Visa® Debit Card, ATM Network, Bill Pay and Send Money. There are no monthly subscription fees, no credit checks, and no minimum balance requirements. *Pay Any-Day currently available only to employees whose Employers offer the Rellevate Digital Account to their workforce. Rellevate facilitates banking services through Sutton Bank. Member FDIC. The Rellevate Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc The Rellevate MasterCard® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard YOUR MONEY WHEN YOU NEED IT For employees whose employer is offering Rellevate, you can access up to 50% of your pay before payday via Pay Any-Day. The funds are transferred real-time to your Rellevate Account. SPEND, ACCESS, SEND, EARN ON-YOUR MONEY The Rellevate Digital Account includes: The Rellevate Debit Card can be used at millions of locations worldwide Access your money at 55,000 locations worldwide with the Allpoint Network with 2 transactions per month / no fee Safe and secure Online Bill Pay with over 100,000 billers participating / no fee Send Money to Friends and Friends in the U.S. (including Puerto Rico) / no fee Earnings Credit paid monthly on account balances FDIC Insured Account, 24/7/365 Customer Service in English and Spanish
Qistiq
Access a portion of your earned wages before your official payday. This secure app offers flexible repayment options and a simple experience for managing your finances and unexpected expenses.
- Earned wage access
- Fast approval process
- Flexible repayment options
- Secure and private
- Real-time account management
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Qistiq – Get Paid Before Payday Take control of your finances with Qistiq, the smart way to access your earned wages before payday and choose flexible payment options that fit your budget. Whether you need help covering an unexpected expense or managing everyday cash flow, Qistiq provides a fast, simple, and secure experience. Features Earned Wage Access Access a portion of your earned wages before payday. Fast Approval Our AI-powered underwriting reviews income and deposit history to help make quick decisions, with human oversight for final approval. Flexible Payment Options Choose the repayment plan that works best for you, including Pay in Full or Pay in 4. Secure & Private Your financial information is protected using industry-standard security and encryption. Simple Experience Apply, track advances, manage repayments, and monitor your account—all from one app. Why Choose Qistiq? No traditional credit score required for eligibility evaluation Fast application process Transparent repayment options Real-time account management Secure payment processing Dedicated customer support Whether you're managing an unexpected expense or simply need more flexibility between paychecks, Qistiq helps you stay in control of your finances. Download Qistiq today and experience a smarter way to access your earnings. Terms of Use: https://qistiq.com/terms Privacy Policy: https://qistiq.com/privacy
Screenshots
Verdict
The clearest difference is review sentiment: Rellevate at 67% against Qistiq's 0%. Rellevate also leads on rating (4.8 vs 1.7) and ratings volume (134 vs 7). Qistiq's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rellevate holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: Rellevate has 134 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 67% of Rellevate's written reviews are positive against 0% of Qistiq's.
Rellevate ships an update monthly, Qistiq weekly. The most recent releases landed on November 11, 2026 and November 5, 2026 respectively.
| Parameter | Rellevate | Qistiq |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (134 ratings) — better | 1.7 (7 ratings) |
| Positive reviews | 66.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 134 — better | 7 |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 51 MB | 80 MB |
| Age rating | 12+ | 4+ |
| Developer | Rellevate, Inc. | NUVIA GROUP LLC |
Customer experience
Rellevate
Qistiq
In-app purchases
Rellevate
No in-app purchases
Qistiq
No in-app purchases









