Comparison

Rellevate vs Qistiq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rellevate

Access your earned wages between paydays with a digital account offering a debit card, bill pay, and money transfer services. It provides a financial wellness benefit for employees and is available to the general public with no monthly fees or credit checks.

Highlights
  • Pay Any-Day access to earned wages
  • Rellevate Visa/MasterCard Debit Card
  • ATM Network access
  • Online Bill Pay
  • Send Money feature
  • Earnings Credit on balances
  • FDIC Insured Account
Features
Read full description

Rellevate is a digital consumer financial services platform that facilitates consumer access and use of their money, anytime…anywhere. Rellevate’s state-of-the-art digital platform strengthens organizations and their workforces with a financial wellness benefit, the Rellevate Digital Account featuring Pay Any-Day*. Pay Any-Day* enables employers to offer employees secure and affordable advances to earned wages, between pay periods. [:mav: 2.0.8] Other features of the Rellevate Digital Account with Earnings Credit, which is available to the general public, include a Rellevate Visa® Debit Card, ATM Network, Bill Pay and Send Money. There are no monthly subscription fees, no credit checks, and no minimum balance requirements. *Pay Any-Day currently available only to employees whose Employers offer the Rellevate Digital Account to their workforce. Rellevate facilitates banking services through Sutton Bank. Member FDIC. The Rellevate Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc The Rellevate MasterCard® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard YOUR MONEY WHEN YOU NEED IT For employees whose employer is offering Rellevate, you can access up to 50% of your pay before payday via Pay Any-Day. The funds are transferred real-time to your Rellevate Account. SPEND, ACCESS, SEND, EARN ON-YOUR MONEY The Rellevate Digital Account includes: The Rellevate Debit Card can be used at millions of locations worldwide Access your money at 55,000 locations worldwide with the Allpoint Network with 2 transactions per month / no fee Safe and secure Online Bill Pay with over 100,000 billers participating / no fee Send Money to Friends and Friends in the U.S. (including Puerto Rico) / no fee Earnings Credit paid monthly on account balances FDIC Insured Account, 24/7/365 Customer Service in English and Spanish

About

Qistiq

Access a portion of your earned wages before your official payday. This secure app offers flexible repayment options and a simple experience for managing your finances and unexpected expenses.

Highlights
  • Earned wage access
  • Fast approval process
  • Flexible repayment options
  • Secure and private
  • Real-time account management
Features
Read full description

Qistiq – Get Paid Before Payday Take control of your finances with Qistiq, the smart way to access your earned wages before payday and choose flexible payment options that fit your budget. Whether you need help covering an unexpected expense or managing everyday cash flow, Qistiq provides a fast, simple, and secure experience. Features Earned Wage Access Access a portion of your earned wages before payday. Fast Approval Our AI-powered underwriting reviews income and deposit history to help make quick decisions, with human oversight for final approval. Flexible Payment Options Choose the repayment plan that works best for you, including Pay in Full or Pay in 4. Secure & Private Your financial information is protected using industry-standard security and encryption. Simple Experience Apply, track advances, manage repayments, and monitor your account—all from one app. Why Choose Qistiq? No traditional credit score required for eligibility evaluation Fast application process Transparent repayment options Real-time account management Secure payment processing Dedicated customer support Whether you're managing an unexpected expense or simply need more flexibility between paychecks, Qistiq helps you stay in control of your finances. Download Qistiq today and experience a smarter way to access your earnings. Terms of Use: https://qistiq.com/terms Privacy Policy: https://qistiq.com/privacy

Screenshots

Rellevate4 screens
Qistiq4 screens

Verdict

The call

The clearest difference is review sentiment: Rellevate at 67% against Qistiq's 0%. Rellevate also leads on rating (4.8 vs 1.7) and ratings volume (134 vs 7). Qistiq's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rellevate holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: Rellevate has 134 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 67% of Rellevate's written reviews are positive against 0% of Qistiq's.

UpkeepUpdate frequency

Rellevate ships an update monthly, Qistiq weekly. The most recent releases landed on November 11, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
Rellevate versus Qistiq: the parameters behind the verdict, then further details
ParameterRellevateQistiq
PriceFreeFree
Rating4.8 (134 ratings) — better1.7 (7 ratings)
Positive reviews66.7% of reviews — better0.0% of reviews
Number of ratings134 — better7
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size51 MB80 MB
Age rating12+4+
DeveloperRellevate, Inc.NUVIA GROUP LLC

Customer experience

Rellevate

All ratings134 ratings
Positive95.5%
Neutral0.0%
Negative4.5%
Written reviews15 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Qistiq

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Rellevate

No in-app purchases

None

Qistiq

No in-app purchases

Questions

Is Rellevate free?
Rellevate is free to download, with no in-app purchases.
Is Qistiq free?
Qistiq is free to download, with no in-app purchases.
Which has better reviews, Rellevate or Qistiq?
Rellevate is rated higher. Rellevate averages 4.8 out of 5 from 134 ratings, while Qistiq averages 1.7 from 7 ratings.
Do Rellevate or Qistiq have ads?
Neither Rellevate nor Qistiq shows ads.
Which is updated more often, Rellevate or Qistiq?
Rellevate ships an update monthly, and Qistiq weekly. Most recently, Rellevate was updated on November 11, 2026 and Qistiq on November 5, 2026.

Other comparisons