Fay Servicing Mobile Access vs Plastiq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fay Servicing Mobile Access
Access all your loan information in a single, convenient application. View balances, important documents, and track your payment history with ease.
- View loan balances
- Access documents
- Track payment activity
- Centralized loan information
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Go to one place to see your balances, documents, payment activity and much more.
Plastiq
This app simplifies business bill payments, allowing users to create, view, and pay invoices securely from any location. It helps manage cash flow effectively and ensures timely payments, even when away from the office.
- Pay bills on-the-go
- Schedule future payments
- Repeat vendor payments
- Access documentation
- Real-time payables visibility
- Cash flow decision making
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The Plastiq app gives businesses a simple, secure way to create, view and pay bills from anywhere. Make smart cash flow decisions and keep your business running even when you’re out of office. Manage payables from anywhere and ensure revenue-dependent payments reach their destination on time with Plastiq Pay. Pay bills on–the-go - Pay a bill with 1 tap - Schedule a payment for a future date - Repeat a vendor payment with a tap - Access important documentation instantly - Stay informed with complete visibility into your payables - Make smart cash flow decisions in real time
Screenshots
Verdict
The clearest difference is rating: Fay Servicing Mobile Access at 4.6 against Plastiq's 3.7. Plastiq's advantage is update cadence (every 5 weeks vs every 14 months) and review sentiment (44% vs 33%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fay Servicing Mobile Access holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 61 and 85 respectively. Written reviews complicate that: 33% of Fay Servicing Mobile Access's written reviews are positive against 44% of Plastiq's, so the app with the better star average is not the one people write more warmly about.
Fay Servicing Mobile Access ships an update every 14 months, Plastiq every 5 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Fay Servicing Mobile Access | Plastiq |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (61 ratings) — better | 3.7 (85 ratings) |
| Positive reviews | 32.7% of reviews | 43.6% of reviews — better |
| Number of ratings | 61 | 85 — better |
| Update frequency | Every 14 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 201 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | FAY SERVICING, LLC | Plastiq, Inc. |
Customer experience
Fay Servicing Mobile Access
Plastiq
User reviews
Fay Servicing Mobile Access
From 61 App Store ratingsWhat we love
- 💡 Easy to use
- 🚀 Convenient payment process
- 👍 Organized and informative
Room to improve
- 🐛 Frequent password resets required
- 🔒 Security issues with login
- 👎 Poor customer service
- 🤯 Frustrating navigation
Plastiq
From 85 App Store ratingsWhat we love
- 👍 Easy to use and navigate
- 🚀 Powers cash flow and rewards
- 💳 Pay bills with credit cards
- 📱 Manage payables on the go
- ✨ Clean and modern design
Room to improve
- ❌ Payments not made as scheduled
- ❌ Payments canceled for unknown reasons
- ❌ Late fees incurred due to non-payment
- ❌ Refund delays and lack of explanation
- ❌ Difficulty reaching customer support
Bugs and requests
Fay Servicing Mobile Access
Reported bugs
3 issues- App crashes frequently
- Login information not recognized
- Unexpected lockouts
Requested features
3 requests- Face ID/Biometric login support
- Improved password management
- More reliable app performance
Plastiq
Reported bugs
14 issues- App does not work well, shows error on login
- App does not make scheduled payments
- App canceled payments without reason
- App processing time is 5 business days, then fails
- App payment not received by mortgage company
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- No way to contact customer service through the app
- Live agent chat box shows 'agent not available'
- Customer service number is a voicemail
- App verification code is longer than allowed
- App does not allow creation of new accounts
- App not recognizing connected banks
- App shows a red required button preventing payment submission
- App is inconsistent with check deposit status
- App requires invoice upload unnecessarily
Requested features
2 requests- Add dashboard overview of account
- Make app auto-rotate for iPad use
In-app purchases
Fay Servicing Mobile Access
No in-app purchases
Plastiq
No in-app purchases
Questions
Is Fay Servicing Mobile Access free?
Is Plastiq free?
Which has better reviews, Fay Servicing Mobile Access or Plastiq?
Do Fay Servicing Mobile Access or Plastiq have ads?
Which is updated more often, Fay Servicing Mobile Access or Plastiq?
Other comparisons
