PSB UnIC vs Stable Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSB UnIC
Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.
- Fund transfers (UPI, NEFT, RTGS, IMPS)
- Account details and statement generation
- Invest in term deposits and social security schemes
- Debit card management and application
- Cheque services and positive pay
- Biometric and MPIN login
Read full descriptionHide full description
PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS. Below are some features of PSB UnIC App: • Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App. • Instant self-accounts and within Bank transfer. • Instant Payment upto 10,000/- via UPI & IMPS without adding Payee. • Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI. • Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly. • Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY). • Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly. • Debit card management- Manage your debit card limits and control the usage online. • Apply for a new card, Hotlist a card or upgrade your card online. • Request for a new Cheque book instantly. • Pre-Intimate the issuance of cheques using Positive Pay. • Stop a cheque, enquire inward and outward cheque status • Generate bank statement, TDS certificate, Balance certificate instantly. • Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. We assure to add more and more features in the PSB UnIC. Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.co.in
Stable Money
Invest in fixed deposits and bonds through a secure, paperless platform. Compare interest rates from over 200 banks and NBFCs, and invest in secured bonds for attractive returns. Access an FD-backed credit card with cashback.
- Book FD online in under 3 minutes
- Compare interest rates across 200+ banks & NBFCs
- Invest in Secured Bonds up to 12% interest
- FD-backed credit card with 0.5% cashback
- Track all investments in one dashboard
- Instant withdrawals
Read full descriptionHide full description
Join 30L+ Indians & grow your wealth with Stable Money & Stable Bonds – a secure, paperless platform for everyday investors. Explore a wide range of investment options without opening a new bank account. 100% digital and seamless. • Book FD online in under 3 minutes • Compare interest rates across 200+ banks & NBFCs • Invest in Secured Bonds and earn up to 12% interest • Get FD-backed credit card with 0.5% cashback Upon downloading Stable Money App, you can access Stable Bonds through website: 'www.stablebonds.in'. Stable Bonds is an online bond platform provider made available to you through website: www.stablebonds.in. www.stablebonds.in is owned by Stable Broking Private Limited. Stable Broking Private Limited is registered with SEBI as a Stock Broker. What Can You Do with Stable Money App? • Fixed Deposits (FDs): Invest with trusted banks & NBFCs in FDs offering attractive, stable returns. • Bonds: Diversify your portfolio with carefully vetted, fixed-income bonds listed on Stable Bonds – our SEBI-registered bond platform. • FD-Backed Credit Card: Get a secured credit card without income proof, earn cashback, and a lot more while your FD continues to grow. • Recurring Deposits (RDs): Save systematically every month & enjoy consistent, reliable returns. Why Invest with Stable Money? • Access 200+ FDs from banks & NBFCs like Suryoday Bank, IndusInd Bank, Shriram Finance, Unity Bank & more. • Compare FD interest rates instantly & get personalized recommendations. • No savings account required, invest directly through app. • Complete your investment in just 3 minutes with instant confirmation. • Track all your investments in one dashboard. • Enjoy instant withdrawals with no paperwork or delays. Why Choose Stable Bonds? • SEBI-regulated Stock Broker and Online Bond Platform Provider (OBPP). • Transparent & clear returns with fixed tenures & no hidden charges. • Only handpicked, vetted bonds are listed for safety & reliability. • Earn up to 9-12% fixed income p.a. • Simple one-time KYC with PAN, Aadhaar & demat details. How to Invest with Stable Money App? 1. Download Stable Money app 2. Sign up with mobile number 3. Enter your name & email 4. Browse products like FDs, Bonds, and Credit Cards 5. Choose your amount & tenure 6. Complete KYC with Aadhaar & PAN 7. Add nominee & confirm 8. Make payment & get instant confirmation Your Money is Secure with Stable Money • DICGC Insurance: All bank FDs are insured up to ₹5 lakhs under RBI's DICGC guidelines. • RBI & SEBI Compliant: All products are RBI & SEBI compliant • Bank-grade security: Advanced encryption keeps your data safe. • Trusted partners only: We work with credible institutions that meet regulatory standards. • Transparent process: No hidden fees, no misleading claims. Invest with Confidence Whether you're a first-time investor or looking to grow long-term wealth, Stable Money gives you a reliable, efficient way to plan your finances. Download Stable Money App today & start investing smarter with FDs, Gold & Silver Mutual Funds, Bonds (through Stable Bonds - www.stablebonds.in), RDs & Secured Credit Cards. Registered Office: Stable Alpha Technologies Pvt. Ltd. BHIVE Workspace, AKR Tech Park A-Block, 7th Mile, Hosur Road Krishna Reddy Industrial Area, Bengaluru, Karnataka- 560068
Screenshots
Verdict
The clearest difference is update cadence: Stable Money at weekly against PSB UnIC's monthly. Stable Money also leads on ratings volume (43 vs 4) and review sentiment (63% vs 52%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for PSB UnIC against 4.7 for Stable Money. That said, the two scores are not equally well evidenced: Stable Money has 43 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 52% of PSB UnIC's written reviews are positive against 63% of Stable Money's.
PSB UnIC ships an update monthly, Stable Money weekly. Both last shipped on November 3, 2026.
| Parameter | PSB UnIC | Stable Money |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | 4.7 (43 ratings) |
| Positive reviews | 51.7% of reviews | 63.2% of reviews — better |
| Number of ratings | 4 | 43 — better |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 197 MB | 161 MB |
| Age rating | 4+ | 4+ |
| Developer | PUNJAB AND SIND BANK | Stable Alpha Technologies Private Limited |
Customer experience
PSB UnIC
Stable Money
In-app purchases
PSB UnIC
No in-app purchases
Stable Money
No in-app purchases
