PSB UnIC vs Expenses Diary

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS. Below are some features of PSB UnIC App: • Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App. • Instant self-accounts and within Bank transfer. • Instant Payment upto 10,000/- via UPI & IMPS without adding Payee. • Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI. • Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly. • Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY). • Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly. • Debit card management- Manage your debit card limits and control the usage online. • Apply for a new card, Hotlist a card or upgrade your card online. • Request for a new Cheque book instantly. • Pre-Intimate the issuance of cheques using Positive Pay. • Stop a cheque, enquire inward and outward cheque status • Generate bank statement, TDS certificate, Balance certificate instantly. • Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. We assure to add more and more features in the PSB UnIC. Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.co.in

Expenses Diary — Your Pocket Spreadsheet Made Simple. Log every penny as it happens It is engineered for anyone who wants the power of a Excel without formulas, menus, or frustration—whether you’re a busy professional, a tech-shy retiree,a house wife , small business owner or a student on the go. No Excel,no Paper. No audit trail. Just simple money tracking…until you decide otherwise. Why You’ll Love Expense Diary Instant Entry Tap “Add Expense” or “Add Income,” type your amount, give a quick remark, pick (or create) a category—and you’re done. No extra screens, no hidden options. Built-In Categories Separate Personal, Family, Official, Friends, and bussiness entries in one place. Everything lives together—but remains crystal-clear. Custom Labels Add “Groceries,” “Pet Care,” “Side Hustle” or any label on the fly. Your budget, your way. Real-Time Cash Balance Watch your “Cash in Hand” update instantly at the bottom of every screen. No surprises at the end of the month. Swipe Through Days Flip through dates with a tap or a swipe: yesterday’s pizza, today’s coffee, tomorrow’s plans—log them all as they happen. or whenever you remember. Search & Filter Instantly find “gym,” “Diwali gifts,” or “client payment.” Toggle incomes vs. expenses or any category to drill down. Tired of juggling spreadsheets or leaving a paper trail you’d rather not? Delete the App to erase every entry—because sometimes it is needed (See how much you REALLY spent on beer this year before you wipe it clean.) Custom Date-Range Reports One-tap weekly, monthly, or custom summaries; Print directly,export as PDF and share via email, Messages, or save to Files. Fully Offline & Private No sign-ups, no cloud sync, no ads. Your data stays on your device, always. Tailored for Everyone For Ladies Stay on top of family budgets—track school fees, groceries, and salon visits all in one app.Search all entries with that remark instantly. Plan special occasions—create custom categories like “Birthday Gifts” or “Diwali Decor.” Quick insights—see how much you’ve spent this week on “Kids” vs. “Home” in seconds. For the Elderly No complex menus—large buttons and clear fonts make logging a breeze. Peace of mind—keep track of medical bills, pension deposits, and investments.. Secure & private—all data lives locally; no passwords to remember. For Young People & Students Learn good habits—build a daily routine of logging every coffee, Uber ride, or part-time paycheck. Flexible categories—customize “Pizza Night” or “Campus Supplies” on the fly. Shareable reports—export your budget for group trips or project reimbursements. Coffee or avocado toast?—know exactly which addiction is costing you more before your next caffeine fix. For Men & Professionals Separate business from personal—log client invoices and work expenses alongside family bills. One-tap tax prep—filter “Official” category at year-end for a clean breakdown. Fuel your side hustle—track every freelance payment or gig income without juggling spreadsheets. Party budget revelation—dare to discover your true annual brew bill before clearing the slate. For Small Businesses & Freelancers Petty Cash Tracking—record daily shop sales, supply purchases, and vendor payments without a clunky ledger. Invoice Overview—log client payments, overdue amounts, and refunds in custom “Clients” category. Instant Profit & Loss Snapshot—view your profit or loss for any date range with one tap—no accounting degree needed. Tax Time Made Easy—export PDF summaries for your accountant; impress them with clarity, not Excel chaos. Be Shop-Smarts see how much you spent on samosas, stationery, or social media ads this month before you close shop. Make Expense Diary your daily habit—because managing money shouldn’t feel like homework.  Download now and take control of every dollar or rupee,one quick tap at a time. Currency symbol auto adjust according to your phone region setting. It’s not just an app; it’s your must-have pocket ledger.