Comparison

PSB UnIC vs Trackxpense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSB UnIC

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

Highlights
  • Fund transfers (UPI, NEFT, RTGS, IMPS)
  • Account details and statement generation
  • Invest in term deposits and social security schemes
  • Debit card management and application
  • Cheque services and positive pay
  • Biometric and MPIN login
Features
Read full description

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS. Below are some features of PSB UnIC App: • Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App. • Instant self-accounts and within Bank transfer. • Instant Payment upto 10,000/- via UPI & IMPS without adding Payee. • Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI. • Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly. • Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY). • Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly. • Debit card management- Manage your debit card limits and control the usage online. • Apply for a new card, Hotlist a card or upgrade your card online. • Request for a new Cheque book instantly. • Pre-Intimate the issuance of cheques using Positive Pay. • Stop a cheque, enquire inward and outward cheque status • Generate bank statement, TDS certificate, Balance certificate instantly. • Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. We assure to add more and more features in the PSB UnIC. Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.co.in

About

Trackxpense

Features
Read full description

Trackxpense is a simple and easy-to-use expense tracker designed to help you record your daily expenses and income without any complexity. Log your entries quickly and get a clear view of your spending habits and available balance. The app focuses on what matters most—tracking what you spend and what you earn—so you can stay aware of your finances every day. What You Can Do with Trackxpense Log daily expenses and income in seconds View a clear balance based on your entries See your data through simple graphs and summaries Add receipt photos or videos to keep records organized Review past entries anytime in one place Why Choose Trackxpense Clean and minimal interface No complicated setup or learning curve Designed for everyday personal use Your data remains private and under your control Trackxpense is ideal for anyone who wants a straightforward way to keep track of daily spending and income without unnecessary features. Start tracking today and build better awareness of your finances with Trackxpense.

Screenshots

PSB UnIC4 screens
Trackxpense4 screens

Verdict

The call

The clearest difference is ads: PSB UnIC at none against Trackxpense's shown. Trackxpense's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 17.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard3 real differences · 7 level
PSB UnIC versus Trackxpense: the parameters behind the verdict, then further details
ParameterPSB UnICTrackxpense
PriceFreeFree
Rating4.8 (4 ratings) — better—
Positive reviews51.7% of reviews—
Number of ratings4 — better—
Update frequencyMonthly—
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.014.0 — better
Further details — not scored
Size197 MB10 MB
Age rating4+4+
DeveloperPUNJAB AND SIND BANKAPPSUCCESSOR MEDIA PRIVATE LIMITED

In-app purchases

None

PSB UnIC

No in-app purchases

None

Trackxpense

No in-app purchases

Questions

Is PSB UnIC free?
PSB UnIC is free to download, with no in-app purchases.
Is Trackxpense free?
Trackxpense is free to download, with no in-app purchases.
Do PSB UnIC or Trackxpense have ads?
Trackxpense shows ads; PSB UnIC does not.

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