PSB UnIC vs WiseTrack

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS. Below are some features of PSB UnIC App: • Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App. • Instant self-accounts and within Bank transfer. • Instant Payment upto 10,000/- via UPI & IMPS without adding Payee. • Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI. • Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly. • Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY). • Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly. • Debit card management- Manage your debit card limits and control the usage online. • Apply for a new card, Hotlist a card or upgrade your card online. • Request for a new Cheque book instantly. • Pre-Intimate the issuance of cheques using Positive Pay. • Stop a cheque, enquire inward and outward cheque status • Generate bank statement, TDS certificate, Balance certificate instantly. • Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. We assure to add more and more features in the PSB UnIC. Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.co.in

WiseTrack is a powerful and intuitive expense management solution designed to help businesses streamline financial workflows, control budgets, and improve transparency across teams. Built with a smart role-based system for Admins, Employees, and Accountants, WiseTrack ensures that every user has the right level of access and control. With WiseTrack, managing company expenses becomes simple and efficient. Admins can create projects, organize trips within those projects, and assign employees or accountants to specific tasks. Each trip can include a defined budget for individual users, allowing better financial planning and accountability. Admins act as the central authority of the system. They can manage users by adding employees and accountants, assigning them to projects or trips, and controlling their access. Admins also define expense categories such as meals, travel, and rent, ensuring all expenses are standardized across the organization. In addition, PTO (leave) categories like full leave or short leave can be configured easily. Employees can log in to WiseTrack and access only the trips assigned to them. They can add expenses under those trips quickly and efficiently, choosing from predefined categories set by the Admin. Employees can also submit requests such as leave or short leave, making communication structured and transparent. Each request is sent directly to the Admin for review. Accountants play a key role in monitoring and analyzing financial data. They can view trips, track expenses, and access reports to ensure accurate record-keeping. This helps maintain financial clarity and supports better auditing and decision-making. WiseTrack includes a complete request management system. Admins can review all incoming requests and take action by approving or rejecting them. This ensures proper workflow control and reduces delays in decision-making. One of the standout features of WiseTrack is its reporting capability. Users can generate detailed PDF reports of expenses, making it easy to analyze spending patterns, share summaries, and maintain documentation for audits or internal reviews. The app also offers a comprehensive profile and settings section. Admins can manage expense categories, PTO categories, user accounts, and system preferences. Users can update their profiles, change passwords, and securely manage their accounts. Additional sections like Privacy Policy and Terms & Conditions are also accessible within the app. WiseTrack is designed with a clean and user-friendly interface, ensuring a smooth experience for all users. By reducing manual processes and improving visibility into financial data, it helps businesses save time, minimize errors, and stay in control of their expenses. Whether you’re a growing startup or an established organization, WiseTrack is your all-in-one solution for smarter expense management. Download WiseTrack today and transform the way your team tracks, manages, and reports expenses.