PSB UnIC vs EMIDash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSB UnIC
Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.
- Fund transfers (UPI, NEFT, RTGS, IMPS)
- Account details and statement generation
- Invest in term deposits and social security schemes
- Debit card management and application
- Cheque services and positive pay
- Biometric and MPIN login
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PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS. Below are some features of PSB UnIC App: • Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App. • Instant self-accounts and within Bank transfer. • Instant Payment upto 10,000/- via UPI & IMPS without adding Payee. • Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI. • Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly. • Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY). • Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly. • Debit card management- Manage your debit card limits and control the usage online. • Apply for a new card, Hotlist a card or upgrade your card online. • Request for a new Cheque book instantly. • Pre-Intimate the issuance of cheques using Positive Pay. • Stop a cheque, enquire inward and outward cheque status • Generate bank statement, TDS certificate, Balance certificate instantly. • Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. We assure to add more and more features in the PSB UnIC. Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.co.in
EMIDash
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Track your loans, EMIs, and personal lending in one simple app. EMIDash helps you manage home loans, car loans, personal loans, and money lent to friends or family with an easy-to-use dashboard designed for Indian users. Features: • EMI Calculator with instant repayment breakdown • Track multiple loans in one place • Monitor outstanding balances and due dates • EMI reminders and overdue alerts • Finance summary with income vs expenses overview • Personal money lending tracker • Multi-language support for Indian languages • Clean dashboard with visual charts and reports • Secure local experience with no bank account linking required Whether you want to calculate EMIs, stay on top of repayments, or manage personal finances, EMIDash gives you a simple and organized financial overview. Built for everyday users who want clarity and control over loans and monthly commitments.
Screenshots
Verdict
The clearest difference is iOS requirement: PSB UnIC at 17.0 against EMIDash's 26.4. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | PSB UnIC | EMIDash |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | — |
| Positive reviews | 51.7% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 26.4 |
| Further details — not scored | ||
| Size | 197 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | PUNJAB AND SIND BANK | Jay Vyalapully |
In-app purchases
PSB UnIC
No in-app purchases
EMIDash
No in-app purchases









