Comparison

行動郵局 vs 華南銀行+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

行動郵局

Access a convenient range of postal services on the go with this app, offering features like quick QR code payments, transfers, cardless withdrawals, bill payments, and more. Experience personalized notifications, branch reservations, secure transactions, and easy access to postal services—all in your pocket. For details, visit the official website and enhance your postal experience today.

Features
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提醒您:為保障您的交易安全,請於行動裝置上安裝最新版防毒軟體。 開啟悠遊新世代,行動郵局好自在! 「行動郵局」APP為你打造簡單又方便的使用者介面,主打快速掃碼收付、轉帳、無卡提款、線上繳費、郵件及保單查詢等功能。現在就把郵局放入口袋中,讓啵鴿帶你掌握郵局方便又快速的各項服務及最新優惠訊息。 欲知更多詳情請見中華郵政全球資訊網:https://www.post.gov.tw 行動郵局的五大特色: 一、 推播通知:推播通知好安心,為你提供個人化且即時的通知訊息。 二、 據點預約:服務預約好便利,線上先抽號碼牌和填單,臨櫃免等待。 三、 掃碼收付:掃碼收付好可靠,帳號不用記,出示收付款碼都沒問題。 四、 快速登入:一次設定好輕鬆,用生物辨識或圖形密碼,交易更方便。 五、 無卡提款:無卡提款好簡單,手機就是提款卡,不帶錢包也能領。 為維護網路交易安全,行動郵局採用TLS 1.1及TLS1.2加密協定作為資料傳輸保護機制,目前最低支援作業系統版本為iOS 15以上版本,非屬上述版本,建請先行升級作業系統或更換支援之行動裝置。 行動郵局APP使用權限說明: 一、位置:據點預約服務須使用該權限。 二、聯絡人:手機號碼轉帳須使用該權限。 三、照片:掃碼收付、記憶登入帳號、開啟APP之防毒提醒、截圖分享圖片及儲存裝置相關設定功能須使用該權限。 四、麥克風:語音輸入功能須使用該權限。 五、語音辨識:語音輸入功能須使用該權限。 六、相機:繳費(稅)、掃碼收付及郵件追蹤服務須使用該權限。 七、Face ID (生物辨識):快速登入服務須使用該權限。 八、通知:推播通知服務須使用該權限。

About

華南銀行+

Manage your finances with this comprehensive banking app. Access account balances, transfer funds, pay credit card bills, invest in funds, and track gold savings. Find nearby branches and ATM locations, and enjoy secure login options.

Highlights
  • Account balance and transaction history
  • Fund transfers (real-time and scheduled)
  • Credit card management and payments
  • Investment portfolio tracking
  • Gold savings account management
  • Foreign exchange services
  • Branch and ATM locator
Features
Read full description

「華南銀行+」APP獨具特色 ※只要您是華南銀行網路銀行客戶,即可使用網路銀行簽入代號及密碼,登入「華南銀行+」APP。如您是第一次登入行動銀行,須線上完成第一次開通程序。 ※帳務查詢:臺幣/外幣存款餘額總覽、臺外幣活存明細查詢、交換票據扣帳失敗查詢、貸款餘額查詢、信用卡消費明細查詢等。 ※轉帳服務:臺幣即時/預約轉帳(包括約定/非約定)、預約轉帳查詢/取消、臺幣常用轉入帳號查詢/新增/修改、交易安控機制變更等。 ※信用卡服務:信用卡/簽帳金融卡總覽、近3期信用卡/簽帳金融卡帳單查詢、線上繳付本行信用卡/簽帳金融卡費、信用卡紅利折現兌換/查詢等、線上申請信用卡、信用卡線上調額、信用卡分期服務。 ※信託理財:投資組合淨值查詢、基金申購/贖回/轉換/變更/解除交易、基金投資總覽、基金投資明細等、優利通、目標理財帳戶、圓夢錢包。 ※黃金存摺:黃金總覽、餘額/交易明細查詢、買進/回售、定期定額申購/變更/終止等。 ※外匯專區:結購/結售、外匯活存轉帳/活存轉定存、購買外幣現鈔暨旅行支票、外匯定存查詢暨變更等。 ※多元理財資訊:國際股匯市/台灣股市/各類基金資訊查詢、利率/匯率看板、黃金存摺牌告、貸款本息試算等,提供隨身理財資訊。 ※客戶服務:結合GPS定位,隨時隨地查詢臨近信用卡特店優惠,也提供臨近分行及ATM據點查詢。 ※快速登入專區 ※華銀支付 ※ APP使用權限說明 1. 麥克風:APP網路客服音訊功能需使用該權限。 2. 位置:使用服務據點功能需使用該權限。 3. 相機:使用華銀支付掃描 QRCode 功能需使用該權限。 4. 照片:使用華銀支付及儲存存摺封面功能需使用該權限。 5. 語音辨識:APP網路客服文字將語音轉為文字顯示在畫面上需使用該權限。 6. 生物辨識:APP使用快速登入需使用該權限。 7. 通知:APP通知中心推播訊息需使用該權限。 8. 網路:APP執行時網路連線資料傳輸需使用。 9. 儲存空間:讀取登入頁勾選記住功能之設定資料檔需使用該權限。 10. 電話:客服專線撥打電話功能需使用該權限。 11. 聯絡人:手機門號轉帳讀取通訊錄之電話號碼需使用該權限。 當您下載此App時,即代表您已詳閱並同意本行「隱私權保護聲明」。 【隱私權保護聲明】https://hncb.tw/83t8sp/ 提醒您:為確保您的帳務及交易安全,請於行動裝置安裝防護軟體。

Screenshots

行動郵局4 screens
華南銀行+4 screens

Verdict

The call

The clearest difference is review sentiment: 行動郵局 at 53% against 華南銀行+'s 27%. 行動郵局 also leads on rating (4.9 vs 4.7). 華南銀行+'s advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

行動郵局 holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 3.5K and 1.3K respectively. Written reviews point the same way: 53% of 行動郵局's written reviews are positive against 27% of 華南銀行+'s.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 26, 2026 and September 27, 2026 respectively.

Scorecard3 real differences · 7 level
行動郵局 versus 華南銀行+: the parameters behind the verdict, then further details
Parameter行動郵局華南銀行+
PriceFreeFree
Rating4.9 (3.5K ratings) — better4.7 (1.3K ratings)
Positive reviews53.1% of reviews — better26.7% of reviews
Number of ratings3.5K — better1.3K
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size123 MB175 MB
Age rating4+4+
DeveloperChunghwa Post Co., Ltd.Hua Nan Commercial Bank

Customer experience

行動郵局

All ratings3,530 ratings
Positive97.1%
Neutral1.1%
Negative1.8%
Written reviews32 reviews
Positive53.1%
Neutral15.6%
Negative31.3%

華南銀行+

All ratings1,276 ratings
Positive93.4%
Neutral3.5%
Negative3.1%
Written reviews15 reviews
Positive26.7%
Neutral0.0%
Negative73.3%

User reviews

行動郵局

From 3.5K App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Efficient money transfer
  • 👍 Convenient for overseas users

Room to improve

  • 🐛 Frequent app update issues
  • 🔒 Complicated device binding process
  • 🔒 Difficulty logging in

華南銀行+

From 1.3K App Store ratings

What we love

  • 💡 Frequent updates
  • 👍 Easy to use

Room to improve

  • 🐛 Compatibility issues with iOS 26.2.1
  • 🐛 Frequent crashes
  • 🔒 Overly restrictive security measures for overseas users
  • 👎 Difficult to navigate and use
  • 🐛 Login and account management problems

Bugs and requests

行動郵局

Reported bugs

3 issues
  • Unable to update app
  • Constant network connection errors
  • Locked accounts for no reason

Requested features

2 requests
  • Face ID support
  • Ability to delete unused accounts

華南銀行+

Reported bugs

3 issues
  • Unable to log in or access account
  • App freezes or crashes on launch
  • Incompatible with newer iOS versions

Requested features

2 requests
  • Allow changing app language
  • Improve user experience for overseas users

In-app purchases

None

行動郵局

No in-app purchases

None

華南銀行+

No in-app purchases

Questions

Is 行動郵局 free?
行動郵局 is free to download, with no in-app purchases.
Is 華南銀行+ free?
華南銀行+ is free to download, with no in-app purchases.
Which has better reviews, 行動郵局 or 華南銀行+?
行動郵局 is rated higher. 行動郵局 averages 4.9 out of 5 from 3.5K ratings, while 華南銀行+ averages 4.7 from 1.3K ratings.
Do 行動郵局 or 華南銀行+ have ads?
Neither 行動郵局 nor 華南銀行+ shows ads.
Which is updated more often, 行動郵局 or 華南銀行+?
行動郵局 ships an update monthly, and 華南銀行+ monthly. Most recently, 行動郵局 was updated on September 26, 2026 and 華南銀行+ on September 27, 2026.

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