Comparison

國泰世華網路銀行CUBE vs 行動郵局

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰世華網路銀行CUBE

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

Highlights
  • Quick login
  • Account inquiry (NTD & FCY)
  • Transfers (NTD & FCY)
  • FCY trading
  • Exchange rate inquiry
  • Credit card management
  • Two-step verification
Features
Read full description

CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 . Quick login . NTD account inquiry . NTD transfer . FCY account inquiry . FCY transfer . FCY trading . Exchange rate inquiry . Credit card transaction details inquiry . Credit card statements inquiry and payments . Credit card (CUBE Card) rewards category switch 〔Security〕 . Protects accounts with two-step verification . Safeguards login security with FIDO authentication . Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ . For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 . To ensure your account security, please install security software on your mobile device. . To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. . By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” . 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ . Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City

About

行動郵局

Access a convenient range of postal services on the go with this app, offering features like quick QR code payments, transfers, cardless withdrawals, bill payments, and more. Experience personalized notifications, branch reservations, secure transactions, and easy access to postal services—all in your pocket. For details, visit the official website and enhance your postal experience today.

Features
Read full description

提醒您:為保障您的交易安全,請於行動裝置上安裝最新版防毒軟體。 開啟悠遊新世代,行動郵局好自在! 「行動郵局」APP為你打造簡單又方便的使用者介面,主打快速掃碼收付、轉帳、無卡提款、線上繳費、郵件及保單查詢等功能。現在就把郵局放入口袋中,讓啵鴿帶你掌握郵局方便又快速的各項服務及最新優惠訊息。 欲知更多詳情請見中華郵政全球資訊網:https://www.post.gov.tw 行動郵局的五大特色: 一、 推播通知:推播通知好安心,為你提供個人化且即時的通知訊息。 二、 據點預約:服務預約好便利,線上先抽號碼牌和填單,臨櫃免等待。 三、 掃碼收付:掃碼收付好可靠,帳號不用記,出示收付款碼都沒問題。 四、 快速登入:一次設定好輕鬆,用生物辨識或圖形密碼,交易更方便。 五、 無卡提款:無卡提款好簡單,手機就是提款卡,不帶錢包也能領。 為維護網路交易安全,行動郵局採用TLS 1.1及TLS1.2加密協定作為資料傳輸保護機制,目前最低支援作業系統版本為iOS 15以上版本,非屬上述版本,建請先行升級作業系統或更換支援之行動裝置。 行動郵局APP使用權限說明: 一、位置:據點預約服務須使用該權限。 二、聯絡人:手機號碼轉帳須使用該權限。 三、照片:掃碼收付、記憶登入帳號、開啟APP之防毒提醒、截圖分享圖片及儲存裝置相關設定功能須使用該權限。 四、麥克風:語音輸入功能須使用該權限。 五、語音辨識:語音輸入功能須使用該權限。 六、相機:繳費(稅)、掃碼收付及郵件追蹤服務須使用該權限。 七、Face ID (生物辨識):快速登入服務須使用該權限。 八、通知:推播通知服務須使用該權限。

Screenshots

國泰世華網路銀行CUBE4 screens
行動郵局4 screens

Verdict

The call

國泰世華網路銀行CUBE and 行動郵局 both sit at 4.8 stars, but that hides the real split: 53% of 行動郵局's written reviews are positive against 35% of 國泰世華網路銀行CUBE's. 國泰世華網路銀行CUBE's advantage is update cadence (fortnightly vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.9 for 行動郵局. Both are backed by a comparable volume of ratings — 1.8K and 3.5K respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 53% of 行動郵局's.

UpkeepUpdate frequency

國泰世華網路銀行CUBE ships an update fortnightly, 行動郵局 monthly. Both last shipped on September 23, 2026.

Scorecard2 real differences · 8 level
國泰世華網路銀行CUBE versus 行動郵局: the parameters behind the verdict, then further details
Parameter國泰世華網路銀行CUBE行動郵局
PriceFreeFree
Rating4.8 (1.8K ratings)4.9 (3.5K ratings) — better
Positive reviews35.1% of reviews53.1% of reviews — better
Number of ratings1.8K3.5K — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size349 MB123 MB
Age rating4+4+
DeveloperCathay United BankChunghwa Post Co., Ltd.

Customer experience

國泰世華網路銀行CUBE

All ratings1,801 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews148 reviews
Positive35.1%
Neutral9.5%
Negative55.4%

行動郵局

All ratings3,530 ratings
Positive97.1%
Neutral1.1%
Negative1.8%
Written reviews32 reviews
Positive53.1%
Neutral15.6%
Negative31.3%

Bugs and requests

國泰世華網路銀行CUBE

Not enough reviews yet to summarise bugs or requests.

行動郵局

Reported bugs

3 issues
  • Unable to update app
  • Constant network connection errors
  • Locked accounts for no reason

Requested features

2 requests
  • Face ID support
  • Ability to delete unused accounts

In-app purchases

None

國泰世華網路銀行CUBE

No in-app purchases

None

行動郵局

No in-app purchases

Questions

Is 國泰世華網路銀行CUBE free?
國泰世華網路銀行CUBE is free to download, with no in-app purchases.
Is 行動郵局 free?
行動郵局 is free to download, with no in-app purchases.
Which has better reviews, 國泰世華網路銀行CUBE or 行動郵局?
行動郵局 is rated higher. 國泰世華網路銀行CUBE averages 4.8 out of 5 from 1.8K ratings, while 行動郵局 averages 4.9 from 3.5K ratings.
Do 國泰世華網路銀行CUBE or 行動郵局 have ads?
Neither 國泰世華網路銀行CUBE nor 行動郵局 shows ads.
Which is updated more often, 國泰世華網路銀行CUBE or 行動郵局?
國泰世華網路銀行CUBE ships an update fortnightly, and 行動郵局 monthly. Most recently, 國泰世華網路銀行CUBE was updated on September 23, 2026 and 行動郵局 on September 23, 2026.

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