Comparison

FNBMT vs CTCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNBMT

Manage your finances with this secure and easy-to-use app. Organize transactions, set alerts, make payments, and deposit checks with a photo. It also helps you reorder cards, find ATMs, and aggregate accounts.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • Aggregate financial accounts
Features
Read full description

FNBMT is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBMT: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

About

CTCB

Aggregate all your financial accounts into a single, secure view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. This app empowers you with the tools to simplify your personal finances.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

CTCB is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CTCB: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the CTCB app, you must be enrolled as a Citizens Tri-County Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

FNBMT4 screens
CTCB4 screens

Verdict

The call

The clearest difference is monetization model: FNBMT at free against CTCB's free with in-app purchases. CTCB's advantage is ratings volume (2.8K vs 846). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for FNBMT against 4.8 for CTCB. Both are backed by a comparable volume of ratings — 846 and 2.8K respectively. Written reviews are what separate them: 71% of FNBMT's written reviews are positive against 73% of CTCB's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
FNBMT versus CTCB: the parameters behind the verdict, then further details
ParameterFNBMTCTCB
PriceFreeFree
Rating4.9 (846 ratings) — better4.8 (2.8K ratings)
Positive reviews71.4% of reviews73.0% of reviews — better
Number of ratings8462.8K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size179 MB177 MB
Age rating12+12+
DeveloperFirst National Bank of Middle TennesseeCitizens Tri-County Bank

Customer experience

FNBMT

All ratings846 ratings
Positive97.9%
Neutral0.6%
Negative1.5%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

CTCB

All ratings2,798 ratings
Positive96.5%
Neutral1.4%
Negative2.1%
Written reviews37 reviews
Positive73.0%
Neutral2.7%
Negative24.3%

Bugs and requests

FNBMT

Not enough reviews yet to summarise bugs or requests.

CTCB

Reported bugs

2 issues
  • App crashes or becomes unresponsive
  • Incorrect transaction funds display

Requested features

2 requests
  • Download transaction history in CSV format
  • Improved mobile deposit limits

In-app purchases

None

FNBMT

No in-app purchases

None

CTCB

No in-app purchases

Questions

Is FNBMT free?
FNBMT is free to download, with no in-app purchases.
Is CTCB free?
CTCB is free to download, with no in-app purchases.
Which has better reviews, FNBMT or CTCB?
FNBMT is rated higher. FNBMT averages 4.9 out of 5 from 846 ratings, while CTCB averages 4.8 from 2.8K ratings.
Do FNBMT or CTCB have ads?
Neither FNBMT nor CTCB shows ads.
Which is updated more often, FNBMT or CTCB?
FNBMT ships an update monthly, and CTCB monthly. Most recently, FNBMT was updated on September 22, 2026 and CTCB on September 24, 2026.

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