FNBMT vs CTCB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNBMT
Manage your finances with this secure and easy-to-use app. Organize transactions, set alerts, make payments, and deposit checks with a photo. It also helps you reorder cards, find ATMs, and aggregate accounts.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- Aggregate financial accounts
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FNBMT is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBMT: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.
CTCB
Aggregate all your financial accounts into a single, secure view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. This app empowers you with the tools to simplify your personal finances.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Manage debit cards
- View monthly statements
- Find branches and ATMs
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CTCB is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CTCB: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the CTCB app, you must be enrolled as a Citizens Tri-County Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is monetization model: FNBMT at free against CTCB's free with in-app purchases. CTCB's advantage is ratings volume (2.8K vs 846). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for FNBMT against 4.8 for CTCB. Both are backed by a comparable volume of ratings — 846 and 2.8K respectively. Written reviews are what separate them: 71% of FNBMT's written reviews are positive against 73% of CTCB's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.
| Parameter | FNBMT | CTCB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (846 ratings) — better | 4.8 (2.8K ratings) |
| Positive reviews | 71.4% of reviews | 73.0% of reviews — better |
| Number of ratings | 846 | 2.8K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 179 MB | 177 MB |
| Age rating | 12+ | 12+ |
| Developer | First National Bank of Middle Tennessee | Citizens Tri-County Bank |
Customer experience
FNBMT
CTCB
Bugs and requests
FNBMT
Not enough reviews yet to summarise bugs or requests.
CTCB
Reported bugs
2 issues- App crashes or becomes unresponsive
- Incorrect transaction funds display
Requested features
2 requests- Download transaction history in CSV format
- Improved mobile deposit limits
In-app purchases
FNBMT
No in-app purchases
CTCB
No in-app purchases
Questions
Is FNBMT free?
Is CTCB free?
Which has better reviews, FNBMT or CTCB?
Do FNBMT or CTCB have ads?
Which is updated more often, FNBMT or CTCB?
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