Smartcash PSB vs Kirani
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smartcash PSB
This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.
- Instant money transfers
- Mobile and data recharge
- Utility and bill payments
- Merchant scan and pay
- Multi-account management
- Secure sign-in and transactions
- Favorite transaction shortcuts
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The Smartcash PSB app will allow you to: - Transfer Money instantly to any mobile number or Bank accounts. - Recharge or Buy Data for you and your loved ones. - Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home. - Scan & Pay at merchant outlets. - Manage more than one account through one app. - Sign-in & do your transactions Securely. - Add your transactions as Favourites for quick checkouts.
Kirani
This app enables free app-to-app voice calls globally. Connect with friends, family, or colleagues without incurring charges. Enjoy uninterrupted communication and stay in touch easily.
- Free app-to-app calls
- Global communication
- Seamless connectivity
- Stay in touch feature
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With Kirani, you can make free app-to-app calls, ensuring seamless communication with your contacts. Whether you're connecting with loved ones or collaborating with colleagues, Kirani provides app-to-app free calling, making it easier than ever to stay connected and stay in touch. Enjoy the convenience of free calls and experience uninterrupted communication across the globe.
Screenshots
Verdict
The clearest difference is rating: Smartcash PSB at 3.9 against Kirani's 3.0. Smartcash PSB also leads on ratings volume (2K vs 4) and update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smartcash PSB holds the better App Store score, 3.9 against 3.0. That said, the two scores are not equally well evidenced: Smartcash PSB has 2K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 43% of Smartcash PSB's written reviews are positive against 33% of Kirani's.
Smartcash PSB ships an update every 3 weeks, Kirani every 3 months. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.
| Parameter | Smartcash PSB | Kirani |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (2K ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 43.2% of reviews — better | 33.3% of reviews |
| Number of ratings | 2K — better | 4 |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 131 MB | 108 MB |
| Age rating | 4+ | 17+ |
| Developer | Airtel Africa | ITSKY Solutions LTD |
Customer experience
Smartcash PSB
Kirani
Bugs and requests
Smartcash PSB
Reported bugs
5 issues- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations
Requested features
5 requests- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability
Kirani
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Smartcash PSB
No in-app purchases
Kirani
No in-app purchases
