Bread Financial vs ClaveBooks

Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime and anywhere, with the credit card app featuring some of today’s most recognized brands. Download the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app. Discover convenient account management: • Activate your credit card • Review transactions and account statements • Add an authorized buyer to your account • Enroll in paperless statements • Request a credit limit increase Make or change a payment with ease: • Schedule one-time payments • Set up autopay • Review your payment history • Edit or delete a scheduled payment Track your credit card rewards, if applicable: • Check your rewards balance • Redeem rewards in the amount you want • Connect to exclusive offers for your card Tap into useful features with select accounts: • Set up alerts • Lock or unlock a card • Transfer another credit card balance If you need to contact us, you can send us a message through the app’s Secure Message Center. Looking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place! Copyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.

ClaveBooks — Bilingual Bookkeeping, Simplified ClaveBooks is the easiest way for small business owners to stay on top of their finances — in English or Spanish, on your own or with expert help. Two ways to work — your choice: • Self-Serve — Connect your bank, snap photos of receipts, and watch your books build themselves. • Done-For-You — Let a licensed Clave Pro bookkeeper categorize, reconcile, and manage everything for you every month. What you can do: Connect Your Bank — Securely link your business account through Plaid. We never see or store your bank password. Capture Receipts — Snap a photo, and it goes straight into your books. No typing required. Real-Time Reports — See your income, expenses, and profit at a glance. Download Profit & Loss, Balance Sheet, Trial Balance, and General Ledger reports as PDFs anytime. Message Your Bookkeeper — Ask a question or send a special request directly in the app. Bilingual, Built for You — Every screen works in English and Spanish, automatically. Built for real small businesses. Whether you're a contractor, a truck driver, a consultant, or run a family business, ClaveBooks keeps your books accurate and up to date — without the spreadsheets, without the guesswork. Your books, your bank, bilingual. Powered by Clave Pro Services.