EthioDirect vs e.PN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EthioDirect
Easily and securely send money internationally to Ethiopia. This service offers a fast and convenient way to transfer funds to family and friends with no transaction fees. Funds are settled quickly after sending.
- International money transfers
- Fast settlement
- Secure transactions
- No transaction fees
- Easy to use
Read full descriptionHide full description
EthioDirect is an international, fast and secure money transferring method to send money to family, friends, and loved ones from anywhere in the world to Ethiopia. Sending money has never been easier. You can send with a few steps and with no transaction fee. Your money will be settled very quickly once you complete sending.
e.PN
Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.
- Virtual cards from international banks
- Pay for goods and services
- No restrictions or blocks
- Issue multiple cards
- Transfer funds between accounts
Read full descriptionHide full description
No restrictions or blocks. Pay for the services you need quickly and effortlessly using virtual cards from international banks. Our product allows issuing multiple cards for one user at once and transferring funds from one account to another in just a couple of clicks.
Screenshots
Verdict
The clearest difference is review sentiment: e.PN at 81% against EthioDirect's 8%. e.PN also leads on rating (4.6 vs 2.0). EthioDirect's advantage is iOS requirement (15.1 vs 17). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
e.PN holds the better App Store score, 4.6 against 2.0. Both are backed by a comparable volume of ratings — 108 and 71 respectively. Written reviews point the same way: 8% of EthioDirect's written reviews are positive against 81% of e.PN's.
EthioDirect ships an update every 8 days, e.PN every 9 days. The most recent releases landed on September 16, 2026 and September 21, 2026 respectively.
| Parameter | EthioDirect | e.PN |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (108 ratings) | 4.6 (71 ratings) — better |
| Positive reviews | 8.3% of reviews | 81.4% of reviews — better |
| Number of ratings | 108 — better | 71 |
| Update frequency | Every 8 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17 |
| Further details — not scored | ||
| Size | 51 MB | 139 MB |
| Age rating | 4+ | 17+ |
| Developer | Commercial Bank of Ethiopia | Digital Waves LTD |
Customer experience
EthioDirect
e.PN
User reviews
EthioDirect
From 108 App Store ratingsWhat we love
- 👍 Incredibly convenient
- 🚀 Fast and user friendly
- 👍 Great start for CBE
- 👍 Works as expected
Room to improve
- 🐛 Payment failures
- 🐛 App doesn't work
- 🐛 Frustrating experience
- 🐛 Unreliable banking app
- 🐛 Generic error messages
e.PN
From 71 App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast and simple card issuance
- 💰 Favorable tariffs and competitive rates
- 💬 Responsive and helpful support
- 💳 Multiple virtual cards for different purposes
Room to improve
- ⚠️ Misleading information about minimum deposit
- 💸 High commissions and hidden fees
- ❓ Dynamic commission changes make calculation difficult
- 😞 Support team initially unhelpful
- 🚫 Potential for account blocking
Bugs and requests
EthioDirect
Reported bugs
29 issues- App cuts off apartment number from address
- Confirmation code not received via email or phone
- Validation for State/Zip Code not accepting numbers
- Unable to log in after logging out, verification code not received
- App crashes when entering bank account number
Show 24 moreShow fewer
- Transaction fails with generic error message
- App flags transactions for fraud
- App doesn't send confirmation number
- App doesn't work consistently, transfers fail for no apparent reason
- Search and payment submission features are unstable
- App blocks access for 10 minutes after failed attempts
- App charges multiple times
- App doesn't recognize US phone numbers for account creation
- No transaction receipt
- Confirmation codes not received for US phone numbers
- App dies before transaction completion
- Confusing 'Its my Dam' donation category
- Static country code cannot be changed
- App rejects multiple cards
- App doesn't allow sending money
- App withdraws money twice
- App doesn't accept phone numbers outside Ethiopia
- Cannot verify legitimate CBE account
- Doesn't allow using phone number only from Ethiopia
- Transaction status remains pending for days
- No option to cancel pending transactions
- Login issues, verification code not received
- Cannot reset password
- Transaction fails for no reason, error message unclear
Requested features
15 requests- Allow users to specify full address
- Provide a contact phone number for USA users
- Add option to store payment information
- Add option to resend from history
- Fix bug where get receipt sends new transfer email
Show 10 moreShow fewer
- Allow foreign mobile numbers for registration
- Accept numbers for State/Zip Code validation
- Allow users to save payment method and address
- Increase transaction limit
- Add option to cancel pending transactions
- Allow email verification as an alternative
- Fix static country code for users
- Add transaction review before completion
- Fix donation category confusion
- Allow deactivation and restart options
e.PN
Reported bugs
9 issues- Funds not credited after deposit
- App not working on phone
- Payment declines for subscriptions
- Support provides copy-paste replies
- Lost money on fees and top-up with unusable card
Show 4 moreShow fewer
- Crypto transfers not arriving
- Money stolen and accounts closed
- Cards not being issued
- No refund policy
Requested features
1 request- More details from original website, including FAQ section
In-app purchases
EthioDirect
No in-app purchases
e.PN
No in-app purchases
