BACB Mobile vs DSK Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BACB Mobile
Manage your bank accounts, cards, and payments with this comprehensive finance application. Perform transfers, pay bills, negotiate exchange rates, and set personalized notifications. Securely access your finances using PIN or biometrics.
- View account details and balances
- Initiate local and foreign currency transfers
- Pay utility bills
- Manage standing orders and future-dated transfers
- Negotiate exchange rates
- Request new debit cards
- Block/unblock cards
- Set custom notifications
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BACB Mobile app offers everything you would expect from a banking app and more. You can: • View details, balance and movement of account; • Check card authorizations; • Initiate transfer in local or foreign currency between own accounts, within the Bank, to other domestic bank, to other European and International bank; • Register new or pay pending utility bill; • Add, amend, and cancel standing order or future dated transfer; • Negotiate exchange rate; • Open an account; • Request new debit card; • Change card limits for cash withdrawal or payment; • Block/ Unblock card for operations at ATM/ POS/ Internet; • Request cash withdrawal; • Set notifications according to your preferences; • Receive information about exchange rates and applicable fees for online operations; • Send message to the Bank; • Rename accounts and cards; • Use rates calculator. Activation of the mobile app is easy. You need to log in to your Internet banking account in BACB AD and everything will be finished within a minute. Log in to BACB Mobile app with PIN or biometrics (fingerprint/ Face ID). For more information, please call 0700 14 488 (*4488 for mobile operators) or email onlinebanking@bacb.bg Minimal requirements: • minimal operating system iOS 13.0 • camera.
DSK Mobile
Manage your finances digitally with this app. Track accounts, pay bills, transfer money, and even apply for loans quickly and easily. Control your cards, set spending limits, and enjoy a seamless banking experience from anywhere.
- Digital onboarding
- Account and transaction tracking
- Card management and activation
- Instant card blocking
- Biometric payment verification
- P2P and IBAN transfers
- Bill payment and tracking
- Personal loan applications
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DSK Mobile Банкирай тук и сега. Управлението на финанси вече е лесно, бързо и изцяло дигитално. Забрави опашките и безкрайното попълване на документи – всичко, от което имаш нужда, е тук. Разполагай с парите си навсякъде и по всяко време с DSK Mobile. Стани клиент за 5 минути онлайн, без да посещаваш офис. Имаш пълен контрол: - Следи всички сметки и трансакции на едно място - Заделяй с лекота с касички Твоите карти, твоите правила: - Одобрявай онлайн плащания с един клик - Виж детайли на картата и копирай номера за секунди - Добави карта към дигитален портфейл, и я използвай още преди да пристигне - Активирай нова или преиздадена карта в приложението - Блокирай веднага, ако картата е загубена или открадната - Настрой своите 24-часови лимити за по-добър контрол Плащай, както ти харесва: - Потвърждение на преводи с биометрия или PIN - Blink P2P преводи: за секунди само по мобилен номер - IBAN преводи: бързо, лесно и сигурно - Валутни преводи: за да не пропускаш възможности Винаги ти излизат сметките: - Следи и плащай битови си сметки с един клик - Плащай онлайн и твоите данъци - Въведи клиентски номер, за да добавиш сметка - Твоите месечни задължения, както и местните ти данъци и такси ще излизат в приложението Когато имаш нужда, решението е бързо: - Заяви потребителски кредит с одобрение до 5 минути - Виж максималната сума, избери колко и как да използваш - Опростен процес, дигитален подпис, без физически документи - Парите пристигат директно по сметката ти Мобилното банкиране, което заслужаваш. И план за ежедневно банкиране, който може да заявиш или надградиш директно в приложението. DSK Mobile Bank here and now We’ve made managing your finances simple, quick, and totally digital. No more waiting in lines or filling out endless paperwork – everything you need is right here. Take control of your money, anywhere, anytime with DSK Mobile. Become a client without visiting an office – just follow the 5-minute digital onboarding process! Keep track where your money goes - See all your accounts and transactions in one place - Enjoy pockets - a free savings feature that works for you Tap, set, go – your cards, your rules - Approve online payments with a single tap - View your card details and copy the number in seconds - Add a card to your digital wallet, even before it arrives - Activate your new or replacement card in the app - Instantly block your card, if it’s lost or stolen - Set your daily spending limits for better control Pay your way, instantly - Easier transfer verification with biometrics or PIN - Blink P2P: send money in seconds, only mobile number required - IBAN transfers: fast, secure, and simple - Currency transfers: because flexibility matters Simplify Your Bills, all-in-one - Add all your utility bills using your customer number - Track and pay everything in the app with a single tap - Make budget payments as well as local taxes quickly and easily Get the cash you need, fast - Apply for a personal loan with approval in 5 minutes - See the maximum amount and decide how to use it - Seamless experience, digital signature and no paperwork - Funds transfer directly to your account Mobile banking, the way it should be. And a daily banking plan which you can request or upgrade directly within the app.
Screenshots
Verdict
The clearest difference is rating: DSK Mobile at 4.7 against BACB Mobile's 1.5. DSK Mobile also leads on ratings volume (639 vs 2) and review sentiment (26% vs 5%). BACB Mobile's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DSK Mobile holds the better App Store score, 4.7 against 1.5. That said, the two scores are not equally well evidenced: DSK Mobile has 639 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 5% of BACB Mobile's written reviews are positive against 26% of DSK Mobile's.
BACB Mobile ships an update every 2 months, DSK Mobile every 3 weeks. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.
| Parameter | BACB Mobile | DSK Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (2 ratings) | 4.7 (639 ratings) — better |
| Positive reviews | 5.5% of reviews | 26.4% of reviews — better |
| Number of ratings | 2 | 639 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 164 MB | 341 MB |
| Age rating | 4+ | 4+ |
| Developer | Bulgarian American Credit Bank, Plc. | DSK Bank PLC |
Customer experience
BACB Mobile
DSK Mobile
Bugs and requests
BACB Mobile
Not enough reviews yet to summarise bugs or requests.
DSK Mobile
Reported bugs
16 issues- Password creation screen freezes during registration
- SMS verification codes not received or arrive too late
- Registration fails with generic error messages
- App crashes after successful login
- Face recognition only works once then requires full re-authentication
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- Server connection errors, especially outside Bulgaria
- Does not work with mobile data connection
- Frequent logout requiring re-verification
- EGN validation errors for valid users
- iOS app freezes at password selection stage
- Documents loading fails during sign-up
- Invalid SMS codes with short lifecycle
- App crashes when accessing certain functions
- Notifications not working despite being enabled
- Cash back points disappearing after updates
- Account access unavailable during specific hours (22:00-06:00)
Requested features
17 requests- Payment templates for recurring transfers
- Transaction filtering by date, type, and period
- Home screen widget for quick balance view
- Ability to view multiple accounts simultaneously
- Transaction history with authorization date option
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- Merchant information and category details
- Balance display at time of each transaction
- Multi-device login capability
- Customizable home screen
- Support for foreign ID numbers (ЛНЧ)
- Saved contacts and templates from old app
- Quick access to bills payment tab
- VPN compatibility for login
- Privacy feature to hide numbers in public
- Extended transfer reason details visibility
- Automatic FaceID loading on login screen
- Better home screen optimization for account visibility
In-app purchases
BACB Mobile
No in-app purchases
DSK Mobile
No in-app purchases







