BACB Mobile vs Ruvi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BACB Mobile
Manage your bank accounts, cards, and payments with this comprehensive finance application. Perform transfers, pay bills, negotiate exchange rates, and set personalized notifications. Securely access your finances using PIN or biometrics.
- View account details and balances
- Initiate local and foreign currency transfers
- Pay utility bills
- Manage standing orders and future-dated transfers
- Negotiate exchange rates
- Request new debit cards
- Block/unblock cards
- Set custom notifications
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BACB Mobile app offers everything you would expect from a banking app and more. You can: • View details, balance and movement of account; • Check card authorizations; • Initiate transfer in local or foreign currency between own accounts, within the Bank, to other domestic bank, to other European and International bank; • Register new or pay pending utility bill; • Add, amend, and cancel standing order or future dated transfer; • Negotiate exchange rate; • Open an account; • Request new debit card; • Change card limits for cash withdrawal or payment; • Block/ Unblock card for operations at ATM/ POS/ Internet; • Request cash withdrawal; • Set notifications according to your preferences; • Receive information about exchange rates and applicable fees for online operations; • Send message to the Bank; • Rename accounts and cards; • Use rates calculator. Activation of the mobile app is easy. You need to log in to your Internet banking account in BACB AD and everything will be finished within a minute. Log in to BACB Mobile app with PIN or biometrics (fingerprint/ Face ID). For more information, please call 0700 14 488 (*4488 for mobile operators) or email onlinebanking@bacb.bg Minimal requirements: • minimal operating system iOS 13.0 • camera.
Ruvi
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Ruvi Cash is the money tracker that finally feels good to use. Beautifully simple, fast, and private, track every account, budget, and savings WHAT YOU CAN DO • Track spending, income, and transfers across all your accounts — cash, cards, savings, even crypto • See exactly what's safe to spend today with a smart daily budget that adjusts itself as you go • Set savings goals and watch your progress, with realistic completion dates • Keep subscriptions and recurring payments under control — spot renewals and free trials before they charge you • Manage credit cards and installment purchases without the mess • Understand your money with clear, beautiful analytics and charts STAY ON TRACK, EFFORTLESSLY Daily streaks, XP and 80+ achievements turn good money habits into something you actually want to keep up — gentle motivation, never a chore. MAKE IT YOURS 12 unlockable themes, each with its own accent color. Dark-mode-first design built for iOS 26. PRIVATE BY DESIGN No account required. Your data stays on your device and syncs privately through your own iCloud. No ads, ever.
Screenshots
Verdict
The clearest difference is update cadence: Ruvi at every 2 weeks against BACB Mobile's every 2 months. BACB Mobile's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BACB Mobile ships an update every 2 months, Ruvi every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | BACB Mobile | Ruvi |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (2 ratings) — better | — |
| Positive reviews | 5.5% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 164 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Bulgarian American Credit Bank, Plc. | Nikita Polkovnikov |
In-app purchases
BACB Mobile
No in-app purchases
Ruvi
No in-app purchases









