Comparison

North vs MyCard AU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

North

Manage your super, pension, and investments conveniently from your mobile device. Track account balances, view performance, access statements, and update personal details securely.

Highlights
  • Secure login (password, PIN, fingerprint, face recognition)
  • Track super, pension, and investment accounts
  • View account balance history
  • Monitor investment holdings and performance
  • Access latest statements and correspondence
  • View and update personal/bank details
Read full description

The North app provides you with easy access to super, pension and investments on the go and in one place. With the North app you can: - Log in securely using your password or PIN, or security features supported by your device such as fingerprint and face recognition - Keep track of your super, pension and investment accounts - View your account balance history and insurance current level of cover - Monitor your investment holdings, performance and transactions - Find your latest statements and correspondence - View your nominated beneficiaries; and - Update your personal and bank details The North mobile app is available for MyNorth, North, Summit, Generations and ipac iAccess clients. For more information, visit northonline.com.au/mobileapp or contact the North Service Centre on 1800 667 841. T&Cs apply.

About

MyCard AU

Manage your credit card account securely on your mobile device. Access balances, transaction history, reward points, and digital card details. Make payments, activate cards, and chat with support.

Highlights
  • Biometric login (Touch ID/Face ID)
  • Account balance and transaction history
  • View reward points
  • Digital card access
  • Add card to Apple Pay
  • Activate card and reset PIN
  • Temporarily lock/unlock card
  • Download account statements
Features
Read full description

Manage your card and account on the go with the MyCard App. Secure login • Access your account using biometric login (Touch ID or Face ID) Easy access to the important stuff • Our home screen puts everything you need at your fingertips. Check your account balance, track your transaction history, and view your reward points – without navigating through multiple screens. • Once you’re logged in, your card details can be viewed directly from the home screen for when you need them in a hurry. • Chat with our team of agents via our Mobile App or Online. Account management • Begin spending straight away with your digital card before the physical one arrives. • Add your card to Apple Pay for secure, contactless payments with just a tap of your device. • Activate your card, reset your PIN or temporarily lock or unlock a lost card. • Stay organised with your account statements, which you can view and download in the app. • View your minimum repayment amount and make repayments in the way that you prefer. Download and get started in just a few minutes. MyCard is issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). Apple Pay, Face ID and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Screenshots

North4 screens
MyCard AU4 screens

Verdict

The call

The clearest difference is review sentiment: North at 16% against MyCard AU's 1%. North also leads on monetization model (free vs ad-supported) and iOS requirement (13.0 vs 16.0). MyCard AU's advantage is update cadence (every 4 weeks vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

North ships an update every 2 months, MyCard AU every 4 weeks. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
North versus MyCard AU: the parameters behind the verdict, then further details
ParameterNorthMyCard AU
PriceFreeFree
Rating—1.0 (2 ratings) — better
Positive reviews16.3% of reviews — better1.4% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.0
Further details — not scored
Size99 MB103 MB
Age rating4+4+
DeveloperNMMTNAB

Customer experience

North

Written reviews49 reviews
Positive16.3%
Neutral6.1%
Negative77.6%

MyCard AU

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews71 reviews
Positive1.4%
Neutral7.0%
Negative91.5%

In-app purchases

None

North

No in-app purchases

None

MyCard AU

No in-app purchases

Questions

Is North free?
North is free to download, with no in-app purchases.
Is MyCard AU free?
MyCard AU is free to download, with no in-app purchases.
Do North or MyCard AU have ads?
Neither North nor MyCard AU shows ads.
Which is updated more often, North or MyCard AU?
North ships an update every 2 months, and MyCard AU every 4 weeks. Most recently, North was updated on October 27, 2026 and MyCard AU on October 30, 2026.

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