Comparison

Onsi vs InstaPaid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Onsi

Access earned wages before payday, manage insurance claims, and save on everyday essentials. This app provides financial support, health and wellbeing services, and exclusive discounts, all depending on your employer's offerings.

Highlights
  • Early wage access
  • Insurance claim management
  • Exclusive discounts
  • Health and wellbeing services
  • Financial support
Features
Read full description

Onsi gives you access to a range of features designed to help you manage your money, protect yourself, and feel supported. What you have access to depends on the company you work with. The features you have access to may include: —Earnings and financial support— Need your money before payday? Onsi lets you access a portion of your earnings when you need them - no more waiting, no more stress. —Cover and peace of mind— Easily check your cover, submit claims, and track them directly through the app. Get financial support when you need it most. —Savings— Make your money go further with exclusive discounts on fuel, food, tech, and more. Onsi helps you save on everyday essentials from trusted high street brands. —Health & wellbeing support— Access a range of health and wellbeing services designed to support your life, both inside and outside of work. Onsi is a UK and EU insurance intermediary. Onsi is a trading name of Collective Society Ltd, Collective Denmark ApS (Onsi Denmark ApS) and Collective Netherlands B.V., who are authorised and regulated by the UK Financial Conduct Authority (No. 923788), the Danish Financial Services Authority (No. 42352985), and the Netherlands Authority for Financial Markets (No. 12049041), respectively. You can check this by visiting the UK Financial Services Register, the Danish Financial Services Register, and the Netherlands Financial Services Register. Copyright © 2025 Collective Society Ltd, All rights reserved. Registered address: 101 New Cavendish Street, 1st Floor South, London, United Kingdom, W1W 6XH

About

InstaPaid

Read full description

InstaPaid is an app that allows you to pay out earned salary and wage when needed. With InstaPaid you can take control of your own money through the payout feature and get an overview of how your earnings, mileage, and other expenses are developing.

Screenshots

Onsi4 screens
InstaPaid4 screens

Verdict

The call

The clearest difference is update cadence: Onsi at fortnightly against InstaPaid's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Onsi ships an update fortnightly, InstaPaid every 6 weeks. The most recent releases landed on September 23, 2026 and September 13, 2026 respectively.

Scorecard1 real difference · 9 level
Onsi versus InstaPaid: the parameters behind the verdict, then further details
ParameterOnsiInstaPaid
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews48.3% of reviews—
Number of ratings2 — better—
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size80 MB38 MB
Age rating17+4+
DeveloperCollective BenefitsInstaPaid

In-app purchases

None

Onsi

No in-app purchases

None

InstaPaid

No in-app purchases

Questions

Is Onsi free?
Onsi is free to download, with no in-app purchases.
Is InstaPaid free?
InstaPaid is free to download, with no in-app purchases.
Do Onsi or InstaPaid have ads?
Neither Onsi nor InstaPaid shows ads.
Which is updated more often, Onsi or InstaPaid?
Onsi ships an update fortnightly, and InstaPaid every 6 weeks. Most recently, Onsi was updated on September 23, 2026 and InstaPaid on September 13, 2026.

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