Onsi vs InstaPaid
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Onsi
Access earned wages before payday, manage insurance claims, and save on everyday essentials. This app provides financial support, health and wellbeing services, and exclusive discounts, all depending on your employer's offerings.
- Early wage access
- Insurance claim management
- Exclusive discounts
- Health and wellbeing services
- Financial support
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Onsi gives you access to a range of features designed to help you manage your money, protect yourself, and feel supported. What you have access to depends on the company you work with. The features you have access to may include: —Earnings and financial support— Need your money before payday? Onsi lets you access a portion of your earnings when you need them - no more waiting, no more stress. —Cover and peace of mind— Easily check your cover, submit claims, and track them directly through the app. Get financial support when you need it most. —Savings— Make your money go further with exclusive discounts on fuel, food, tech, and more. Onsi helps you save on everyday essentials from trusted high street brands. —Health & wellbeing support— Access a range of health and wellbeing services designed to support your life, both inside and outside of work. Onsi is a UK and EU insurance intermediary. Onsi is a trading name of Collective Society Ltd, Collective Denmark ApS (Onsi Denmark ApS) and Collective Netherlands B.V., who are authorised and regulated by the UK Financial Conduct Authority (No. 923788), the Danish Financial Services Authority (No. 42352985), and the Netherlands Authority for Financial Markets (No. 12049041), respectively. You can check this by visiting the UK Financial Services Register, the Danish Financial Services Register, and the Netherlands Financial Services Register. Copyright © 2025 Collective Society Ltd, All rights reserved. Registered address: 101 New Cavendish Street, 1st Floor South, London, United Kingdom, W1W 6XH
InstaPaid
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InstaPaid is an app that allows you to pay out earned salary and wage when needed. With InstaPaid you can take control of your own money through the payout feature and get an overview of how your earnings, mileage, and other expenses are developing.
Screenshots
Verdict
The clearest difference is update cadence: Onsi at fortnightly against InstaPaid's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Onsi ships an update fortnightly, InstaPaid every 6 weeks. The most recent releases landed on September 23, 2026 and September 13, 2026 respectively.
| Parameter | Onsi | InstaPaid |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 48.3% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 80 MB | 38 MB |
| Age rating | 17+ | 4+ |
| Developer | Collective Benefits | InstaPaid |
In-app purchases
Onsi
No in-app purchases
InstaPaid
No in-app purchases









