Comparison

OneKey vs Flowt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneKey

Manage your digital assets with a self-custodial, open-source wallet. Trade crypto, stocks, gold, and forex onchain, starting with just an email. Enjoy built-in security features and optional hardware integration for enhanced protection.

Highlights
  • Self-custodial keyless wallet
  • Trade crypto, stocks, gold, oil, forex
  • Support for 60+ blockchains and 30,000+ tokens
  • Optional hardware signer integration
  • Built-in dApp browser
  • Gas sponsorship on Ethereum and Arbitrum
  • Cross-chain and DEX liquidity aggregation
Features
Read full description

OneKey to All Finance Self Custody. Open Source. Fully Onchain. Trade crypto, stocks, and more from your OneKey Wallet. Self Custody · Open Source Wallet Backed by Coinbase Ventures & YZi Labs (formerly Binance Labs) One app to trade crypto, US stocks, gold, oil, and forex on onchain markets Start with an email. No seed phrase. No hardware required. Create your keyless wallet in seconds and step into Web3 — fully self-custodial, always under your control. Built-in Security & Transparency - Keyless wallet — no seed phrase to manage - Self-custody. You own your assets; we never hold your keys - Keys are generated on your device and never leave it - App passcode and biometrics for everyday protection - SignGuard detects phishing, malicious approvals, and risky addresses before you sign - Clear signing shows exactly what you are approving Optional Hardware Signer for Extra Protection - Add a OneKey, Ledger, or Trezor hardware wallet anytime for stronger security - Offline signing and secure communication - Use the app on its own, or pair with hardware when needed One Wallet for Everything - 60+ blockchains and 30,000+ tokens supported - Including BTC, ETH, SOL, USDT, USDC, XRP, TON, and more - Manage assets across mobile and desktop - Custom networks, batch import, and real-time balance preview Trade Everything, Onchain Wall Street - Crypto, US stocks, gold, oil, and forex — all in one app - Perpetual futures with up to 40x leverage, no KYC, traded straight from your wallet - Non-custodial. Your funds stay under your control Gas Sponsor - On Ethereum and Arbitrum, gas can be sponsored by OneKey - Covers transfers, swaps, and perps deposits - Expanding to more scenarios Swap at Better Rates - Aggregates cross-chain and DEX liquidity - Optimized for low slippage and efficient execution Earn with Confidence - Yield opportunities through trusted DeFi protocols - Stay self-custodial, in full control of your funds - Real-time monitoring and risk alerts Explore Web3 Safely - Built-in browser for dApps - Auto-disconnect to reduce risk - Verified dApps featured on the home page Smart Risk Protection - Hidden approval detection before signing - Clear transaction details and warnings - Passphrase support for hidden wallets Buy, Send & Receive - Compare quotes across providers - Network and risk checks before every transaction - Simple, secure transfers Help Center https://help.onekey.so Follow us on X https://twitter.com/OnekeyHQ GitHub https://github.com/OneKeyHQ/app-monorepo Terms of Use https://help.onekey.so/en/articles/11461292 Privacy Policy https://help.onekey.so/en/articles/11461298

About

Flowt

Easily track shared expenses and manage household budgets with friends, partners, or roommates. Automate expense splitting, scan receipts with AI, and visualize your spending habits to keep finances clear and avoid awkward money talks.

Highlights
  • Track shared and personal expenses
  • Split costs 50/50 or custom
  • AI-powered receipt scanning
  • Monthly spending charts by category
  • Budget limits with visual indicators
  • Create budget spaces for groups
Features
Read full description

Flowt is a shared expense tracker and household budget app for couples, roommates, trips, and groups - no more spreadsheets, awkward money talks, or forgotten IOUs. Whether you are splitting rent, groceries, utilities, dinner, or a weekend trip, Flowt keeps every expense organised and the balance crystal clear. TRACK TOGETHER - Add shared or personal expenses in seconds - Split costs 50/50 or set a custom split - See exactly who paid what and who owes what - Settle up with one tap - balance resets automatically SCAN & GO - Point your camera at any receipt - AI reads it for you - Categories, amounts, and dates auto-filled - Review and confirm before saving - No more manual entry for grocery runs UNDERSTAND YOUR MONEY - Monthly spending charts by category - Shared vs. personal expense breakdown - Budget limits per category with visual indicators - Full transaction history with smart search BUILT FOR SHARED LIFE - Create Budget Spaces for couples, roommates, households, or trips - Invite people by email or join code - Keep shared and personal spending clear in one ledger - Use Face ID / Touch ID for quick, secure access FLOWT PRO - Unlock advanced features with a Flowt Pro subscription - AI-powered receipt scanning — point your camera, expenses auto-fill - Full spending analytics: category explorer, 3/6/12-month trends, and spending pace - Month-over-month comparisons to see where your money is going - Available monthly, yearly, or as a one-time lifetime purchase - All purchases managed securely through Apple's In-App Purchase system PRIVACY Your financial data is stored securely and never sold or shared with third parties. See our full privacy policy at https://useflowt.app/flowt-privacy.html TERMS OF USE/SERVICE https://useflowt.app/terms.html

Screenshots

OneKey4 screens
Flowt4 screens

Verdict

The call

The clearest difference is review sentiment: Flowt at 100% against OneKey's 71%. Flowt also leads on update cadence (every 8 days vs every 4 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneKey sells 2 in-app purchases, starting at $29.99 per month and Flowt sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

OneKey ships an update every 4 weeks, Flowt every 8 days. The most recent releases landed on October 30, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
OneKey versus Flowt: the parameters behind the verdict, then further details
ParameterOneKeyFlowt
PriceFreeFree
Rating4.7 (682 ratings) — better—
Positive reviews70.8% of reviews100.0% of reviews — better
Number of ratings682 — better—
Update frequencyEvery 4 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac — betteriPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size266 MB46 MB
Age rating17+4+
DeveloperONEKEY LIMITEDZhenghan Yong

Customer experience

OneKey

All ratings682 ratings
Positive93.4%
Neutral0.7%
Negative5.9%
Written reviews295 reviews
Positive70.8%
Neutral6.4%
Negative22.7%

Flowt

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

OneKey

Reported bugs

4 issues
  • Inability to add hidden wallets
  • Incorrect token balances
  • Frequent app crashes
  • Synchronization issues between mobile and desktop apps

Requested features

5 requests
  • Add support for more cryptocurrencies
  • Improve portfolio tracking and analytics
  • Implement advanced trading features
  • Add customization options for UI and notifications
  • Enhance cross-chain functionality

Flowt

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

OneKey

Subscriptions2
  • OneKey Prime - Monthly3 Days trial$29.991 Month
  • OneKey Prime - Yearly3 Days trial$239.001 Year
3 purchases

Flowt

Subscriptions2
  • Flowt Pro Monthly$9.991 Month
  • Flowt Pro Yearly$79.991 Year
One-time1
  • Flowt Pro Lifetime$69.99

Questions

Is OneKey free?
OneKey is free to download, with in-app purchases available.
Is Flowt free?
Flowt is free to download, with in-app purchases available.
Do OneKey or Flowt have ads?
Neither OneKey nor Flowt shows ads.
Which is updated more often, OneKey or Flowt?
OneKey ships an update every 4 weeks, and Flowt every 8 days. Most recently, OneKey was updated on October 30, 2026 and Flowt on October 9, 2026.

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