Comparison

Zad Fintech vs رقيم Raq3m

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zad Fintech

Invest in over 2000 U.S. securities vetted for Shariah compliance, all within Kuwait's regulatory framework. This app offers a simple onboarding process and a streamlined trading experience for both novice and experienced investors.

Highlights
  • Invest in U.S. securities
  • Shariah-compliant vetting
  • Simple onboarding
  • Straightforward funding
  • 3-tap trading
  • Accessible for all experience levels
Features
Currently charting
Read full description

Zad - Invest locally, trade globally. Making Investment Easy. Simple onboarding. Straightforward funding. 3 tap journey to trade. The only difficult part is choosing what to buy and sell. Making Investment Accessible. Gain access to over 2000 U.S. securities each vetted in accordance with Shariah principles and all under the safety of Kuwait’s official regulatory framework. Making Investment Inclusive Whether you are a seasoned investor looking for a more comprehensive approach or a market novice looking for a helping hand, Zad has you covered. Link to EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

رقيم Raq3m

Features
Read full description

رقيم تطبيق عربي يساعدك على متابعة مصروفاتك ودخلك ومصاريف مشاريعك بطريقة سهلة وواضحة. يمكنك إضافة العملية بالكتابة أو بالصوت، ثم مراجعة الصيغة قبل الحفظ حتى تتأكد من المبلغ والنوع والملاحظة. بعد ذلك تظهر العملية في كشف مرتب يساعدك على فهم دخلك، مصروفك، الصافي، ومعدل الادخار. أهم ما يقدمه رقيم: - تسجيل الدخل والمصروف بالصوت أو الكتابة. - مراجعة العملية قبل الحفظ. - متابعة الميزانية حسب الفترة التي تختارها. - تحديد بداية الشهر المالي حسب راتبك. - إضافة دخل ثابت أو مصروف ثابت أو قسط. - إدارة مشاريعك ومصاريفها بشكل مستقل. - مشاركة مشروع محدد بصلاحية مشاهد أو محرر. - تصدير التقارير بصيغ Excel و PDF. - تغيير العملة الرئيسية من الإعدادات. - حذف الحساب والبيانات من داخل التطبيق. رقيم لا يقدم استشارات مالية أو خدمات مصرفية. هو أداة تنظيم تساعدك على فهم أرقامك بناءً على البيانات التي تدخلها بنفسك. رقيم - خل أرقامك أوضح.

Screenshots

Zad Fintech4 screens
رقيم Raq3m4 screens

Verdict

The call

The clearest difference is in-app purchases: رقيم Raq3m at none against Zad Fintech's 2. Zad Fintech's advantage is chart position (#198 vs unranked) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Zad Fintech sells 2 in-app purchases, starting at $9.99 per month. رقيم Raq3m asks for nothing beyond the download.

UpkeepUpdate frequency

Zad Fintech ships an update every 2 weeks, رقيم Raq3m weekly. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 8 level
Zad Fintech versus رقيم Raq3m: the parameters behind the verdict, then further details
ParameterZad Fintechرقيم Raq3m
PriceFreeFree
Rating3.2 (120 ratings) — better—
Positive reviews20.5% of reviews—
Number of ratings120 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
Best chart rank#198 — better—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size113 MB16 MB
Age rating4+4+
DeveloperThe Securities House Company K.S.C.Pbader alshammari

In-app purchases

2 purchases

Zad Fintech

Subscriptions2
  • Monthly$9.991 Month
  • Annually7 Days trial$89.991 Year
None

رقيم Raq3m

No in-app purchases

Questions

Is Zad Fintech free?
Zad Fintech is free to download, with in-app purchases available.
Is رقيم Raq3m free?
رقيم Raq3m is free to download, with no in-app purchases.
Do Zad Fintech or رقيم Raq3m have ads?
Neither Zad Fintech nor رقيم Raq3m shows ads.
Which is updated more often, Zad Fintech or رقيم Raq3m?
Zad Fintech ships an update every 2 weeks, and رقيم Raq3m weekly. Most recently, Zad Fintech was updated on October 24, 2026 and رقيم Raq3m on October 9, 2026.

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