Comparison

LUNA Securities vs BDO Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LUNA Securities

This mobile platform offers real-time stock trading for Philippine stocks. It provides secure, fast connections for traders and investors with a simple, user-friendly interface.

Highlights
  • Real-time stock trading
  • Direct Market Access (DMA)
  • Secure connections
  • Fast trading platform
  • User-friendly design
  • Philippine stock market access
Features
Read full description

Luna AtlasIFS is a mobile stock trading platform developed by Atlas IFS, Inc. It is a fully integrated cloud-based Direct Market Access (DMA) platform that provides reliable, fast, and secure real-time connections for traders and investors of Philippine stocks. The App utilizes a simple and easy-to-use design philosophy so that users can focus on trading rather than navigating the App. This application is managed by AtlasIFS, Inc. (Atlas Information Fintech Solutions). Luna AtlasIFS is the official mobile stock trading platform of Luna Securities, Inc. (lunasecurities.com), a member-broker of the Philippine Stock Exchange. Luna Securities, Inc. (lunasecurities.com) is registered with the Securities and Exchange Commission of the Philippines and officially licensed to operate as a Broker-Dealer in the Philippines.

About

BDO Pay

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

Highlights
  • Scan QR Ph codes
  • Send money for free to BDO accounts
  • Pay bills with no service fees
  • Request money from users
  • Split bills
  • Buy load
  • QR withdrawals and deposits
Features
Read full description

No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

Screenshots

LUNA Securities4 screens
BDO Pay4 screens

Verdict

The call

The clearest difference is monetization model: LUNA Securities at free against BDO Pay's free with in-app purchases. LUNA Securities also leads on rating (5.0 vs 4.8). BDO Pay's advantage is ratings volume (1.7K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LUNA Securities holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

LUNA Securities ships an update every 4 weeks, BDO Pay monthly. The most recent releases landed on October 7, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
LUNA Securities versus BDO Pay: the parameters behind the verdict, then further details
ParameterLUNA SecuritiesBDO Pay
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (1.7K ratings)
Positive reviews—30.8% of reviews
Number of ratings11.7K — better
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size27 MB576 MB
Age rating4+4+
DeveloperATLAS INVESTMENTS AND FINANCIAL SERVICES INCBDO Unibank, Inc.

Customer experience

LUNA Securities

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

BDO Pay

All ratings1,676 ratings
Positive95.1%
Neutral1.5%
Negative3.4%
Written reviews39 reviews
Positive30.8%
Neutral2.6%
Negative66.7%

In-app purchases

None

LUNA Securities

No in-app purchases

None

BDO Pay

No in-app purchases

Questions

Is LUNA Securities free?
LUNA Securities is free to download, with no in-app purchases.
Is BDO Pay free?
BDO Pay is free to download, with no in-app purchases.
Which has better reviews, LUNA Securities or BDO Pay?
LUNA Securities is rated higher. LUNA Securities averages 5.0 out of 5 from 1 ratings, while BDO Pay averages 4.8 from 1.7K ratings.
Do LUNA Securities or BDO Pay have ads?
Neither LUNA Securities nor BDO Pay shows ads.
Which is updated more often, LUNA Securities or BDO Pay?
LUNA Securities ships an update every 4 weeks, and BDO Pay monthly. Most recently, LUNA Securities was updated on October 7, 2026 and BDO Pay on October 20, 2026.

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