LUNA Securities vs BDO Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LUNA Securities
This mobile platform offers real-time stock trading for Philippine stocks. It provides secure, fast connections for traders and investors with a simple, user-friendly interface.
- Real-time stock trading
- Direct Market Access (DMA)
- Secure connections
- Fast trading platform
- User-friendly design
- Philippine stock market access
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Luna AtlasIFS is a mobile stock trading platform developed by Atlas IFS, Inc. It is a fully integrated cloud-based Direct Market Access (DMA) platform that provides reliable, fast, and secure real-time connections for traders and investors of Philippine stocks. The App utilizes a simple and easy-to-use design philosophy so that users can focus on trading rather than navigating the App. This application is managed by AtlasIFS, Inc. (Atlas Information Fintech Solutions). Luna AtlasIFS is the official mobile stock trading platform of Luna Securities, Inc. (lunasecurities.com), a member-broker of the Philippine Stock Exchange. Luna Securities, Inc. (lunasecurities.com) is registered with the Securities and Exchange Commission of the Philippines and officially licensed to operate as a Broker-Dealer in the Philippines.
BDO Pay
This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.
- Scan QR Ph codes
- Send money for free to BDO accounts
- Pay bills with no service fees
- Request money from users
- Split bills
- Buy load
- QR withdrawals and deposits
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No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
Screenshots
Verdict
The clearest difference is monetization model: LUNA Securities at free against BDO Pay's free with in-app purchases. LUNA Securities also leads on rating (5.0 vs 4.8). BDO Pay's advantage is ratings volume (1.7K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LUNA Securities holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 1, so its average is the more settled of the two.
LUNA Securities ships an update every 4 weeks, BDO Pay monthly. The most recent releases landed on October 7, 2026 and October 20, 2026 respectively.
| Parameter | LUNA Securities | BDO Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (1.7K ratings) |
| Positive reviews | — | 30.8% of reviews |
| Number of ratings | 1 | 1.7K — better |
| Update frequency | Every 4 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 27 MB | 576 MB |
| Age rating | 4+ | 4+ |
| Developer | ATLAS INVESTMENTS AND FINANCIAL SERVICES INC | BDO Unibank, Inc. |
Customer experience
LUNA Securities
BDO Pay
In-app purchases
LUNA Securities
No in-app purchases
BDO Pay
No in-app purchases
Questions
Is LUNA Securities free?
Is BDO Pay free?
Which has better reviews, LUNA Securities or BDO Pay?
Do LUNA Securities or BDO Pay have ads?
Which is updated more often, LUNA Securities or BDO Pay?
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