Comparison

Serrala vs owed +

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Serrala

Features
Read full description

The Serrala Mobile App is a secure mobile solution for Payments Cloud and Accounts Receivable Cloud, designed to simplify payment approvals and financial workflows. Its user-friendly design provides seamless access to critical financial operations, allowing you to manage payments, review account information, and monitor your financial status anytime, anywhere. Versatile and Flexible From approving payments to tracking financial data, the Serrala Mobile App integrates seamlessly with Serrala’s cloud solutions. It gives you control over your financial operations, whether you are in the office or on the go. Secure and Reliable The Serrala Mobile App combines modern authentication and security capabilities with a smooth and convenient user experience, helping you securely access accounts and authorize financial activities. Quick and Simple Setup Setting up the app is fast and straightforward. Simply pair the Serrala Mobile App with your Serrala cloud solution by scanning a QR code. Within minutes, you can securely access the essential financial tools available to you. Prerequisite: Access to a supported Serrala solution, such as Payments Cloud or Accounts Receivable Cloud.

About

owed +

Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.

Highlights
  • Cross-platform access
  • Enhanced visibility with color palettes
  • Request money via text message
  • Personalize app icon
  • Helpful guide mascot
Features
Read full description

Introducing the All-New Owed+ App Say hello to a completely reimagined way to track and settle debts! The new Owed+ app features a fresh, modern interface designed from the ground up to make managing your IOUs effortless and enjoyable. What's New: Cross-Platform Freedom – Access your account seamlessly across all your devices. Start on your iPhone, check in on your iPad, and manage everything from your Mac desktop. Enhanced Visibility – Choose from our new color palettes designed with improved contrast in mind, ensuring everyone can use Owed+ comfortably and clearly. Request Money in Seconds – Send payment requests directly via text message for Apple Pay, PayPal, and Venmo. No more awkward conversations or forgotten debts – tap, text, and get paid. Make It Yours – Personalize your experience by selecting from multiple app icon designs that match your style. Meet Gus, Your Helpful Guide – Say hello to Gus, our friendly pig mascot! Gus is here to walk you through the new app, share helpful tips, and make getting started a breeze. Whether you're new to Owed+ or returning to explore all the improvements, Gus has got your back. The new Owed+ app isn't just an update – it's a complete transformation designed to make tracking who owes what simpler, faster, and more accessible than ever before.

Screenshots

Serrala4 screens
owed +4 screens

Verdict

The call

The clearest difference is price: Serrala at Free against owed +'s $0.99. owed +'s advantage is update cadence (every 2 weeks vs monthly). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Serrala is free to download; owed + costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Serrala ships an update monthly, owed + every 2 weeks. The most recent releases landed on September 23, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
Serrala versus owed +: the parameters behind the verdict, then further details
ParameterSerralaowed +
PriceFree — better$0.99
Rating—4.4 (7 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—7 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Paid
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.018.0
Further details — not scored
Size61 MB25 MB
Age rating4+17+
DeveloperSerrala Cloud Solutions GmbHJosh Gdovin

In-app purchases

None

Serrala

No in-app purchases

None

owed +

No in-app purchases

Questions

Is Serrala free?
Serrala is free to download, with no in-app purchases.
Is owed + free?
owed + costs $0.99, with no in-app purchases.
Do Serrala or owed + have ads?
Neither Serrala nor owed + shows ads.
Which is updated more often, Serrala or owed +?
Serrala ships an update monthly, and owed + every 2 weeks. Most recently, Serrala was updated on September 23, 2026 and owed + on September 29, 2026.

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