Comparison

Mesh Payments vs Ramp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mesh Payments

Manage company expenses and payments from anywhere. Request new cards, upload receipts, and gain real-time spend insights. Streamline approvals and sync transactions with your ERP for simplified reconciliation.

Highlights
  • On-the-go spend management
  • Receipt uploading via photo
  • Card balance checks
  • New card requests
  • Automated approval flows
  • Real-time spend insights
  • ERP transaction syncing
Features
Read full description

Meet Mesh, the all-in-one spend management platform that simplifies company payments. From travel to office supplies, vendor payments, and miscellaneous expenses, Mesh has you covered with easy spend solutions for your whole team. From requesting new cards to easy approval flows, Mesh’s mobile app can help you manage your spend on-the-go, from wherever you are. - Upload your receipts in seconds by snapping a photo - Manage your spend and check the balance of your cards - Request a new card and simplify expense approvals with automatic request routing and instant notifications - Manage your physical Plug & Pay™ card - Get real-time spend insights and reporting - Simplify reconciliation by syncing every transaction seamlessly with your ERP Learn more at meshpayments.com

About

Ramp

This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

Highlights
  • Corporate card management
  • Expense reporting
  • Bill payments
  • Accounting automation
  • Receipt capture
  • Spend request management
Features
Currently charting
Read full description

Ramp is the finance automation platform designed to save you time and money. With Ramp you get corporate cards, expense management, bill payments, accounting automation and reporting—all in one easy-to-use solution. Ramp Mobile puts finance automation in your pocket. Pay for expenses quickly with your corporate card at your fingertips. Submit expense reports and reimbursements on the go by taking a picture of your receipt and tapping in a memo or other submission requirements. Plus, with simplified visibility, you’ll always have the information you need on expense policies, recent transactions, or spend requests. App Features: - View & lock your cards - Add to Apple Wallet - Request new spend or temporary spend increase - Take a picture of your receipt and auto-match to transaction - Submit additional requirements like memos & accounting fields - Book flights and hotels with Ramp Travel - Request reimbursements - View all transactions & spend requests - See your expense policy - Set communication preferences - Dark/light themes

Screenshots

Mesh Payments4 screens
Ramp4 screens

Verdict

The call

The clearest difference is review sentiment: Ramp at 70% against Mesh Payments's 22%. Ramp also leads on rating (4.9 vs 3.7) and update cadence (weekly vs every 5 months). Mesh Payments's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ramp holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: Ramp has 46K ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 22% of Mesh Payments's written reviews are positive against 70% of Ramp's.

UpkeepUpdate frequency

Mesh Payments ships an update every 5 months, Ramp weekly. The most recent releases landed on September 17, 2026 and September 24, 2026 respectively.

Scorecard8 real differences · 3 level
Mesh Payments versus Ramp: the parameters behind the verdict, then further details
ParameterMesh PaymentsRamp
PriceFreeFree
Rating3.7 (24 ratings)4.9 (46K ratings) — better
Positive reviews22.2% of reviews69.8% of reviews — better
Number of ratings2446K — better
Update frequencyEvery 5 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
Best chart rank—#84 — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better18.0
Further details — not scored
Size13 MB306 MB
Age rating4+4+
DeveloperMesh Technologies Ltd.Ramp Business Corporation

Customer experience

Mesh Payments

All ratings24 ratings
Positive66.7%
Neutral4.2%
Negative29.2%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

Ramp

All ratings45,539 ratings
Positive97.9%
Neutral0.7%
Negative1.4%
Written reviews311 reviews
Positive69.8%
Neutral4.2%
Negative26.0%

Bugs and requests

Mesh Payments

Not enough reviews yet to summarise bugs or requests.

Ramp

Reported bugs

3 issues
  • Login issues and cards failing to load
  • Receipt upload failures and missing transaction details
  • Incompatibility with older iOS devices

Requested features

5 requests
  • Ability to add multiple receipts to a single expense report
  • Approval functionality within the mobile app
  • Support for foreign currency transactions and custom exchange rates
  • Customizable expense coding and reporting rules
  • Integration with more accounting and ERP systems

In-app purchases

None

Mesh Payments

No in-app purchases

None

Ramp

No in-app purchases

Questions

Is Mesh Payments free?
Mesh Payments is free to download, with no in-app purchases.
Is Ramp free?
Ramp is free to download, with no in-app purchases.
Which has better reviews, Mesh Payments or Ramp?
Ramp is rated higher. Mesh Payments averages 3.7 out of 5 from 24 ratings, while Ramp averages 4.9 from 46K ratings.
Do Mesh Payments or Ramp have ads?
Ramp shows ads; Mesh Payments does not.
Which is updated more often, Mesh Payments or Ramp?
Mesh Payments ships an update every 5 months, and Ramp weekly. Most recently, Mesh Payments was updated on September 17, 2026 and Ramp on September 24, 2026.

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