Ramp vs Guideline

Ramp is the finance automation platform designed to save you time and money. With Ramp you get corporate cards, expense management, bill payments, accounting automation and reporting—all in one easy-to-use solution. Ramp Mobile puts finance automation in your pocket. Pay for expenses quickly with your corporate card at your fingertips. Submit expense reports and reimbursements on the go by taking a picture of your receipt and tapping in a memo or other submission requirements. Plus, with simplified visibility, you’ll always have the information you need on expense policies, recent transactions, or spend requests. App Features: - View & lock your cards - Add to Apple Wallet - Request new spend or temporary spend increase - Take a picture of your receipt and auto-match to transaction - Submit additional requirements like memos & accounting fields - Book flights and hotels with Ramp Travel - Request reimbursements - View all transactions & spend requests - See your expense policy - Set communication preferences - Dark/light themes

Guideline has joined Gusto. Gain peace of mind on your road to retirement. Our award-winning app¹ makes it refreshingly easy to set up your 401(k) account and track your progress anytime, anywhere. SET UP IN MINUTES Set up your 401(k) in minutes right from your phone, no computer required. ACCESS ANYTIME Update your contribution amounts or make changes to your investment portfolios with just a few taps. INVEST WITH CONFIDENCE Take our questionnaire to see which of our portfolios is right for you. Plus, we’ll automatically rebalance your portfolio to help you stay on track. CHECK YOUR PROGRESS See your portfolio, performance, and total retirement savings to date. CONSOLIDATE SAVINGS You can roll over other accounts right from the app so all of your savings can be in one place. Plus, you’ll be able to take advantage of our portfolio management and low fees, which could help you make the most of every dollar saved.² ENABLE MOBILE-FIRST SECURITY Protect your account with security features like two-factor authentication (2FA) and biometric recognition. AWARD-WINNING CUSTOMER SUPPORT³ Access live support in English or Spanish, plus numerous resources, how-to guides, and FAQs via our Help Center. Disclosures: The images above are illustrative and for educational purposes only. They are not representative of any client account. This information is general in nature and is for informational purposes only. It should not be used as a substitute for specific tax, legal, and/or financial advice. Investing involves risk and investments may lose value. You are advised to consult a qualified financial adviser or tax professional before relying on the information provided herein. See our https://my.guideline.com/agreements/fees for additional information regarding our fees and services. 1. 2024 Fast Company Innovation by Design Award Winner for Guideline's mobile application in the Mid-Size business category in June 2024. Fee paid for application. See https://www.fastcompany.com/91126780/methodology-innovation-by-design-2024 for more information. 2. This information is for illustrative purposes only, and is not intended to be construed as investment or tax advice or as an assurance or guarantee of future performance. Investing involves risk, and investments may lose value. Investment advisory services for Guideline’s 401(k) product (when 3(38) fiduciary services are appointed) are offered by Gusto Investment Services, LLC, an SEC-registered investment adviser. Expense ratios for custom portfolios will vary. For more information regarding these fees, see the ADV 2A Brochure and Form CRS.These expense ratios are subject to change by and paid to the fund(s). View full fund lineup. 3. 2025 The American Business Awards® Bronze Stevie Winner in the Customer Service Team of the Year - Financial Services & Insurance category. Fee paid for application. See http://www.stevieawards.com/aba for more information. To learn more, go to guideline.com