Pemo vs Ajman Bank One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pemo
This platform consolidates all company invoices, expenses, approvals, and spending decisions into a single, powerful system. It offers smart corporate cards, invoice payment, and expense tracking, supported by automated approvals and real-time reporting to save businesses time and money.
- Invoice management
- Expense tracking
- Smart corporate cards
- Automated approval flows
- Direct accounting integration
- Real-time reporting
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Pemo is the all-in-one spend management solution that empowers your business by packing every company invoice, expense, approval and spending decision into one powerful platform. Pemo ’s offering includes smart corporate cards, invoice payment systems and expense tracking functions. Pemo’s offering is supported by automated approval flows, direct accounting integration and real-time reporting - features that allow business owners to save time, save money, automate admin and every expense so they can get on with what you do best - building great businesses.
Ajman Bank One
Manage your Islamic banking needs on the go with this mobile application. Access accounts, transfer funds, pay bills, and manage cards securely from anywhere, anytime. It offers a convenient way to perform a wide range of banking transactions based on Shariah values.
- Biometric login (Touch ID/Face Recognition)
- Account, card, finance, and deposit management
- Fund transfers (local and international)
- Bill payments
- Credit card payments
- Card activation and PIN change
- Service requests and product applications
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Ajman Bank, the award-winning Islamic financial services institution committed to transforming the experience of Islamic banking, offering a full range of banking products and services including bank accounts, credit cards, finance and investments. Ajman Bank provides banking services of the highest quality to individuals and businesses. Our foundation and inspiration are based on the Shariah values. As per our commitment to our customers Ajman Bank now introduces its Mobile Banking Application. Ajman Bank Mobile banking literally puts us in your hand. Simple and easy to use mobile banking anytime and anywhere. Customers can now do the following activities on the app: · Touch ID / Face Recognition Login · Remember User ID · Portfolio Accounts ,Card, Finance ,Deposit · Fund Transfer ( Own Account, Other Ajman Bank Account , Local fund Transfer and International Fund Transfer) · Manage Beneficiary ( Create, Manage and Delete) · Bill Payment ( Etisalat, DEWA, SEWA, Ajman Sewerage, FEWA, AADC, ADDC, Salik, DU) · Credit Card Payment ( Own , Other Ajman Bank and Local Credit Card Payment) Card Activation and Pin Change · Service (Additional Account Opening, Book a Deposit, Cheque Book Request , Customer Profile Update, Exchange Rates ) · Promotions , Apply New Products · Locate Us · Contact Us Thank you and enjoy Ajman Bank Digital
Screenshots
Verdict
The clearest difference is rating: Ajman Bank One at 4.6 against Pemo's 3.8. Ajman Bank One also leads on review sentiment (25% vs 0%) and ratings volume (178 vs 6). Pemo's advantage is update cadence (weekly vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ajman Bank One holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: Ajman Bank One has 178 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of Pemo's written reviews are positive against 25% of Ajman Bank One's.
Pemo ships an update weekly, Ajman Bank One fortnightly. Both last shipped on November 3, 2026.
| Parameter | Pemo | Ajman Bank One |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (6 ratings) | 4.6 (178 ratings) — better |
| Positive reviews | 0.0% of reviews | 25.0% of reviews — better |
| Number of ratings | 6 | 178 — better |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 185 MB | 311 MB |
| Age rating | 4+ | 4+ |
| Developer | Payables Technology LTD | Ajman Bank |
Customer experience
Pemo
Ajman Bank One
In-app purchases
Pemo
No in-app purchases
Ajman Bank One
No in-app purchases









