Comparison

Thrift Savings Plan vs eBenefits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Thrift Savings Plan

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

Highlights
  • Access TSP account summary
  • Check investment performance
  • Change investment mix
  • Use virtual assistant AVA
  • Securely sign paperwork
  • Submit forms and upload documents
  • Mobile check deposit for rollovers
Features
Currently charting
Read full description

Access and manage your Thrift Savings Plan (TSP) all in one place. The official TSP Mobile app is available to all TSP participants. Through the TSP Mobile app, you'll be able to access your TSP account on your device—anytime, anywhere. Use this app to: - review your TSP account summary - check your investment performance and change your investment mix - access tools, like the TSP virtual assistant, AVA, with convenient navigation - securely sign paperwork using your electronic signature, submit forms, and upload documents - use mobile check deposit for rollovers - enroll in and manage your mutual fund window account Note: A tsp.gov login is required to use certain functions within the app.

About

eBenefits

Features
Read full description

eBenefits is the one stop for all your benefits questions. We bridge the communications gap between open enrollment and when you need to know your benefits. This sophisticated platform is used by Human Resource Administrators and Benefits Administrators to provide eligible employees with simple and easy access to their personal benefits. We make the eligible employee’s benefits experience simple, quick and painless. You’ll have unlimited access to: • All your employee benefits • Upload copies of Benefits Cards • Access to Benefits Calendars • Click to Call Directory of all Providers • Form submission for Benefits Administrator Questions • Dependent Access to BenefitsApp (dependents may download and use BenefitsApp) • Company Rx savings and Perks that can save you money • More… Speak with your HR department/benefits consultant to request BenefitsApp as part of your benefits package.

Screenshots

Thrift Savings Plan4 screens
eBenefits4 screens

Verdict

The call

The clearest difference is update cadence: Thrift Savings Plan at every 2 months against eBenefits's every 5 months. Thrift Savings Plan also leads on chart position (#143 vs unranked). eBenefits's advantage is iOS requirement (12.0 vs 16.6.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Thrift Savings Plan ships an update every 2 months, eBenefits every 5 months. The most recent releases landed on October 31, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 8 level
Thrift Savings Plan versus eBenefits: the parameters behind the verdict, then further details
ParameterThrift Savings PlaneBenefits
PriceFreeFree
Rating4.8 (151K ratings) — better—
Positive reviews44.4% of reviews—
Number of ratings151K — better—
Update frequencyEvery 2 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
Best chart rank#143 — better—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.6.112.0 — better
Further details — not scored
Size228 MB15 MB
Age rating9+4+
DeveloperFederal Retirement Thrift Investment BoardHealthBenefitApp LLC

Bugs and requests

Thrift Savings Plan

Reported bugs

4 issues
  • Inability to log in
  • Disappearing account data
  • Broken check upload process
  • Inconsistent app behavior

Requested features

4 requests
  • Biometric login options
  • Historical data access
  • Improved navigation and UI
  • Seamless account management

eBenefits

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Thrift Savings Plan

No in-app purchases

None

eBenefits

No in-app purchases

Questions

Is Thrift Savings Plan free?
Thrift Savings Plan is free to download, with no in-app purchases.
Is eBenefits free?
eBenefits is free to download, with no in-app purchases.
Do Thrift Savings Plan or eBenefits have ads?
Neither Thrift Savings Plan nor eBenefits shows ads.
Which is updated more often, Thrift Savings Plan or eBenefits?
Thrift Savings Plan ships an update every 2 months, and eBenefits every 5 months. Most recently, Thrift Savings Plan was updated on October 31, 2026 and eBenefits on October 27, 2026.

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