Comparison

Netevia vs Swirepay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Netevia

Manage your business finances with integrated tools for expense tracking, business cards, and checking accounts. This platform simplifies spending, allows card management, and vendor payments, all in one place.

Highlights
  • Business cards
  • Expense management software
  • Business checking accounts
  • Spending limit and balance checks
  • Card sending and management
  • External account connection
  • Vendor payments
Features
Read full description

If you're looking for a comprehensive and easy-to-use financial management solution for your small or medium-sized business, Netevia Banking Services is a perfect choice. Our products include business cards, expense management software, and business checking accounts designed to help you save time and money. The Netevia banking services app makes it easy for business owners, finance departments, and employees to access their Netevia cards for easy spending, check spending limits and balances, send and manage your cards, connect external accounts, pay your vendors for services and much more. With Netevia, you'll have everything you need to manage your finances in one convenient place.

About

Swirepay

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

Highlights
  • Send and receive money in real-time
  • Earn cashback on payments
  • Same-day fund transfers
  • Works with major US banks
  • Supports POS devices for in-store payments
  • Simplifies B2B payments
Features
Read full description

Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact support@swirepay.com for any service related queries and letstalk@swirepay.com to learn more.

Screenshots

Netevia4 screens
Swirepay4 screens

Verdict

The call

The clearest difference is rating: Netevia at 5.0 against Swirepay's 4.7. Netevia also leads on ratings volume (10 vs 3). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Netevia holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 10 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

Scorecard2 real differences · 8 level
Netevia versus Swirepay: the parameters behind the verdict, then further details
ParameterNeteviaSwirepay
PriceFreeFree
Rating5.0 (10 ratings) — better4.7 (3 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings10 — better3
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.4 — better15.6
Further details — not scored
Size78 MB126 MB
Age rating4+4+
DeveloperTot Payments, LLCSwirepay Inc.

Customer experience

Netevia

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Swirepay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Netevia

No in-app purchases

None

Swirepay

No in-app purchases

Questions

Is Netevia free?
Netevia is free to download, with no in-app purchases.
Is Swirepay free?
Swirepay is free to download, with no in-app purchases.
Which has better reviews, Netevia or Swirepay?
Netevia is rated higher. Netevia averages 5.0 out of 5 from 10 ratings, while Swirepay averages 4.7 from 3 ratings.
Do Netevia or Swirepay have ads?
Neither Netevia nor Swirepay shows ads.
Which is updated more often, Netevia or Swirepay?
Netevia ships an update every 3 weeks, and Swirepay every 3 weeks. Most recently, Netevia was updated on September 22, 2026 and Swirepay on September 10, 2026.

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