Comparison

MCTPay vs DJO Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCTPay

Features
Read full description

Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.

About

DJO Pay

Manage multiple currencies, send and receive money instantly, and make various payments. This digital wallet offers virtual cards, crypto deposits, and AI support for secure transactions.

Highlights
  • Multi-currency wallet (MMK, USDT)
  • Instant peer-to-peer money transfers
  • Mobile credit and game account top-ups
  • Virtual prepaid cards for online shopping
  • USDT crypto deposits via BEP20
  • KYC verified identity verification
  • 24/7 AI customer support
Features
Read full description

DJO Pay is your all-in-one digital wallet and payment app designed for South East Asia users. KEY FEATURES • Multi-Currency Wallet — Hold and manage USDT balance in a single secure account. • Send & Receive Money — Instant peer-to-peer transfers to friends and family with low fees. • Top Up Services — Mobile credit, game accounts, eSIMs, and virtual phone numbers. • Virtual Cards — Issue prepaid cards for online shopping and international payments. • Travel Visa & Education Payments — Pay for visa applications and tuition fees seamlessly. • Crypto Deposits — Deposit USDT via BNB Smart Chain (BEP20) network. • Convert Balances — Switch between MMK and USDT at competitive rates. • KYC Verified — Bank-grade identity verification for secure transactions. • 24/7 AI Support — Get instant help from our intelligent chatbot. SECURITY FIRST • PIN-protected access with biometric unlock support • End-to-end encryption for all sensitive data • AML/CFT compliant transaction monitoring

Screenshots

DJO Pay4 screens

Verdict

The call

The clearest difference is ads: MCTPay at none against DJO Pay's shown. MCTPay also leads on update cadence (every 10 days vs monthly). DJO Pay's advantage is iOS requirement (15.5 vs 17.4). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MCTPay ships an update every 10 days, DJO Pay monthly. The most recent releases landed on October 3, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level
MCTPay versus DJO Pay: the parameters behind the verdict, then further details
ParameterMCTPayDJO Pay
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 10 days — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.415.5 — better
Further details — not scored
Size9 MB119 MB
Age rating4+17+
DeveloperMOBILE COMMUNITY TECH PTE LTDDJO Myanmar Limited

In-app purchases

None

MCTPay

No in-app purchases

None

DJO Pay

No in-app purchases

Questions

Is MCTPay free?
MCTPay is free to download, with no in-app purchases.
Is DJO Pay free?
DJO Pay is free to download, with no in-app purchases.
Do MCTPay or DJO Pay have ads?
DJO Pay shows ads; MCTPay does not.
Which is updated more often, MCTPay or DJO Pay?
MCTPay ships an update every 10 days, and DJO Pay monthly. Most recently, MCTPay was updated on October 3, 2026 and DJO Pay on September 30, 2026.

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