MCTPay vs DJO Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MCTPay
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Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.
DJO Pay
Manage multiple currencies, send and receive money instantly, and make various payments. This digital wallet offers virtual cards, crypto deposits, and AI support for secure transactions.
- Multi-currency wallet (MMK, USDT)
- Instant peer-to-peer money transfers
- Mobile credit and game account top-ups
- Virtual prepaid cards for online shopping
- USDT crypto deposits via BEP20
- KYC verified identity verification
- 24/7 AI customer support
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DJO Pay is your all-in-one digital wallet and payment app designed for South East Asia users. KEY FEATURES • Multi-Currency Wallet — Hold and manage USDT balance in a single secure account. • Send & Receive Money — Instant peer-to-peer transfers to friends and family with low fees. • Top Up Services — Mobile credit, game accounts, eSIMs, and virtual phone numbers. • Virtual Cards — Issue prepaid cards for online shopping and international payments. • Travel Visa & Education Payments — Pay for visa applications and tuition fees seamlessly. • Crypto Deposits — Deposit USDT via BNB Smart Chain (BEP20) network. • Convert Balances — Switch between MMK and USDT at competitive rates. • KYC Verified — Bank-grade identity verification for secure transactions. • 24/7 AI Support — Get instant help from our intelligent chatbot. SECURITY FIRST • PIN-protected access with biometric unlock support • End-to-end encryption for all sensitive data • AML/CFT compliant transaction monitoring
Screenshots
Verdict
The clearest difference is ads: MCTPay at none against DJO Pay's shown. MCTPay also leads on update cadence (every 10 days vs monthly). DJO Pay's advantage is iOS requirement (15.5 vs 17.4). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MCTPay ships an update every 10 days, DJO Pay monthly. The most recent releases landed on October 3, 2026 and September 30, 2026 respectively.
| Parameter | MCTPay | DJO Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.4 | 15.5 — better |
| Further details — not scored | ||
| Size | 9 MB | 119 MB |
| Age rating | 4+ | 17+ |
| Developer | MOBILE COMMUNITY TECH PTE LTD | DJO Myanmar Limited |
In-app purchases
MCTPay
No in-app purchases
DJO Pay
No in-app purchases









