Ninja App vs Instantpay

About Ninja: Ninja is India's leading agri-platform, which leverages technology and data to organize the Agri-commerce ecosystem. Ninja aims to be the digital plumbing network for global Agri-commerce that solves structural problems like information asymmetry, payment hassles, distribution inefficiency. Today, Ninja operates in 150+ markets across multiple Agri commodities. About Ninja: The Ninja platform can be used by buyers and sellers of India’s agri-marketplace for managing their trades, paying and collecting money instantly from buyers and sellers and many more. Managing trades: Ninja app allows you to trade with a wide variety of buyers and sellers. You can buy and sell your produce across multiple SKUs and all your trades will be recorded and displayed in the app. Pay & Collect: Ninja app allows you to pay and collect money from buyers and sellers across India(irrespective of their presence on Ninja app) instantly, via multiple payment modes. Payment Reconciliation: Ninja app allows you to reconcile payments against orders. Vehicle tracking: Ninja app allows you to track the status of your running trade seamlessly. Get Business loans: Apply for Business Loans on Ninja. Get Loan amount starting from Rs 10,000 to Rs 50,00,000. Interest Rate ( per annum): 10%- 36%. Loan Processing fee: 0-2% Please Note: Loans are only available to Indian citizens within the territory of India Repayment Terms: Repay in weekly/monthly instalments. Loan Tenure: 3 months to 15 months. Example: Loan amount: Rs. 100000, Interest (APR) 24% p.a., Processing fee 1%, Tenure 90 Days Loan processing fee: Rs.1000, Total Interest Rs. 6000, Disbursal amount: Rs.99000 (Loan Amount - Processing Fees) Amount Payable: Rs.106000. Lending Partners (NBFCs): Avanti Finance Private Limited, U Gro Capital Limited, Liquiloans

Millions of businesses trust Instantpay — one place for all your business banking needs. Providing a superior digital experience, we offer a full-featured current account and debit card that simplify and automate payouts, collections, expense management, and more, making it easier for your business to run. With a quick and easy KYC process, you can begin accepting payments within minutes. With our assistance, startups, small and medium businesses, large companies, and others can manage all of their money movements seamlessly. Designed for modern businesses, our tech-led solutions enable them to spend, save, and manage their money online. Managing your bank account isn't the only thing you can do with Instantpay. You can manage employee expenses, make business decisions, and take advantage of new market opportunities with its help. Reasons to Choose Instantpay: • Open a smart current account for your business that simplifies banking and payments. • Connect and manage existing bank accounts via a single interface. • Send and receive payments via all payment methods. • Make one-click payments and send payouts in bulk. • Simply add the recipient's details to the Contact Book to enjoy seamless fund transfers. • Create payment links and share them via SMS, WhatsApp, or email to make collecting payments as easy as possible. • Enable digital payment collections through QR codes. • With Instantpay Contactless Cards, you can spend, track, and manage business expenses. • Create unique corporate gifting programs with Gift Cards and Brand Vouchers. • Scale your business with collateral-free business loans that meet your working capital needs. • 100,000+ physical touchpoints. • With our 24x7 support, we are always available to assist you.